LOANS (Tables)
|
3 Months Ended |
12 Months Ended |
Mar. 31, 2019 |
Dec. 31, 2018 |
| Receivables [Abstract] |
|
|
| Schedule of loans |
| |
|
March 31, |
|
|
December 31, |
|
| (In thousands) |
|
2019 |
|
|
2018 |
|
| |
|
|
|
|
|
|
| Commercial real estate |
|
$ |
373,435 |
|
|
$ |
364,867 |
|
| Commercial |
|
|
382,550 |
|
|
|
361,782 |
|
| Residential real estate |
|
|
54,898 |
|
|
|
57,361 |
|
| Construction and land development |
|
|
42,441 |
|
|
|
44,606 |
|
| Consumer |
|
|
19,310 |
|
|
|
19,815 |
|
| |
|
|
872,634 |
|
|
|
848,431 |
|
| Allowance for loan losses |
|
|
(11,857 |
) |
|
|
(11,680 |
) |
| Deferred loan fees, net |
|
|
(1,508 |
) |
|
|
(1,223 |
) |
| Net loans |
|
$ |
859,269 |
|
|
$ |
835,528 |
|
|
| (In thousands) |
|
2018 |
|
|
2017 |
|
| |
|
|
|
|
|
|
| Commercial real estate |
|
$ |
364,867 |
|
|
$ |
371,510 |
|
| Commercial |
|
|
361,782 |
|
|
|
240,223 |
|
| Residential real estate |
|
|
57,361 |
|
|
|
67,724 |
|
| Construction and land development |
|
|
44,606 |
|
|
|
55,828 |
|
| Consumer |
|
|
19,815 |
|
|
|
17,455 |
|
| |
|
|
848,431 |
|
|
|
752,740 |
|
| Allowance for loan losses |
|
|
(11,680 |
) |
|
|
(9,757 |
) |
| Deferred loan fees, net |
|
|
(1,223 |
) |
|
|
(845 |
) |
| Net loans |
|
$ |
835,528 |
|
|
$ |
742,138 |
|
|
| Schedule of allowance for loans and impaired loans by portfolio segment |
| (In thousands) |
|
Commercial Real Estate |
|
|
Commercial |
|
|
Residential Real Estate |
|
|
Construction and Land Development |
|
|
Consumer |
|
|
Unallocated |
|
|
Total |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Balance at December 31, 2018 |
|
$ |
4,152 |
|
|
$ |
5,742 |
|
|
$ |
251 |
|
|
$ |
738 |
|
|
$ |
710 |
|
|
$ |
87 |
|
|
$ |
11,680 |
|
| Charge-offs |
|
|
- |
|
|
|
(1,033 |
) |
|
|
- |
|
|
|
- |
|
|
|
(281 |
) |
|
|
- |
|
|
|
(1,314 |
) |
| Recoveries |
|
|
- |
|
|
|
10 |
|
|
|
- |
|
|
|
- |
|
|
|
19 |
|
|
|
- |
|
|
|
29 |
|
| Provision (credit) |
|
|
95 |
|
|
|
1,027 |
|
|
|
(11 |
) |
|
|
(4 |
) |
|
|
364 |
|
|
|
(9 |
) |
|
|
1,462 |
|
| Balance at March 31, 2019 |
|
$ |
4,247 |
|
|
$ |
5,746 |
|
|
$ |
240 |
|
|
$ |
734 |
|
|
$ |
812 |
|
|
$ |
78 |
|
|
$ |
11,857 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Balance at December 31, 2017 |
|
$ |
4,483 |
|
|
$ |
3,280 |
|
|
$ |
300 |
|
|
$ |
965 |
|
|
$ |
649 |
|
|
$ |
80 |
|
|
$ |
9,757 |
|
| Charge-offs |
|
|
- |
|
|
|
(20 |
) |
|
|
- |
|
|
|
- |
|
|
|
(166 |
) |
|
|
- |
|
|
|
(186 |
) |
| Recoveries |
|
|
- |
|
|
|
1 |
|
|
|
- |
|
|
|
- |
|
|
|
8 |
|
|
|
- |
|
|
|
9 |
|
| Provision (credit) |
|
|
124 |
|
|
|
407 |
|
|
|
(8 |
) |
|
|
(26 |
) |
|
|
187 |
|
|
|
(28 |
) |
|
|
656 |
|
| Balance at March 31, 2018 |
|
$ |
4,607 |
|
|
$ |
3,668 |
|
|
$ |
292 |
|
|
$ |
939 |
|
|
$ |
678 |
|
|
$ |
52 |
|
|
$ |
10,236 |
|
| (In thousands) |
|
Commercial Real Estate |
|
|
Commercial |
|
|
Residential Real Estate |
|
|
Construction and Land Development |
|
|
Consumer |
|
|
Unallocated |
|
|
