Fair Value Measurements (Tables)
 12 Months Ended
Dec. 31, 2013
Fair Value Measurements [Abstract]  
Schedule of Fair Value, Assets and Liabilities Measured On Recurring Basis [Table Text Block]
The following table presents information about our assets recorded in our consolidated statement of financial position at their fair value on a recurring basis as of December 31, 2013 and December 31, 2012, and indicates the fair value hierarchy of the valuation techniques utilized to determine such fair value.
 
 
 
Fair Value Measurements Using
 
 
December 31, 2013
 
Level 1
 
Level 2
 
Level 3
 
 
(In Thousands)
 
Available for sale securities
 
 
 
 
Mortgage-backed securities
 
$
104,923
   
-
   
104,923
   
-
 
Collateralized mortgage obligations
                
Government sponsored enterprise issued
  
19,241
   
-
   
19,241
   
-
 
Government sponsored enterprise bonds
  
17,934
   
-
   
17,934
   
-
 
Municipal securities
  
58,793
   
-
   
58,793
   
-
 
Other debt securities
  
5,160
   
5,160
   
-
   
-
 
Certificates of deposit
  
7,367
   
-
   
7,367
   
-
 
Loans held for sale
  
97,021
   
-
   
97,021
   
-
 
Mortgage banking derivative assets
  
1,189
   
-
   
-
   
1,189
 
 
                
 
    
Fair Value Measurements Using
 
 
December 31, 2012
 
Level 1
 
Level 2
 
Level 3
 
 
(In Thousands)
 
Available for sale securities
                
Mortgage-backed securities
 
$
119,056
   
-
   
119,056
   
-
 
Collateralized mortgage obligations
                
Government sponsored enterprise issued
  
29,579
   
-
   
29,579
   
-
 
Government sponsored enterprise bonds
  
8,017
   
-
   
8,017
   
-
 
Municipal securities
  
37,371
   
-
   
37,371
   
-
 
Other debt securities
  
5,070
   
5,070
   
-
   
-
 
Certificates of deposit
  
5,924
   
-
   
5,924
   
-
 
Loans held for sale
  
133,613
   
-
   
133,613
   
-
 
Mortgage banking derivative assets
  
1,668
   
-
   
-
   
1,668
 
Mortgage banking derivative liabilities
  
249
   
-
   
-
   
249
 
Fair Value Measurements, Nonrecurring [Table Text Block]
The following table presents information about our assets recorded in our consolidated statement of financial position at their fair value on a non-recurring basis as of December 31, 2013 and December 31, 2012, and indicates the fair value hierarchy of the valuation techniques utilized to determine such fair value.

 
 
Fair Value Measurements Using
 
 
December 31, 2013
 
Level 1
 
Level 2
 
Level 3
 
 
(In Thousands)
 
Impaired loans, net (1)
 
$
24,596
   
-
   
-
   
24,596
 
Real estate owned
  
22,663
   
-
   
-
   
22,663
 
 
                
 
    
Fair Value Measurements Using
 
 
December 31, 2012
 
Level 1
 
Level 2
 
Level 3
 
 
(In Thousands)
 
Impaired loans, net (1)
 
$
40,071
   
-
   
-
   
40,071
 
Real estate owned
  
35,974
   
-
   
-
   
35,974
 
_________
(1) Represents collateral-dependent impaired loans, net, which are included in loans.
Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table Text Block]
For Level 3 assets and liabilities measured at fair value on a recurring or non-recurring basis as of December 31, 2013, the significant unobservable inputs used in the fair value measurements were as follows:
 
 
 
Fair Value at
 
 
Significant
 
Significant Unobservable Input Value
 
 
 
December 31, 2013
 
Valuation
Technique
Unobservable
Inputs
 
Minimum
Value
  
Maximum
Value
 
Mortgage banking derivatives
 $ 
1,189
 
Pricing models
Pull through rate
  
69.3
%
  
100.0
%
Impaired loans
  
24,596
 
Market approach
Discount rates applied to appraisals
  
15.0
%
  
30.0
%
Real estate owned
  
22,663
 
Market approach
Discount rates applied to appraisals
  
5.0
%
  
89.0
%
Mortgage servicing rights
  
5,829
 
Pricing models
Prepayment rate
  
7.1
%
  
18.0
%
 
    
     
Discount rate
  
10.0
%
  
10.0
%
 
    
     
Cost to service
 
$
65.00
  
$
65.00
 
___________
 
Fair Value, by Balance Sheet Grouping [Table Text Block]
The carrying amounts and fair values of the Company's financial instruments consist of the following at December 31, 2013 and December 31, 2012:
 
 
 
December 31, 2013
  
December 31, 2012
 
 
 
Carrying amount
  
Fair Value
  
Carrying amount
  
Fair value
 
 
 
  
Total
  
Level 1
  
Level 2
  
Level 3
  
  
Total
  
Level 1
  
Level 2
  
Level 3
 
 
 
(In Thousands)
 
Financial Assets
 
  
  
  
  
  
  
  
  
  
 
Cash and cash equivalents
 
$
429,169
   
429,169
   
429,169
   
-
   
-
   
71,649
   
71,469
   
71,469
   
-
   
-
 
Securities available-for-sale
  
213,418
   
213,418
   
5,160
   
208,258
   
-
   
205,017
   
205,017
   
5,070
   
199,947
   
-
 
Loans held for sale
  
97,021
   
97,021
   
-
   
97,021
   
-
   
133,613
   
133,613
   
-
   
133,613
   
-
 
Loans receivable
  
1,092,676
   
1,117,959
   
-
   
-
   
1,117,959
   
1,133,672
   
1,148,107
   
-
   
-
   
1,148,107
 
FHLB stock
  
17,500
   
17,500
   
-
   
17,500
   
-
   
20,193
   
20,193
   
-
   
20,193
   
-
 
Cash surrender value of life insurance
  
39,378
   
39,378
   
39,378
   
-
   
-
   
38,061
   
38,061
   
38,061
   
-
   
-
 
Real estate owned
  
22,663
   
22,663
   
-
   
-
   
22,663
   
35,974
   
35,974
   
-
   
-
   
35,974
 
Accrued interest receivable
  
3,804
   
3,804
   
3,804
   
-
   
-
   
3,452
   
3,452
   
3,452
   
-
   
-
 
Mortgage Servicing Rights
  
3,377
   
5,829
   
-
   
-
   
5,829
   
3,220
   
4,070
   
-
   
-
   
4,070
 
Mortgage banking derivative assets
  
1,189
   
1,189
   
-
   
-
   
1,189
   
1,668
   
1,668
   
-
   
-
   
1,668
 
 
                                        
Financial Liabilities
                                        
Deposits
  
1,244,741
   
1,246,541
   
606,991
   
639,550
   
-
   
939,513
   
942,118
   
202,593
   
739,525
   
-
 
Advance payments by borrowers for taxes
  
2,482
   
2,482
   
2,482
   
-
   
-
   
1,672
   
1,672
   
1,672
   
-
   
-
 
Borrowings
  
455,197
   
491,053
   
21,197
   
469,856
   
-
   
479,888
   
537,299
   
-
   
537,299
   
-
 
Accrued interest payable
  
1,595
   
1,595
   
1,595
   
-
   
-
   
1,715
   
1,715
   
1,715
   
-
   
-
 
Mortgage banking derivative liabilities
  
-
   
-
   
-
   
-
   
-
   
249
   
249
   
-
   
-
   
249
 
 
                                        
Other Financial Instruments
                                        
Stand-by letters of credit
  
-
   
-
   
-
   
-
   
-
   
5
   
5
   
-
   
-
   
5