Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Interest income:        
Interest and fees on loans $ 2,817 $ 2,571 $ 5,589 $ 5,189
Securities - taxable 45 119 83 199
Securities - nontaxable 26 36 76 70
Other interest - earning assets 35 32 67 54
Total interest income 2,923 2,758 5,815 5,512
Interest expense:        
Deposit accounts 289 365 574 704
Borrowings 83 113 170 225
Total interest expense 372 478 744 929
Net interest income 2,551 2,280 5,071 4,583
Provision for loan losses 215 291 702 411
Net interest income after provision for loan loss 2,336 1,989 4,369 4,172
Noninterest income:        
Service charges 274 314 568 634
Gain on sale of securities available for sale 180 174 500 202
Gain on sale of mortgage loans 512 306 879 529
Increase in cash surrender value of BOLI 57 59 113 76
Other 101 32 166 137
Total noninterest income 1,124 885 2,226 1,578
Noninterest expense:        
Compensation and benefits 1,512 1,317 2,960 2,603
Occupancy costs 241 257 496 526
Equipment expense 59 62 124 131
Data processing expense 136 123 270 238
ATM expense 60 97 156 188
Professional and outside services 341 291 678 523
Stationery and supplies 21 28 51 66
Marketing 56 44 110 88
FDIC insurance assessments 53 78 99 170
Provision for losses on OREO 244    244   
Operations from OREO 35 29 66 131
Other 401 266 678 503
Total noninterest expense 3,159 2,592 5,932 5,167
Income before income tax expense 301 282 663 583
Income tax expense 66 64 149 148
Net income $ 235 $ 218 $ 514 $ 435
Basic and diluted earnings per share $ 0.15 $ 0.13 $ 0.32 $ 0.27