Total |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| March 31, 2019 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Individually evaluated for impairment |
|
$ |
- |
|
|
$ |
886 |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
886 |
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Collectively evaluated for impairment |
|
|
4,247 |
|
|
|
4,860 |
|
|
|
240 |
|
|
|
734 |
|
|
|
812 |
|
|
|
78 |
|
|
|
10,971 |
|
| Total allowance for loan losses ending balance |
|
$ |
4,247 |
|
|
$ |
5,746 |
|
|
$ |
240 |
|
|
$ |
734 |
|
|
$ |
812 |
|
|
$ |
78 |
|
|
$ |
11,857 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Individually evaluated
for impairment |
|
$ |
1,838 |
|
|
$ |
7,328 |
|
|
$ |
383 |
|
|
$ |
- |
|
|
$ |
- |
|
|
|
|
|
|
$ |
9,549 |
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Collectively evaluated for impairment |
|
|
371,597 |
|
|
|
375,222 |
|
|
|
54,515 |
|
|
|
42,441 |
|
|
|
19,310 |
|
|
|
|
|
|
|
863,085 |
|
| Total loans ending balance |
|
$ |
373,435 |
|
|
$ |
382,550 |
|
|
$ |
54,898 |
|
|
$ |
42,441 |
|
|
$ |
19,310 |
|
|
|
|
|
|
$ |
872,634 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2018 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Individually evaluated for impairment |
|
$ |
62 |
|
|
$ |
1,039 |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
1,101 |
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Collectively evaluated for impairment |
|
|
4,090 |
|
|
|
4,703 |
|
|
|
251 |
|
|
|
738 |
|
|
|
710 |
|
|
|
87 |
|
|
|
10,579 |
|
| Total allowance for loan losses ending balance |
|
$ |
4,152 |
|
|
$ |
5,742 |
|
|
$ |
251 |
|
|
$ |
738 |
|
|
$ |
710 |
|
|
$ |
87 |
|
|
$ |
11,680 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Individually evaluated for impairment |
|
$ |
1,853 |
|
|
$ |
5,291 |
|
|
$ |
388 |
|
|
$ |
- |
|
|
$ |
- |
|
|
|
|
|
|
$ |
7,532 |
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Collectively evaluated for impairment |
|
|
363,014 |
|
|
|
356,491 |
|
|
|
56,973 |
|
|
|
44,606 |
|
|
|
19,815 |
|
|
|
|
|
|
|
840,899 |
|
| Total loans ending balance |
|
$ |
364,867 |
|
|
$ |
361,782 |
|
|
$ |
57,361 |
|
|
$ |
44,606 |
|
|
$ |
19,815 |
|
|
|
|
|
|
$ |
848,431 |
|
|
| (In thousands) |
|
Commercial
Real Estate
|
|
|
Commercial |
|
|
Residential
Real Estate
|
|
|
Construction
and Land
Development
|
|
|
Consumer |
|
|
Unallocated |
|
|
Total |
|
| December 31, 2018 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Beginning balance |
|
$ |
4,483 |
|
|
$ |
3,280 |
|
|
$ |
300 |
|
|
$ |
965 |
|
|
$ |
649 |
|
|
$ |
80 |
|
|
$ |
9,757 |
|
| Charge-offs |
|
|
(670 |
) |
|
|
(190 |
) |
|
|
- |
|
|
|
- |
|
|
|
(699 |
) |
|
|
- |
|
|
|
(1,559 |
) |
| Recoveries |
|
|
- |
|
|
|
87 |
|
|
|
2 |
|
|
|
- |
|
|
|
64 |
|
|
|
- |
|
|
|
153 |
|
| Provision (credit) |
|
|
339 |
|
|
|
2,565 |
|
|
|
(51 |
) |
|
|
(227 |
) |
|
|
696 |
|
|
|
7 |
|
|
|
3,329 |
|
| Ending balance |
|
$ |
4,152 |
|
|
$ |
5,742 |
|
|
$ |
251 |
|
|
$ |
738 |
|
|
