|
Loans and allowance for loan losses (3) (Details) (USD $)
|
Sep. 30, 2012
|
Dec. 31, 2011
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
$ 45,379,885 |
$ 34,623,937 |
| Unpaid principal balance |
54,024,599 |
36,856,805 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
19,514,275 |
32,935,362 |
| Unpaid principal balance |
22,370,126 |
34,504,362 |
| Related allowance |
2,145,333 |
8,795,046 |
| Total [Abstract] |
|
|
| Recorded investment |
64,894,160 |
67,559,299 |
| Unpaid principal balance |
76,394,725 |
71,361,167 |
| Related Allowance |
2,145,333 |
8,795,046 |
|
Commercial [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
9,219,142 |
9,722,132 |
| Unpaid principal balance |
15,132,049 |
11,094,408 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
5,748,863 |
14,885,541 |
| Unpaid principal balance |
7,531,385 |
15,785,541 |
| Related allowance |
344,651 |
3,913,820 |
| Total [Abstract] |
|
|
| Recorded investment |
14,968,005 |
24,607,673 |
| Unpaid principal balance |
22,663,434 |
26,879,949 |
| Related Allowance |
344,651 |
3,913,820 |
|
Residential [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
191,544 |
624,651 |
| Unpaid principal balance |
471,544 |
712,243 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
0 |
587,235 |
| Unpaid principal balance |
0 |
587,235 |
| Related allowance |
0 |
320,250 |
| Total [Abstract] |
|
|
| Recorded investment |
191,544 |
1,211,886 |
| Unpaid principal balance |
471,544 |
1,299,478 |
| Related Allowance |
0 |
320,250 |
|
Total construction and land development [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
9,410,686 |
10,346,783 |
| Unpaid principal balance |
15,603,593 |
11,806,651 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
5,748,863 |
15,472,776 |
| Unpaid principal balance |
7,531,385 |
16,372,776 |
| Related allowance |
344,651 |
4,234,070 |
| Total [Abstract] |
|
|
| Recorded investment |
15,159,549 |
25,819,559 |
| Unpaid principal balance |
23,134,978 |
28,179,427 |
| Related Allowance |
344,651 |
4,234,070 |
|
Farmland [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
1,049,489 |
0 |
| Unpaid principal balance |
1,049,489 |
0 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
|
0 |
| Unpaid principal balance |
|
0 |
| Related allowance |
|
0 |
| Total [Abstract] |
|
|
| Recorded investment |
1,049,489 |
0 |
| Unpaid principal balance |
1,049,489 |
0 |
| Related Allowance |
0 |
0 |
|
Commercial real estate - owner occupied [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
8,484,371 |
6,414,362 |
| Unpaid principal balance |
8,514,955 |
6,414,362 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
7,101,305 |
9,508,393 |
| Unpaid principal balance |
7,616,761 |
9,652,393 |
| Related allowance |
917,527 |
2,031,740 |
| Total [Abstract] |
|
|
| Recorded investment |
15,585,676 |
15,922,755 |
| Unpaid principal balance |
16,131,716 |
16,066,755 |
| Related Allowance |
917,527 |
2,031,740 |
|
Commercial real estate - non-owner occupied [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
12,915,719 |
7,146,531 |
| Unpaid principal balance |
13,061,948 |
7,146,531 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
4,221,512 |
1,719,690 |
| Unpaid principal balance |
4,221,512 |
1,719,690 |
| Related allowance |
513,685 |
450,000 |
| Total [Abstract] |
|
|
| Recorded investment |
17,137,231 |
8,866,221 |
| Unpaid principal balance |
17,283,460 |
8,866,221 |
| Related Allowance |
513,685 |
450,000 |
|
Multifamily [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
1,574,878 |
2,019,675 |
| Unpaid principal balance |
1,574,878 |
2,019,675 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
0 |
0 |
| Unpaid principal balance |
0 |
0 |
| Related allowance |
0 |
0 |
