LOAN CREDIT QUALITY AND RELATED ALLOWANCE FOR LOAN LOSSES - Aging Category of Loans, by Segment (Details) - USD ($)
$ in Thousands |
Dec. 31, 2016 |
Dec. 31, 2015 |
Dec. 31, 2014 |
Dec. 31, 2013 |
| Aging categories of loans by segment |
|
|
|
|
| Current |
$ 1,071,656
|
$ 1,028,966
|
|
|
| Past Due 30 To 89 Days |
11,656
|
8,207
|
|
|
| Past Due 90 Days Or More & Still Accruing |
870
|
979
|
|
|
| Non-Accrual |
10,756
|
8,467
|
|
|
| Total |
1,094,938
|
1,046,619
|
$ 916,769
|
|
| Net deferred loan fees and discounts |
(1,257)
|
(1,412)
|
|
|
| Allowance for loan losses |
(12,896)
|
(12,044)
|
(10,579)
|
$ (10,144)
|
| Current loans, net |
1,057,503
|
1,015,510
|
|
|
| Loans, net |
1,080,785
|
1,033,163
|
|
|
| Commercial, Financial, and Agricultural |
|
|
|
|
| Aging categories of loans by segment |
|
|
|
|
| Current |
145,179
|
162,312
|
|
|
| Past Due 30 To 89 Days |
785
|
164
|
|
|
| Past Due 90 Days Or More & Still Accruing |
14
|
0
|
|
|
| Non-Accrual |
132
|
1,596
|
|
|
| Total |
146,110
|
164,072
|
124,156
|
|
| Allowance for loan losses |
(1,554)
|
(1,532)
|
(1,124)
|
(474)
|
| Residential Real Estate Mortgage |
|
|
|
|
| Aging categories of loans by segment |
|
|
|
|
| Current |
553,053
|
517,753
|
|
|
| Past Due 30 To 89 Days |
9,112
|
6,827
|
|
|
| Past Due 90 Days Or More & Still Accruing |
587
|
714
|
|
|
| Non-Accrual |
1,988
|
889
|
|
|
| Total |
564,740
|
526,183
|
457,760
|
|
| Allowance for loan losses |
(5,383)
|
(5,116)
|
(3,755)
|
(3,917)
|
| Commercial Real Estate Mortgage |
|
|
|
|
| Aging categories of loans by segment |
|
|
|
|
| Current |
296,537
|
295,784
|
|
|
| Past Due 30 To 89 Days |
786
|
720
|
|
|
| Past Due 90 Days Or More & Still Accruing |
268
|
265
|
|
|
| Non-Accrual |
8,591
|
5,770
|
|
|
| Total |
306,182
|
302,539
|
291,348
|
|
| Allowance for loan losses |
(4,975)
|
(4,217)
|
(4,205)
|
(4,079)
|
| Construction Real Estate Mortgage |
|
|
|
|
| Aging categories of loans by segment |
|
|
|
|
| Current |
33,879
|
26,545
|
|
|
| Past Due 30 To 89 Days |
771
|
67
|
|
|
| Past Due 90 Days Or More & Still Accruing |
0
|
0
|
|
|
| Non-Accrual |
0
|
212
|
|
|
| Total |
34,650
|
26,824
|
21,996
|
|
| Allowance for loan losses |
(178)
|
(160)
|
(786)
|
(741)
|
| Installment Loans to Individuals |
|
|
|
|
| Aging categories of loans by segment |
|
|
|
|
| Current |
43,008
|
26,572
|
|
|
| Past Due 30 To 89 Days |
202
|
429
|
|
|
| Past Due 90 Days Or More & Still Accruing |
1
|
0
|
|
|
| Non-Accrual |
45
|
0
|
|
|
| Total |
43,256
|
27,001
|
21,509
|
|
| Allowance for loan losses |
$ (416)
|
$ (243)
|
$ (245)
|
$ (139)
|