$ |
710 |
|
|
$ |
87 |
|
|
$ |
11,680 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Individually evaluated for impairment |
|
$ |
62 |
|
|
$ |
1,039 |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
1,101 |
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Collectively evaluated for impairment |
|
|
4,090 |
|
|
|
4,703 |
|
|
|
251 |
|
|
|
738 |
|
|
|
710 |
|
|
|
87 |
|
|
|
10,579 |
|
| Total allowance for loan losses ending balance |
|
$ |
4,152 |
|
|
$ |
5,742 |
|
|
$ |
251 |
|
|
$ |
738 |
|
|
$ |
710 |
|
|
$ |
87 |
|
|
$ |
11,680 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Individually evaluated for impairment |
|
$ |
1,853 |
|
|
$ |
5,291 |
|
|
$ |
388 |
|
|
$ |
- |
|
|
$ |
- |
|
|
|
|
|
|
$ |
7,532 |
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Collectively evaluated for impairment |
|
|
363,014 |
|
|
|
356,491 |
|
|
|
56,973 |
|
|
|
44,606 |
|
|
|
19,815 |
|
|
|
|
|
|
|
840,899 |
|
| Total loans ending balance |
|
$ |
364,867 |
|
|
$ |
361,782 |
|
|
$ |
57,361 |
|
|
$ |
44,606 |
|
|
$ |
19,815 |
|
|
|
|
|
|
$ |
848,431 |
|
| (In thousands) |
|
Commercial
Real Estate
|
|
|
Commercial |
|
|
Residential
Real Estate
|
|
|
Construction
and Land
Development
|
|
|
Consumer |
|
|
Unallocated |
|
|
Total |
|
| December 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for loan losses: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Beginning balance |
|
$ |
4,503 |
|
|
$ |
2,513 |
|
|
$ |
328 |
|
|
$ |
882 |
|
|
$ |
279 |
|
|
$ |
85 |
|
|
$ |
8,590 |
|
| Charge-offs |
|
|
(1,522 |
) |
|
|
(107 |
) |
|
|
- |
|
|
|
- |
|
|
|
(190 |
) |
|
|
- |
|
|
|
(1,819 |
) |
| Recoveries |
|
|
- |
|
|
|
45 |
|
|
|
- |
|
|
|
- |
|
|
|
12 |
|
|
|
- |
|
|
|
57 |
|
| Provision (credit) |
|
|
1,502 |
|
|
|
829 |
|
|
|
(28 |
) |
|
|
83 |
|
|
|
548 |
|
|
|
(5 |
) |
|
|
2,929 |
|
| Ending balance |
|
$ |
4,483 |
|
|
$ |
3,280 |
|
|
$ |
300 |
|
|
$ |
965 |
|
|
$ |
649 |
|
|
$ |
80 |
|
|
$ |
9,757 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Individually evaluated for impairment |
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Collectively evaluated for impairment |
|
|
4,483 |
|
|
|
3,280 |
|
|
|
300 |
|
|
|
965 |
|
|
|
649 |
|
|
|
80 |
|
|
|
9,757 |
|
| Total allowance for loan losses ending balance |
|
$ |
4,483 |
|
|
$ |
3,280 |
|
|
$ |
300 |
|
|
$ |
965 |
|
|
$ |
649 |
|
|
$ |
80 |
|
|
$ |
9,757 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Loans: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Individually evaluated for impairment |
|
$ |
8,623 |
|
|
$ |
3,202 |
|
|
$ |
404 |
|
|
$ |
- |
|
|
$ |
- |
|
|
|
|
|
|
$ |
12,229 |
|
| Ending balance: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Collectively evaluated for impairment |
|
|
362,887 |
|
|
|
237,021 |
|
|
|
67,320 |
|
|
|
55,828 |
|
|
|
17,455 |
|
|
|
|
|
|
|
740,511 |
|
| Total loans ending balance |
|
$ |
371,510 |
|
|
$ |
240,223 |
|
|
$ |
67,724 |
|
|
$ |
55,828 |
|
|
$ |
17,455 |
|
|
|
|
|
|
$ |
