|
Loans and allowance for loan losses (5) (Details) (USD $)
|
3 Months Ended |
9 Months Ended |
12 Months Ended |
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Dec. 31, 2011
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
$ 6,654,698 |
$ 6,852,606 |
$ 41,684,985 |
$ 10,468,544 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
14 |
7 |
73 |
13 |
31 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
6,654,698 |
6,852,606 |
21,199,955 |
10,468,544 |
21,966,175 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
6,654,698 |
6,852,606 |
21,199,955 |
10,468,544 |
21,966,175 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
3 |
7 |
51 |
13 |
15 |
| Recorded investment |
620,998 |
8,363,526 |
9,181,811 |
14,016,012 |
15,294,960 |
|
Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
17,949 |
1,227,522 |
3,534,841 |
1,268,868 |
|
|
Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
4,875,753 |
3,837,577 |
22,097,446 |
5,213,033 |
|
|
Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
1,144,351 |
3,015,029 |
19,587,539 |
5,255,511 |
|
|
Commercial [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
39,769 |
2,655,029 |
9,876,951 |
5,495,511 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
2 |
12 |
7 |
11 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
39,769 |
2,655,029 |
3,938,672 |
5,495,511 |
6,604,400 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
39,769 |
2,655,029 |
3,938,672 |
5,495,511 |
6,604,400 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
4 |
17 |
10 |
8 |
| Recorded investment |
39,769 |
5,822,810 |
4,703,352 |
11,475,296 |
11,389,291 |
|
Commercial [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
0 |
823,522 |
996,602 |
864,868 |
|
|
Commercial [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
0 |
0 |
5,165,826 |
600,000 |
|
|
Commercial [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
39,769 |
2,655,029 |
4,711,125 |
4,895,511 |
|
|
Residential [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
191,544 |
0 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
3 |
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
0 |
0 |
191,544 |
|
0 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
0 |
0 |
191,544 |
0 |
0 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
3 |
|
0 |
| Recorded investment |
0 |
|
191,544 |
|
0 |
|
Residential [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
|
|
0 |
0 |
|
|
Residential [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
0 |
0 |
|
|
Residential [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
191,544 |
0 |
|
|
Total construction and land development [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
39,769 |
2,655,029 |
10,068,495 |
5,495,511 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
2 |
15 |
7 |
11 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
39,769 |
2,655,029 |
4,130,216 |
5,495,511 |
6,604,400 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
39,769 |
2,655,029 |
4,130,216 |
5,495,511 |
6,604,400 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
4 |
20 |
10 |
8 |
| Recorded investment |
39,769 |
5,822,810 |
4,894,896 |
11,475,296 |
11,389,291 |
|
Total construction and land development [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
0 |
823,522 |
996,602 |
864,868 |
|
|
Total construction and land development [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
0 |
0 |
5,165,826 |
600,000 |
|
|
Total construction and land development [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
39,769 |
2,655,029 |
4,902,669 |
4,895,511 |
|
|
Farmland [Member]
|
|
|
|
|
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
0 |
0 |
0 |
|
|
| Financing Receivable Modifications Post Modification Recorded Investment During period |
0 |
0 |
0 |
0 |
0 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
0 |
|
|
| Recorded investment |
0 |
|
0 |
|
|
|
Commercial real estate - owner occupied [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
0 |
0 |
10,385,569 |
0 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
1 |
0 |
9 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
0 |
0 |
1,388,851 |
|
9,748,062 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
0 |
0 |
1,388,851 |
0 |
9,748,062 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
1 |
3 |
1 |
2 |
| Recorded investment |
0 |
2,180,716 |
496,933 |
2,180,716 |
2,202,688 |
|
Commercial real estate - owner occupied [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
|
|
1,025,656 |
0 |
|
|
Commercial real estate - owner occupied [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
0 |
0 |
5,886,028 |
0 |
|
|
Commercial real estate - owner occupied [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
0 |
0 |
4,499,541 |
0 |
|
|
Commercial real estate - non-owner occupied [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
4,737,776 |
0 |
13,760,683 |
775,456 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
7 |
|
9 |
1 |
5 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
4,737,776 |
0 |
9,665,791 |
775,456 |
4,031,868 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
4,737,776 |
0 |
9,665,791 |
775,456 |
4,031,868 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
|
1 |
|
|
| Recorded investment |
461,265 |
|
461,265 |
|
0 |
|
Commercial real estate - non-owner occupied [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
0 |
|
753,170 |
0 |
|
|
Commercial real estate - non-owner occupied [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
4,276,511 |
0 |
7,759,407 |
775,456 |
|
|
Commercial real estate - non-owner occupied [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
461,265 |
0 |
6,001,276 |
0 |
|
|
Multifamily [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
634,594 |
0 |
1,210,273 |
0 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
|
1 |
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
634,594 |
0 |
634,594 |
|
0 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
634,594 |
0 |
634,594 |
0 |
0 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
|
4 |
|
2 |
| Recorded investment |
461,265 |
|
958,198 |
|
2,202,688 |
|
