Link
to 10-K EXHIBIT
32.1
CERTIFICATION
BY CHIEF EXECUTIVE OFFICER PURSUANT TO
18
U.S.C.
SECTION 1350
(SECTION
906 OF THE SARBANES-OXLEY ACT OF 2002)
In
connection with the Annual Report of PICO Holdings, Inc. (the “Company”) on Form
10-K for the year ended December 31, 2005, as filed with the Securities and
Exchange Commission on the date hereof (the “Report”), I, John R. Hart,
President and Chief Executive Officer of the Company, certify, pursuant to
18
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002 (“Section 906”), that to the best of my knowledge:
(1) The
Report fully complies with requirements of section 13(a) of the Securities
Exchange Act of 1934 (15 U.S.C. 78m); and
(2) The
information contained in the Report fairly presents, in all material respects,
the financial condition and results of operations of the Company.
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Date:
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March
10, 2006
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/s/
John R. Hart
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John
R. Hart
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President
and Chief Executive Officer
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