Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2015
Commitments and Contingencies Disclosure [Abstract]  
Future Minimum Commitments under Non-Cancelable Operating Leases with Initial or Remaining Terms of One Year or More

 At December 31, 2015, future minimum commitments under non-cancelable operating leases with initial or remaining terms of one year or more are as follows:

 

     Operating Leases  
     (in thousands)  

2016

   $ 3,067   

2017

     2,400   

2018

     1,755   

2019

     1,211   

2020

     2,382   

Thereafter

     659   
  

 

 

 

Future minimum lease payments

   $ 11,474   
  

 

 

 

Summary of Bank's Commitments and Contingent Liabilities

The following table presents a summary of the Bank’s commitments and contingent liabilities:

 

(in thousands)    December 31,
2015
     December 31,
2014
 

Financial instruments whose amounts represent risk:

     

Commitments to extend credit:

     

Commercial loans

   $ 196,399       $ 177,557   

Consumer loans

     394,278         392,705   

Real estate mortgage loans

     42,793         36,139   

Real estate construction loans

     71,846         49,774   

Standby letters of credit

     8,330         17,531   

Deposit account overdraft privilege

     94,473         101,060