|
Loans and allowance for loan losses (2) (Details) (USD $)
|
Sep. 30, 2012
|
Dec. 31, 2011
|
Sep. 30, 2011
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
$ 2,489,984 |
$ 4,135,073 |
|
| 60 to 89 days past due |
3,505,160 |
3,437,412 |
|
| Greater than 90 days |
482,368 |
1,172,237 |
|
| Total past due |
6,477,512 |
8,744,722 |
|
| Current |
367,873,256 |
419,125,994 |
|
| Total loans |
374,350,768 |
427,870,716 |
436,063,963 |
| Recorded investment, 90 days and accruing |
482,368 |
1,172,237 |
|
|
Commercial [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
11,291 |
1,367,360 |
|
| 60 to 89 days past due |
449,955 |
408,000 |
|
| Greater than 90 days |
0 |
36,770 |
|
| Total past due |
461,246 |
1,812,130 |
|
| Current |
47,954,568 |
70,808,407 |
|
| Total loans |
48,415,814 |
72,620,537 |
|
| Recorded investment, 90 days and accruing |
0 |
36,770 |
|
|
Residential [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
0 |
575,200 |
|
| 60 to 89 days past due |
0 |
251,799 |
|
| Greater than 90 days |
0 |
0 |
|
| Total past due |
0 |
826,999 |
|
| Current |
4,937,958 |
7,079,466 |
|
| Total loans |
4,937,958 |
7,906,465 |
|
| Recorded investment, 90 days and accruing |
0 |
0 |
|
|
Total construction and land development [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
11,291 |
1,942,560 |
|
| 60 to 89 days past due |
449,955 |
659,799 |
|
| Greater than 90 days |
0 |
36,770 |
|
| Total past due |
461,246 |
2,639,129 |
|
| Current |
52,892,526 |
77,887,873 |
|
| Total loans |
53,353,772 |
80,527,002 |
|
| Recorded investment, 90 days and accruing |
0 |
36,770 |
|
|
Farmland [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
0 |
0 |
|
| 60 to 89 days past due |
0 |
0 |
|
| Greater than 90 days |
0 |
0 |
|
| Total past due |
0 |
0 |
|
| Current |
2,591,277 |
2,464,981 |
|
| Total loans |
2,591,277 |
2,464,981 |
2,026,014 |
| Recorded investment, 90 days and accruing |
0 |
0 |
|
|
Commercial real estate - owner occupied [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
0 |
598,006 |
|
| 60 to 89 days past due |
379,961 |
36,972 |
|
| Greater than 90 days |
0 |
0 |
|
| Total past due |
379,961 |
634,978 |
|
| Current |
96,806,985 |
104,957,170 |
|
| Total loans |
97,186,946 |
105,592,148 |
103,572,596 |
| Recorded investment, 90 days and accruing |
0 |
0 |
|
|
Commercial real estate - non-owner occupied [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
0 |
55,709 |
|
| 60 to 89 days past due |
718,354 |
673,561 |
|
| Greater than 90 days |
0 |
0 |
|
| Total past due |
718,354 |
729,270 |
|
| Current |
54,575,985 |
53,329,879 |
|
| Total loans |
55,294,339 |
54,059,149 |
54,463,355 |
| Recorded investment, 90 days and accruing |
0 |
0 |
|
|
Multifamily [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
0 |
111,571 |
|
| 60 to 89 days past due |
0 |
255,196 |
|
| Greater than 90 days |
0 |
0 |
|
| Total past due |
0 |
366,767 |
|
| Current |
7,569,039 |
6,312,561 |
|
| Total loans |
7,569,039 |
6,679,328 |
6,746,019 |
| Recorded investment, 90 days and accruing |
0 |
0 |
|
|
Total commercial real estate [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
0 |
765,286 |
|
| 60 to 89 days past due |
1,098,315 |
965,729 |
|
| Greater than 90 days |
0 |
0 |
|
| Total past due |
1,098,315 |
1,731,015 |
|
| Current |
161,543,286 |
167,064,591 |
|
| Total loans |
162,641,601 |
168,795,606 |
|
| Recorded investment, 90 days and accruing |
0 |
0 |
|
|
Home equity lines [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
188,130 |
323,349 |
|
| 60 to 89 days past due |
782,639 |
99,494 |
|
| Greater than 90 days |
97,158 |
299,783 |
|
| Total past due |
1,067,927 |
722,626 |
|
| Current |
25,644,061 |
29,964,600 |
|
| Total loans |
26,711,988 |
30,687,226 |
32,950,237 |
| Recorded investment, 90 days and accruing |
97,158 |
299,783 |
|
|
Secured by 1-4 family residential, secured by first deeds of trust [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
2,204,913 |
985,116 |
|
| 60 to 89 days past due |
707,010 |
1,572,973 |
|
| Greater than 90 days |
369,792 |
624,740 |
|
| Total past due |
3,281,715 |
3,182,829 |
|
| Current |
79,205,094 |
90,035,969 |
|
| Total loans |
82,486,809 |
93,218,798 |
94,589,607 |
| Recorded investment, 90 days and accruing |
369,792 |
624,740 |
|
|
Secured by 1-4 family residential, secured by second deeds of trust [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
0 |
12,673 |
|
| 60 to 89 days past due |
106,287 |
132,928 |
|
| Greater than 90 days |
0 |
156,026 |
|
| Total past due |
106,287 |
301,627 |
|
| Current |
9,786,207 |
11,740,436 |
|
| Total loans |
9,892,494 |
12,042,063 |
12,495,122 |
| Recorded investment, 90 days and accruing |
0 |
156,026 |
|
|
Total consumer real estate [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
2,393,043 |
1,321,138 |
|
| 60 to 89 days past due |
1,595,936 |
1,805,395 |
|
| Greater than 90 days |
466,950 |
1,080,549 |
|
| Total past due |
4,455,929 |
4,207,082 |
|
| Current |
114,635,362 |
131,741,005 |
|
| Total loans |
119,091,291 |
135,948,087 |
|
| Recorded investment, 90 days and accruing |
466,950 |
1,080,549 |
|
|
Commercial and industrial loans (except those secured by real estate) [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
68,652 |
46,392 |
|
| 60 to 89 days past due |
357,954 |
3,313 |
|
| Greater than 90 days |
15,418 |
54,918 |
|
| Total past due |
442,024 |
104,623 |
|
| Current |
35,524,169 |
37,629,893 |
|
| Total loans |
35,966,193 |
37,734,516 |
37,961,852 |
| Recorded investment, 90 days and accruing |
15,418 |
54,918 |
|
|
Consumer and other [Member]
|
|
|
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
| 30 to 59 days past due |
16,998 |
59,697 |
|
| 60 to 89 days past due |
3,000 |
3,176 |
|
| Greater than 90 days |
0 |
0 |
|
| Total past due |
19,998 |
62,873 |
|
| Current |
3,277,913 |
4,802,632 |
|
| Total loans |
3,297,911 |
4,865,505 |
4,791,717 |
| Recorded investment, 90 days and accruing |
$ 0 |
$ 0 |
|