| Total [Abstract] |
|
|
| Recorded investment |
1,574,878 |
2,019,675 |
| Unpaid principal balance |
1,574,878 |
2,019,675 |
| Related Allowance |
0 |
0 |
|
Total commercial real estate [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
24,024,457 |
15,580,568 |
| Unpaid principal balance |
24,201,270 |
15,580,568 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
11,322,817 |
11,228,083 |
| Unpaid principal balance |
11,838,273 |
11,372,083 |
| Related allowance |
1,431,212 |
2,481,740 |
| Total [Abstract] |
|
|
| Recorded investment |
35,347,274 |
26,808,651 |
| Unpaid principal balance |
36,039,543 |
26,952,651 |
| Related Allowance |
1,431,212 |
2,481,740 |
|
Home equity lines [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
1,175,230 |
702,338 |
| Unpaid principal balance |
1,307,554 |
702,338 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
399,312 |
756,892 |
| Unpaid principal balance |
447,596 |
756,892 |
| Related allowance |
79,550 |
233,606 |
| Total [Abstract] |
|
|
| Recorded investment |
1,574,542 |
1,459,230 |
| Unpaid principal balance |
1,755,150 |
1,459,230 |
| Related Allowance |
79,550 |
233,606 |
|
Secured by 1-4 family residential, secured by first deeds of trust [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
9,328,458 |
6,319,837 |
| Unpaid principal balance |
10,460,195 |
6,792,837 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
1,508,740 |
4,224,325 |
| Unpaid principal balance |
1,508,740 |
4,749,325 |
| Related allowance |
59,277 |
1,007,155 |
| Total [Abstract] |
|
|
| Recorded investment |
10,837,198 |
10,544,162 |
| Unpaid principal balance |
11,968,935 |
11,542,162 |
| Related Allowance |
59,277 |
1,007,155 |
|
Secured by 1-4 family residential, secured by second deeds of trust [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
640,995 |
336,257 |
| Unpaid principal balance |
864,571 |
336,257 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
117,002 |
167,523 |
| Unpaid principal balance |
117,002 |
167,523 |
| Related allowance |
105,997 |
119,524 |
| Total [Abstract] |
|
|
| Recorded investment |
757,997 |
503,780 |
| Unpaid principal balance |
981,573 |
503,780 |
| Related Allowance |
105,997 |
119,524 |
|
Total consumer real estate [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
11,144,683 |
7,358,432 |
| Unpaid principal balance |
12,632,320 |
7,831,432 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
2,025,054 |
5,148,740 |
| Unpaid principal balance |
2,073,338 |
5,673,740 |
| Related allowance |
244,824 |
1,360,285 |
| Total [Abstract] |
|
|
| Recorded investment |
13,169,737 |
12,507,172 |
| Unpaid principal balance |
14,705,658 |
13,505,172 |
| Related Allowance |
244,824 |
1,360,285 |
|
Commercial and industrial loans (except those secured by real estate) [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
748,040 |
1,194,913 |
| Unpaid principal balance |
1,535,397 |
1,494,913 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
417,541 |
818,597 |
| Unpaid principal balance |
927,130 |
818,597 |
| Related allowance |
124,646 |
452,773 |
| Total [Abstract] |
|
|
| Recorded investment |
1,165,581 |
2,013,510 |
| Unpaid principal balance |
2,462,527 |
2,313,510 |
| Related Allowance |
124,646 |
452,773 |
|
Consumer and other [Member]
|
|
|
| With no related allowance recorded [Abstract] |
|
|
| Recorded investment |
52,019 |
143,241 |
| Unpaid principal balance |
52,019 |
143,241 |
| With an allowance recorded [Abstract] |
|
|
| Recorded investment |
0 |
267,166 |
| Unpaid principal balance |
0 |
267,166 |
| Related allowance |
0 |
266,178 |
| Total [Abstract] |
|
|
| Recorded investment |
52,019 |
410,407 |
| Unpaid principal balance |
52,019 |
410,407 |
| Related Allowance |
$ 0 |
$ 266,178 |