752,740 |
|
|
| Schedule of loans to directors and executive officers of the company and companies in which they have significant ownership interests |
|
| (In thousands) |
|
|
|
| |
|
|
|
|
| Balance beginning January 1, 2017 |
|
$ |
7,739 |
|
| Effect of changes in composition of related parties |
|
|
(85 |
) |
| Advances |
|
|
18,809 |
|
| Principal payments |
|
|
(4,190 |
) |
| Ending balance, December 31, 2017 |
|
$ |
22,273 |
|
| |
|
|
|
|
| Balance beginning January 1, 2018 |
|
$ |
22,273 |
|
| Effect of changes in composition of related parties |
|
|
(339 |
) |
| Advances |
|
|
11 |
|
| Principal payments |
|
|
(9,988 |
) |
| Ending balance, December 31, 2018 |
|
$ |
11,957 |
|
|
| Schedule of non accrual loans and past-due loans by portfolio segment |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
90 Days |
|
|
|
|
| |
|
|
|
|
|
|
|
90 Days |
|
|
Total |
|
|
|
|
|
|
|
|
or More |
|
|
|
|
| |
|
30 - 59 |
|
|
60 - 89 |
|
|
or More |
|
|
Past |
|
|
Total |
|
|
Total |
|
|
Past Due |
|
|
Nonaccrual |
|
| (In thousands) |
|
Days |
|
|
Days |
|
|
Past Due |
|
|
Due |
|
|
Current |
|
|
Loans |
|
|
and Accruing |
|
|
Loans |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| March 31, 2019 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
- |
|
|
$ |
- |
|
|
$ |
519 |
|
|
$ |
519 |
|
|
$ |
372,916 |
|
|
$ |
373,435 |
|
|
$ |
- |
|
|
$ |
519 |
|
| Commercial |
|
|
131 |
|
|
|
- |
|
|
|
1,861 |
|
|
|
1,992 |
|
|
|
380,558 |
|
|
|
382,550 |
|
|
|
- |
|
|
|
6,919 |
|
| Residential real estate |
|
|
227 |
|
|
|
358 |
|
|
|
29 |
|
|
|
614 |
|
|
|
54,284 |
|
|
|
54,898 |
|
|
|
- |
|
|
|
822 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
42,441 |
|
|
|
42,441 |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
30 |
|
|
|
85 |
|
|
|
114 |
|
|
|
229 |
|
|
|
19,081 |
|
|
|
19,310 |
|
|
|
- |
|
|
|
115 |
|
| Total |
|
$ |
388 |
|
|
$ |
443 |
|
|
$ |
2,523 |
|
|
$ |
3,354 |
|
|
$ |
869,280 |
|
|
$ |
872,634 |
|
|
$ |
- |
|
|
$ |
8,375 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2018 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
742 |
|
|
$ |
- |
|
|
$ |
519 |
|
|
$ |
1,261 |
|
|
$ |
363,606 |
|
|
$ |
364,867 |
|
|
$ |
- |
|
|
$ |
519 |
|
| Commercial |
|
|
40 |
|
|
|
- |
|
|
|
3,167 |
|
|
|
3,207 |
|
|
|
358,575 |
|
|
|
361,782 |
|
|
|
- |
|
|
|
4,830 |
|
| Residential real estate |
|
|
321 |
|
|
|
223 |
|
|
|
30 |
|
|
|
574 |
|
|
|
56,787 |
|
|
|
57,361 |
|
|
|
- |
|
|
|
850 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
44,606 |
|
|
|
44,606 |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
62 |
|
|
|
46 |
|
|
|
59 |
|
|
|
167 |
|
|
|
19,648 |
|
|
|
19,815 |
|
|
|
- |
|
|
|
62 |
|
| Total |
|
$ |
1,165 |
|
|
$ |
269 |
|
|
$ |
3,775 |
|
|
$ |
5,209 |
|
|
$ |
843,222 |
|
|
$ |
848,431 |
|
|
$ |
- |
|
|
$ |
6,261 |
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
90 Days |
|
|
|
|
| |
|
|
|
|
|
|
|
90 Days |
|
|
Total |
|
|
|
|
|
|
|
|
or More |
|
|
|
|
| |
|
