SPECTRUM CAPITAL TRUST I

Form for the registration / listing of a class of securities on a national securities exchange pursuant to Section 12(b)

HAMANN DERY L F: Statement of changes in beneficial ownership of securities

FISCHER THOMAS B: Statement of changes in beneficial ownership of securities

Prospectus filed pursuant to Rule 424(b)(4)

General form of registration statement for all companies including face-amount certificate companies

Prospectus filed pursuant to Rule 424(a)

General form of registration statement for all companies including face-amount certificate companies

General form of registration statement for all companies including face-amount certificate companies