Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Interest and Dividend Income    
Loans, including fees $ 12,505 $ 11,704
Investment securities - taxable 348 571
Investment securities - tax exempt 715 716
Federal funds sold 10  
Interest-bearing deposits 18 22
Dividends 12 4
Total Interest Income 13,608 13,017
Interest Expense    
Deposits 2,156 2,818
Short-term borrowings 1 16
Long-term debt 299 346
Total Interest Expense 2,456 3,180
Net Interest Income 11,152 9,837
Provision for Loan Losses 640 1,140
Net Interest Income after Provision for Loan Losses 10,512 8,697
Noninterest Income    
Service charges on deposit accounts 339 287
Other service charges and fees 415 363
Earnings on cash value of life insurance 222 271
Fees and commissions from securities brokerage 573  
Gain on sale of available-for-sale securities 117 770
Loss on sale and valuation of other real estate owned (580) (118)
Loss on sale of other assets (177) (22)
Valuation adjustment on real estate investment (96)  
Gain on sale of mortgage loans 529 799
Bargain purchase gain from consolidation 629  
Total Noninterest Income 1,971 2,350
Noninterest Expenses    
Salaries and employee benefits 6,123 4,870
Occupancy expenses 1,001 926
Equipment expenses 541 511
Telecommunication and processing charges 793 655
Postage and office supplies 270 245
FDIC premium 251 256
Bank shares tax expense 286 255
Directors' compensation 309 287
Professional services 457 262
Other expenses 1,239 799
Total Noninterest Expenses 11,270 9,066
Income before Income Taxes 1,213 1,981
Applicable Federal Income Taxes (benefit)/expense (250) 318
Net Income $ 1,463 $ 1,663
Basic Earnings Per Share $ 0.78 $ 0.97
Diluted Earnings Per Share $ 0.78 $ 0.97