Loans and Leases (Tables)
 6 Months Ended
Jun. 30, 2017
Loans and Leases Receivable Disclosure [Abstract]  
Schedule of loans and leases
Loans and Leases at June 30, 2017 and December 31, 2016 were as follows:
 
6/30/2017
 
12/31/2016
(in thousands)
Originated
 
Acquired
 
Total Loans and Leases
 
Originated
 
Acquired
 
Total Loans and Leases
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Agriculture
$
89,017

 
$
0

 
$
89,017

 
$
118,247

 
$
0

 
$
118,247

Commercial and industrial other
977,891

 
61,134

 
1,039,025

 
847,055

 
79,317

 
926,372

Subtotal commercial and industrial
1,066,908

 
61,134

 
1,128,042

 
965,302

 
79,317

 
1,044,619

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Construction
95,634

 
1,526

 
97,160

 
135,834

 
8,936

 
144,770

Agriculture
120,643

 
257

 
120,900

 
102,509

 
267

 
102,776

Commercial real estate other
1,503,385

 
226,772

 
1,730,157

 
1,431,690

 
241,605

 
1,673,295

Subtotal commercial real estate
1,719,662

 
228,555

 
1,948,217

 
1,670,033

 
250,808

 
1,920,841

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
211,179

 
33,530

 
244,709

 
209,277

 
37,737

 
247,014

Mortgages
1,001,630

 
23,726

 
1,025,356

 
947,378

 
25,423

 
972,801

Subtotal residential real estate
1,212,809

 
57,256

 
1,270,065

 
1,156,655

 
63,160

 
1,219,815

Consumer and other
 

 
 

 
 

 
 

 
 

 
 

Indirect
13,088

 
0

 
13,088

 
14,835

 
0

 
14,835

Consumer and other
46,274

 
896

 
47,170

 
44,393

 
826

 
45,219

Subtotal consumer and other
59,362

 
896

 
60,258

 
59,228

 
826

 
60,054

Leases
15,931

 
0

 
15,931

 
16,650

 
0

 
16,650

Total loans and leases
4,074,672

 
347,841

 
4,422,513

 
3,867,868

 
394,111

 
4,261,979

Less: unearned income and deferred costs and fees
(3,917
)
 
0

 
(3,917
)
 
(3,946
)
 
0

 
(3,946
)
Total loans and leases, net of unearned income and deferred costs and fees
$
4,070,755

 
$
347,841

 
$
4,418,596

 
$
3,863,922

 
$
394,111

 
$
4,258,033
Schedule of outstanding principal and carrying amount of loans acquired
The outstanding principal balance and the related carrying amount of the Company’s loans acquired in the VIST Bank acquisition are as follows at June 30, 2017 and December 31, 2016:
(in thousands)
6/30/2017
 
12/31/2016
Acquired Credit Impaired Loans
 

 
 

Outstanding principal balance
$
21,525

 
$
26,237

Carrying amount
16,597

 
22,517

 
 
 
 
Acquired Non-Credit Impaired Loans
 

 
 

Outstanding principal balance
333,608

 
375,471

Carrying amount
331,244

 
371,594

 
 
 
 
Total Acquired Loans
 

 
 

Outstanding principal balance
355,133

 
401,708

Carrying amount
347,841

 
394,111
Schedule of age analysis of past due loans
The below table is an age analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of June 30, 2017 and December 31, 2016.
 
June 30, 2017
(in thousands)
30-89 days
 
90 days or more
 
Current Loans
 
Total Loans
 
90 days and accruing1 
 
Nonaccrual
Originated Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Agriculture
$
0

 
$
0

 
$
89,017

 
$
89,017

 
$
0

 
$
0

Commercial and industrial other
822

 
646

 
976,423

 
977,891

 
639

 
1,880

Subtotal commercial and industrial
822

 
646

 
1,065,440

 
1,066,908

 
639

 
1,880

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Construction
0

 
0

 
95,634

 
95,634

 
0

 
0

Agriculture
15

 
0

 
120,628

 
120,643

 
0

 
0

Commercial real estate other
1,016

 
2,654

 
1,499,715

 
1,503,385

 
0

 
4,716

Subtotal commercial real estate
1,031

 
2,654

 
1,715,977

 
1,719,662

 
0

 
4,716

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
235

 
766

 
210,178

 
211,179

 
0

 
1,263

Mortgages
3,637

 
1,583

 
996,410

 
1,001,630

 
0

 
6,165

Subtotal residential real estate
3,872

 
2,349

 
1,206,588

 
1,212,809

 
0

 
7,428

Consumer and other
 

 
 

 
 

 
 

 
 

 
 

Indirect
20

 
173

 
12,895

 
13,088

 
0

 
0

Consumer and other
443

 
9

 
45,822

 
46,274

 
0

 
260

Subtotal consumer and other
463

 
182

 
58,717

 
59,362

 
0

 
260

Leases
0

 
0

 
15,931

 
15,931

 
0

 
0

Total loans and leases
6,188

 
5,831

 
4,062,653

 
4,074,672

 
639

 
14,284

Less: unearned income and deferred costs and fees
0

 
0

 
(3,917
)
 