30 - 59 |
|
|
60 - 89 |
|
|
or More |
|
|
Past |
|
|
Total |
|
|
Total |
|
|
Past Due |
|
|
Nonaccrual |
|
| (In thousands) |
|
Days |
|
|
Days |
|
|
Past Due |
|
|
Due |
|
|
Current |
|
|
Loans |
|
|
and Accruing |
|
|
Loans |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2018 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
742 |
|
|
$ |
- |
|
|
$ |
519 |
|
|
$ |
1,261 |
|
|
$ |
363,606 |
|
|
$ |
364,867 |
|
|
$ |
- |
|
|
$ |
519 |
|
| Commercial |
|
|
40 |
|
|
|
- |
|
|
|
3,167 |
|
|
|
3,207 |
|
|
|
358,575 |
|
|
|
361,782 |
|
|
|
- |
|
|
|
4,830 |
|
| Residential real estate |
|
|
321 |
|
|
|
223 |
|
|
|
30 |
|
|
|
574 |
|
|
|
56,787 |
|
|
|
57,361 |
|
|
|
- |
|
|
|
850 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
44,606 |
|
|
|
44,606 |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
62 |
|
|
|
46 |
|
|
|
59 |
|
|
|
167 |
|
|
|
19,648 |
|
|
|
19,815 |
|
|
|
- |
|
|
|
62 |
|
| Total |
|
$ |
1,165 |
|
|
$ |
269 |
|
|
$ |
3,775 |
|
|
$ |
5,209 |
|
|
$ |
843,222 |
|
|
$ |
848,431 |
|
|
$ |
- |
|
|
$ |
6,261 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
- |
|
|
$ |
3,669 |
|
|
$ |
- |
|
|
$ |
3,669 |
|
|
$ |
367,841 |
|
|
$ |
371,510 |
|
|
$ |
- |
|
|
$ |
7,102 |
|
| Commercial |
|
|
12 |
|
|
|
- |
|
|
|
- |
|
|
|
12 |
|
|
|
240,211 |
|
|
|
240,223 |
|
|
|
- |
|
|
|
1,505 |
|
| Residential real estate |
|
|
699 |
|
|
|
178 |
|
|
|
81 |
|
|
|
958 |
|
|
|
66,766 |
|
|
|
67,724 |
|
|
|
- |
|
|
|
364 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
55,828 |
|
|
|
55,828 |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
63 |
|
|
|
45 |
|
|
|
60 |
|
|
|
168 |
|
|
|
17,287 |
|
|
|
17,455 |
|
|
|
- |
|
|
|
62 |
|
| Total |
|
$ |
774 |
|
|
$ |
3,892 |
|
|
$ |
141 |
|
|
$ |
4,807 |
|
|
$ |
747,933 |
|
|
$ |
752,740 |
|
|
$ |
- |
|
|
$ |
9,033 |
|
|
| Schedule of impaired loans by portfolio segment |
| |
|
|
|
|
Unpaid |
|
|
|
|
|
Average |
|
|
Interest |
|
| |
|
Recorded |
|
|
Principal |
|
|
Related |
|
|
Recorded |
|
|
Income |
|
| (In thousands) |
|
Investment |
|
|
Balance |
|
|
Allowance |
|
|
Investment |
|
|
Recognized |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| March 31, 2019 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| With no related allowance recorded: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
1,838 |
|
|
$ |
1,838 |
|
|
$ |
- |
|
|
$ |
1,846 |
|
|
$ |
21 |
|
| Commercial |
|
|
1,966 |
|
|
|
1,986 |
|
|
|
- |
|
|
|
2,020 |
|
|
|
6 |
|
| Residential real estate |
|
|
383 |
|
|
|
383 |
|
|
|
- |
|
|
|
386 |
|
|
|
5 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired with no related allowance |
|
$ |
4,187 |
|
|
$ |
4,207 |
|
|
$ |
- |
|
|
$ |
4,252 |
|
|
$ |
32 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| With an allowance recorded: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
| Commercial |
|
|
5,362 |
|
|
|
5,385 |
|
|
|
886 |
|
|
|
5,369 |
|
|
|
- |
|
| Residential real estate |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired with an allowance recorded |
