|
Loans and allowance for loan losses (Details) (USD $)
|
Sep. 30, 2012
|
Dec. 31, 2011
|
Sep. 30, 2011
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
$ 374,350,768 |
$ 427,870,716 |
$ 436,063,963 |
| Deferred fees and costs |
776,064 |
767,775 |
|
| Allowance for loan losses |
(12,055,844) |
(16,071,424) |
|
| Loans, net |
363,070,988 |
412,567,067 |
|
| Percentage of class of loans to loan portfolio |
100.00% |
100.00% |
|
|
Commercial [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
48,415,814 |
72,620,537 |
|
| Percentage of class of loans to loan portfolio |
13.00% |
17.00% |
|
|
Residential [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
4,937,958 |
7,906,465 |
|
| Percentage of class of loans to loan portfolio |
1.00% |
2.00% |
|
|
Total construction and land development [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
53,353,772 |
80,527,002 |
|
| Percentage of class of loans to loan portfolio |
14.00% |
19.00% |
|
|
Farmland [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
2,591,277 |
2,464,981 |
2,026,014 |
| Percentage of class of loans to loan portfolio |
1.00% |
1.00% |
|
|
Commercial real estate - owner occupied [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
97,186,946 |
105,592,148 |
103,572,596 |
| Percentage of class of loans to loan portfolio |
25.00% |
24.00% |
|
|
Commercial real estate - non-owner occupied [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
55,294,339 |
54,059,149 |
54,463,355 |
| Percentage of class of loans to loan portfolio |
15.00% |
13.00% |
|
|
Multifamily [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
7,569,039 |
6,679,328 |
6,746,019 |
| Percentage of class of loans to loan portfolio |
2.00% |
2.00% |
|
|
Total commercial real estate [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
162,641,601 |
168,795,606 |
|
| Percentage of class of loans to loan portfolio |
43.00% |
39.00% |
|
|
Home equity lines [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
26,711,988 |
30,687,226 |
32,950,237 |
| Percentage of class of loans to loan portfolio |
7.00% |
7.00% |
|
|
Secured by 1-4 family residential, secured by first deeds of trust [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
82,486,809 |
93,218,798 |
94,589,607 |
| Percentage of class of loans to loan portfolio |
22.00% |
22.00% |
|
|
Secured by 1-4 family residential, secured by second deeds of trust [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
9,892,494 |
12,042,063 |
12,495,122 |
| Percentage of class of loans to loan portfolio |
3.00% |
3.00% |
|
|
Total consumer real estate [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
119,091,291 |
135,948,087 |
|
| Percentage of class of loans to loan portfolio |
32.00% |
32.00% |
|
|
Commercial and industrial loans (except those secured by real estate) [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
35,966,193 |
37,734,516 |
37,961,852 |
| Percentage of class of loans to loan portfolio |
10.00% |
9.00% |
|
|
Consumer and other [Member]
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
| Total loans |
$ 3,297,911 |
$ 4,865,505 |
$ 4,791,717 |
| Percentage of class of loans to loan portfolio |
1.00% |
1.00% |
|