(3,917
)
 
0

 
0

Total originated loans and leases, net of unearned income and deferred costs and fees
$
6,188

 
$
5,831

 
$
4,058,736

 
$
4,070,755

 
$
639

 
$
14,284

Acquired Loans and Leases
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
12

 
421

 
60,701

 
61,134

 
29

 
0

Subtotal commercial and industrial
12

 
421

 
60,701

 
61,134

 
29

 
0

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Construction
0

 
0

 
1,526

 
1,526

 
0

 
0

Agriculture
0

 
0

 
257

 
257

 
0

 
0

Commercial real estate other
77

 
2,667

 
224,028

 
226,772

 
1,840

 
972

Subtotal commercial real estate
77

 
2,667

 
225,811

 
228,555

 
1,840

 
972

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
580

 
777

 
32,173

 
33,530

 
166

 
731

Mortgages
81

 
1,756

 
21,889

 
23,726

 
546

 
1,200

Subtotal residential real estate
661

 
2,533

 
54,062

 
57,256

 
712

 
1,931

Consumer and other
 

 
 

 
 

 
 

 
 

 
 

Consumer and other
1

 
0

 
895

 
896

 
0

 
0

Subtotal consumer and other
1

 
0

 
895

 
896

 
0

 
0

Total acquired loans and leases, net of unearned income and deferred costs and fees
$
751

 
$
5,621

 
$
341,469

 
$
347,841

 
$
2,581

 
$
2,903

 

December 31, 2016
(in thousands)
30-89 days
 
90 days or more
 
Current Loans
 
Total Loans
 
90 days and accruing1 
 
Nonaccrual
Originated loans and leases
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Agriculture
$
0

 
$
0

 
$
118,247

 
$
118,247

 
$
0

 
$
0

Commercial and industrial other
1,312

 
281

 
845,462

 
847,055

 
0

 
526

Subtotal commercial and industrial
1,312

 
281

 
963,709

 
965,302

 
0

 
526

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Construction
0

 
0

 
135,834

 
135,834

 
0

 
0

Agriculture
17

 
0

 
102,492

 
102,509

 
0

 
162

Commercial real estate other
2,546

 
3,071

 
1,426,073

 
1,431,690

 
0

 
5,988

Subtotal commercial real estate
2,563

 
3,071

 
1,664,399

 
1,670,033

 
0

 
6,150

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
433

 
1,954

 
206,890

 
209,277

 
0

 
2,016

Mortgages
1,749

 
3,244

 
942,385

 
947,378

 
0

 
5,442

Subtotal residential real estate
2,182

 
5,198

 
1,149,275

 
1,156,655

 
0

 
7,458

Consumer and other
 

 
 

 
 

 
 

 
 

 
 

Indirect
444

 
376

 
14,015

 
14,835

 
0

 
166

Consumer and other
193

 
8

 
44,192

 
44,393

 
0

 
0

Subtotal consumer and other
637

 
384

 
58,207

 
59,228

 
0

 
166

Leases
0

 
0

 
16,650

 
16,650

 
0

 
0

Total loans and leases
6,694

 
8,934

 
3,852,240

 
3,867,868

 
0

 
14,300

Less: unearned income and deferred costs and fees
0

 
0

 
(3,946
)
 
(3,946
)
 
0

 
0

Total originated loans and leases, net of unearned income and deferred costs and fees
$
6,694

 
$
8,934

 
$
3,848,294

 
$
3,863,922

 
$
0

 
$
14,300

Acquired loans and leases
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
12

 
87

 
79,218

 
79,317

 
40

 
212

Subtotal commercial and industrial
12

 
87

 
79,218

 
79,317

 
40

 
212

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Construction
0

 
0

 
8,936

 
8,936

 
0

 
0

Agriculture
0

 
0

 
267

 
267

 
0

 
0

Commercial real estate other
1,461

 
3,952

 
236,192

 
241,605

 
1,402

 
2,926

Subtotal commercial real estate
1,461

 
3,952

 
245,395

 
250,808

 
1,402

 
2,926

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
251

 
637

 
36,849

 
37,737

 
185

 
663

Mortgages
829

 
1,651

 
22,943

 
25,423

 
930

 
940

Subtotal residential real estate
1,080

 
2,288

 
59,792

 
63,160

 
1,115

 
1,603

Consumer and other
 

 
 

 
 

 
 

 
 

 
 

Consumer and other
0

 
0

 
826

 
826

 
0

 
0

Subtotal consumer and other
0

 
0

 
826

 
826

 
0

 
0

Covered loans
0

 
0

 
0

 
0

 
0

 
0

Total acquired loans and leases, net of unearned income and deferred costs and fees
$
2,553

 
$
6,327

 
$
385,231

 
$
394,111

 
$
2,557

 
$
4,741

1 Includes acquired loans that were recorded at fair value at the acquisition date.