|
Finance Receivables, Credit Quality Information, and Allowance for Loan Losses (Details 2) (USD $)
In Thousands, unless otherwise specified |
3 Months Ended | 6 Months Ended | |||
|---|---|---|---|---|---|
|
Jun. 30, 2012
|
Jun. 30, 2011
|
Jun. 30, 2012
|
Jun. 30, 2011
|
Dec. 31, 2011
|
|
| Reconciliation of the allowance for loan losses | |||||
| Balance at beginning of period | $ 19,860 | $ 18,000 | $ 19,300 | $ 18,000 | |
| Provision | 5,908 | 3,489 | 11,535 | 7,325 | |
| CHARGE-OFFS | (5,210) | (3,612) | (10,452) | (7,616) | |
| Recoveries | 222 | 123 | 397 | 291 | |
| Balance at end of period | 20,780 | 18,000 | 20,780 | 18,000 | |
| Finance Receivables | 345,411 | 259,200 | 345,411 | 259,200 | 306,594 |
| Allowance as Percentage of Finance Receivables | 6.00% | 6.90% | 6.00% | 6.90% | |
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Small installment loans [Member]
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| Reconciliation of the allowance for loan losses | |||||
| Balance at beginning of period | 8,147 | 6,953 | 8,838 | 8,974 | |
| Provision | 4,296 | 2,603 | 6,746 | 2,924 | |
| CHARGE-OFFS | (2,983) | (2,361) | (6,246) | (4,826) | |
| Recoveries | 91 | 86 | 213 | 209 | |
| Balance at end of period | 9,551 | 7,281 | 9,551 | 7,281 | |
| Finance Receivables | 121,300 | 105,441 | 121,300 | 105,441 | 130,257 |
| Allowance as Percentage of Finance Receivables | 7.90% | 6.90% | 7.90% | 6.90% | |
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Large installment loans [Member]
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| Reconciliation of the allowance for loan losses | |||||
| Balance at beginning of period | 3,490 | 2,478 | 2,448 | 2,972 | |
| Provision | 519 | 541 | 2,009 | 607 | |
| CHARGE-OFFS | (812) | (418) | (1,285) | (997) | |
| Recoveries | 96 | 14 | 121 | 33 | |
| Balance at end of period | 3,293 | 2,615 | 3,293 | 2,615 | |
| Finance Receivables | 57,053 | 34,186 | 57,053 | 34,186 | 36,938 |
| Allowance as Percentage of Finance Receivables | 5.80% | 7.60% | 5.80% | 7.60% | |
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Automobile purchase loans [Member]
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| Reconciliation of the allowance for loan losses | |||||
| Balance at beginning of period | 7,756 | 8,399 | 7,618 | 5,909 | |
| Provision | 985 | 177 | 2,532 | 3,566 | |
| CHARGE-OFFS | (1,325) | (798) | (2,761) | (1,723) | |
| Recoveries | 35 | 22 | 62 | 48 | |
| Balance at end of period | 7,451 | 7,800 | 7,451 | 7,800 | |
| Finance Receivables | 146,478 | 114,739 | 146,478 | 114,739 | 128,660 |
| Allowance as Percentage of Finance Receivables | 5.10% | 6.80% | 5.10% | 6.80% | |
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Furniture and appliance purchase loans [Member]
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| Reconciliation of the allowance for loan losses | |||||
| Balance at beginning of period | 467 | 170 | 396 | 145 | |
| Provision | 108 | 168 | 248 | 228 | |
| CHARGE-OFFS | (90) | (35) | (160) | (70) | |
| Recoveries | 1 | 1 | 1 | ||
| Balance at end of period | 485 | 304 | 485 | 304 | |
| Finance Receivables | $ 20,580 | $ 4,834 | $ 20,580 | $ 4,834 | $ 10,739 |
| Allowance as Percentage of Finance Receivables | 2.40% | 6.30% | 2.40% | 6.30% | |