Multifamily [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
0 |
0 |
0 |
0 |
|
|
Multifamily [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
0 |
0 |
1,210,273 |
0 |
|
|
Multifamily [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
0 |
0 |
0 |
0 |
|
|
Total commercial real estate [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
5,372,370 |
0 |
25,356,525 |
775,456 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
8 |
0 |
11 |
1 |
14 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
5,372,370 |
0 |
11,689,236 |
775,456 |
13,779,930 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
5,372,370 |
0 |
11,689,236 |
775,456 |
13,779,930 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
|
1 |
|
1 |
|
| Recorded investment |
|
2,180,716 |
|
2,180,716 |
|
|
Total commercial real estate [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
0 |
0 |
1,778,826 |
0 |
|
|
Total commercial real estate [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
4,276,511 |
0 |
14,855,708 |
775,456 |
|
|
Total commercial real estate [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
461,265 |
0 |
10,500,817 |
0 |
|
|
Home equity lines [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
349,192 |
0 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
1 |
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
0 |
0 |
349,192 |
0 |
0 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
0 |
0 |
349,192 |
0 |
0 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
1 |
|
|
| Recorded investment |
0 |
|
349,192 |
|
|
|
Home equity lines [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
|
|
96,569 |
0 |
|
|
Home equity lines [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
0 |
0 |
|
|
Home equity lines [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
349,192 |
0 |
|
|
Secured by 1-4 family residential, secured by first deeds of trust [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
1,042,595 |
3,837,577 |
5,384,930 |
3,837,577 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
4 |
3 |
39 |
3 |
2 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
1,042,595 |
3,837,577 |
4,505,468 |
3,837,577 |
1,422,772 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
1,042,595 |
3,837,577 |
4,505,468 |
3,837,577 |
1,422,772 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
20 |
|
2 |
| Recorded investment |
0 |
|
2,459,862 |
|
1,422,772 |
|
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
17,949 |
404,000 |
579,444 |
404,000 |
|
|
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
599,242 |
3,837,577 |
2,069,732 |
3,837,577 |
|
|
Secured by 1-4 family residential, secured by first deeds of trust [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
443,353 |
0 |
3,315,198 |
0 |
|
|
Secured by 1-4 family residential, secured by second deeds of trust [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
69,815 |
0 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
1 |
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
0 |
0 |
69,815 |
0 |
0 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
0 |
0 |
69,815 |
0 |
0 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
1 |
|
|
| Recorded investment |
0 |
|
69,815 |
|
0 |
|
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
|
|
0 |
0 |
|
|
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
0 |
0 |
|
|
Secured by 1-4 family residential, secured by second deeds of trust [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
|
|
69,815 |
0 |
|
|
Total consumer real estate [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
1,042,595 |
3,837,577 |
5,803,937 |
3,837,577 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
4 |
3 |
41 |
3 |
2 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
1,042,595 |
3,837,577 |
4,924,475 |
3,837,577 |
1,422,772 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
1,042,595 |
3,837,577 |
4,924,475 |
3,837,577 |
1,422,772 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
22 |
|
2 |
| Recorded investment |
0 |
|
2,878,869 |
|
1,422,772 |
|
Total consumer real estate [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
17,949 |
404,000 |
676,013 |
404,000 |
|
|
Total consumer real estate [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
599,242 |
3,837,577 |
2,069,732 |
3,837,577 |
|
|
Total consumer real estate [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
443,353 |
0 |
3,734,205 |
0 |
|
|
Commercial and industrial loans (except those secured by real estate) [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
199,964 |
360,000 |
456,028 |
360,000 |
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
2 |
6 |
2 |
3 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
199,964 |
360,000 |
456,028 |
360,000 |
159,073 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
199,964 |
360,000 |
456,028 |
360,000 |
159,073 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
1 |
2 |
5 |
2 |
2 |
| Recorded investment |
119,964 |
360,000 |
449,848 |
360,000 |
151,790 |
|
Commercial and industrial loans (except those secured by real estate) [Member] | Specific Valuation Allowance [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Financing Receivable Modifications Related Allowance During Period |
|
0 |
83,400 |
0 |
|
|
Commercial and industrial loans (except those secured by real estate) [Member] | Performing [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
0 |
0 |
6,180 |
0 |
|
|
Commercial and industrial loans (except those secured by real estate) [Member] | Nonaccrual [Member]
|
|
|
|
|
|
| Information concerning Troubled Debt Restructurings [Abstract] |
|
|
|
|
|
| Total |
199,964 |
360,000 |
449,848 |
360,000 |
|
|
Consumer and other [Member]
|
|
|
|
|
|
| Information about TDRs Identified during the period [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
0 |
|
1 |
| Financing Receivable Modifications Pre Modification Recorded Investment During period |
0 |
|
0 |
|
128,419 |
| Financing Receivable Modifications Post Modification Recorded Investment During period |
0 |
|
0 |
|
128,419 |
| Defaults on TDRs [Abstract] |
|
|
|
|
|
| Number of loans |
0 |
|
0 |
|
1 |
| Recorded investment |
$ 0 |
|
$ 0 |
|
$ 128,419 |