Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Assets    
Cash $ 2,314 $ 4,849
Gross finance receivables 423,482 387,494
Less unearned finance charges, insurance premiums, and commissions (78,071) (80,900)
Finance receivables 345,411 306,594
Allowance for loan losses (20,780) (19,300)
Net finance receivables 324,631 287,294
Premises and equipment, net of accumulated depreciation 5,025 4,446
Deferred tax asset, net   15
Repossessed assets at net realizable value 400 409
Other assets 8,695 7,137
Total assets 341,065 304,150
Liabilities:    
Cash overdraft 6 1
Deferred tax liability, net 4,061  
Accounts payable and accrued expenses 6,684 7,447
Senior revolving credit facility 212,731 206,009
Mezzanine debt - related parties   25,814
Other notes payable 1,018  
Total liabilities 224,500 239,271
Temporary equity   12,000
Commitments and Contingencies      
Stockholders' equity:    
Common stock -1,000,000,000 shares authorized; 12,486,727 and 9,336,727 issued and outstanding at June 30, 2012 and December 31,2011 respectively; $.10 par value per share) 1,249 934
Additional paid-in-capital 79,780 28,150
Retained earnings 35,536 23,795
Total stockholders' equity 116,565 52,879
Total liabilities and stockholders' equity $ 341,065 $ 304,150