LOAN CREDIT QUALITY AND RELATED ALLOWANCE FOR LOAN LOSSES - Aging Category of Loans, by Segment (Details) - USD ($)
$ in Thousands |
Dec. 31, 2015 |
Dec. 31, 2014 |
Dec. 31, 2013 |
| Aging categories of loans by segment |
|
|
|
| Current |
$ 1,028,966
|
$ 895,468
|
|
| Past Due 30 To 89 Days |
8,207
|
9,053
|
|
| Past Due 90 Days Or More & Still Accruing |
979
|
387
|
|
| Non-Accrual |
8,467
|
11,861
|
|
| Total |
1,046,619
|
916,769
|
|
| Net deferred loan fees and discounts |
(1,412)
|
(1,190)
|
|
| Allowance for loan losses |
(12,044)
|
(10,579)
|
$ (10,144)
|
| Current loans, net |
1,015,510
|
883,699
|
|
| Loans, net |
1,033,163
|
905,000
|
|
| Commercial, Financial, and Agricultural |
|
|
|
| Aging categories of loans by segment |
|
|
|
| Current |
162,312
|
122,624
|
|
| Past Due 30 To 89 Days |
164
|
773
|
|
| Past Due 90 Days Or More & Still Accruing |
0
|
0
|
|
| Non-Accrual |
1,596
|
759
|
|
| Total |
164,072
|
124,156
|
|
| Allowance for loan losses |
(1,532)
|
(1,124)
|
(474)
|
| Residential Real Estate Mortgages |
|
|
|
| Aging categories of loans by segment |
|
|
|
| Current |
517,753
|
450,503
|
|
| Past Due 30 To 89 Days |
6,827
|
6,078
|
|
| Past Due 90 Days Or More & Still Accruing |
714
|
332
|
|
| Non-Accrual |
889
|
847
|
|
| Total |
526,183
|
457,760
|
|
| Allowance for loan losses |
(5,116)
|
(3,755)
|
(3,917)
|
| Commercial Real Estate Mortgage |
|
|
|
| Aging categories of loans by segment |
|
|
|
| Current |
295,784
|
279,731
|
|
| Past Due 30 To 89 Days |
720
|
1,819
|
|
| Past Due 90 Days Or More & Still Accruing |
265
|
54
|
|
| Non-Accrual |
5,770
|
9,744
|
|
| Total |
302,539
|
291,348
|
|
| Allowance for loan losses |
(4,217)
|
(4,205)
|
(4,079)
|
| Construction Real Estate Mortgage |
|
|
|
| Aging categories of loans by segment |
|
|
|
| Current |
26,545
|
21,485
|
|
| Past Due 30 To 89 Days |
67
|
0
|
|
| Past Due 90 Days Or More & Still Accruing |
0
|
0
|
|
| Non-Accrual |
212
|
511
|
|
| Total |
26,824
|
21,996
|
|
| Allowance for loan losses |
(160)
|
(786)
|
(741)
|
| Installment Loans to Individuals |
|
|
|
| Aging categories of loans by segment |
|
|
|
| Current |
26,572
|
21,125
|
|
| Past Due 30 To 89 Days |
429
|
383
|
|
| Past Due 90 Days Or More & Still Accruing |
0
|
1
|
|
| Non-Accrual |
0
|
0
|
|
| Total |
27,001
|
21,509
|
|
| Allowance for loan losses |
$ (243)
|
$ (245)
|
$ (139)
|