|
$ |
5,362 |
|
|
$ |
5,385 |
|
|
$ |
886 |
|
|
$ |
5,369 |
|
|
$ |
- |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
1,838 |
|
|
$ |
1,838 |
|
|
$ |
- |
|
|
$ |
1,846 |
|
|
$ |
21 |
|
| Commercial |
|
|
7,328 |
|
|
|
7,371 |
|
|
|
886 |
|
|
|
7,389 |
|
|
|
6 |
|
| Residential real estate |
|
|
383 |
|
|
|
383 |
|
|
|
- |
|
|
|
386 |
|
|
|
5 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired loans |
|
$ |
9,549 |
|
|
$ |
9,592 |
|
|
$ |
886 |
|
|
$ |
9,621 |
|
|
$ |
32 |
|
| |
|
|
|
|
Unpaid |
|
|
|
|
|
Average |
|
|
Interest |
|
| |
|
Recorded |
|
|
Principal |
|
|
Related |
|
|
Recorded |
|
|
Income |
|
| (In thousands) |
|
Investment |
|
|
Balance |
|
|
Allowance |
|
|
Investment |
|
|
Recognized |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2018 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| With no related allowance recorded: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
1,334 |
|
|
$ |
1,334 |
|
|
$ |
- |
|
|
$ |
5,614 |
|
|
$ |
69 |
|
| Commercial |
|
|
4,050 |
|
|
|
4,110 |
|
|
|
- |
|
|
|
4,894 |
|
|
|
38 |
|
| Residential real estate |
|
|
388 |
|
|
|
388 |
|
|
|
- |
|
|
|
396 |
|
|
|
20 |
|
| Construction and land
development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired with no related allowance |
|
$ |
5,772 |
|
|
$ |
5,832 |
|
|
$ |
- |
|
|
$ |
10,904 |
|
|
$ |
127 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| With an allowance recorded: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
519 |
|
|
$ |
519 |
|
|
$ |
62 |
|
|
$ |
519 |
|
|
$ |
- |
|
| Commercial |
|
|
1,241 |
|
|
|
1,267 |
|
|
|
1,039 |
|
|
|
1,695 |
|
|
|
52 |
|
| Residential real estate |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired with an allowance recorded |
|
$ |
1,760 |
|
|
$ |
1,786 |
|
|
$ |
1,101 |
|
|
$ |
2,214 |
|
|
$ |
52 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
1,853 |
|
|
$ |
1,853 |
|
|
$ |
62 |
|
|
$ |
6,133 |
|
|
$ |
69 |
|
| Commercial |
|
|
5,291 |
|
|
|
5,377 |
|
|
|
1,039 |
|
|
|
6,589 |
|
|
|
90 |
|
| Residential real estate |
|
|
388 |
|
|
|
388 |
|
|
|
- |
|
|
|
396 |
|
|
|
20 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired loans |
|
$ |
7,532 |
|
|
$ |
7,618 |
|
|
$ |
1,101 |
|
|
$ |
13,118 |
|
|
$ |
179 |
|
|
| |
|
|
|
|
Unpaid |
|
|
|
|
|
Average |
|
|
Interest |
|
| |
|
Recorded |
|
|
Principal |
|
|
Related |
|
|
Recorded |
|
|
Income |
|
| (In thousands) |
|
Investment |
|
|
Balance |
|
|
Allowance |
|
|
Investment |
|
|
Recognized |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2018 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| With no related allowance recorded: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
1,334 |
|
|
$ |
1,334 |
|
|
$ |
- |
|
|
$ |
5,614 |
|
|
$ |
69 |
|
| Commercial |
|
|
4,050 |
|
|
|
4,110 |
|
|
|
- |
|
|
|
4,894 |
|
|
|
38 |
|
| Residential real estate |
|
|
388 |
|
|
|
388 |
|
|
|
- |
|
|
|
396 |
|
|
|
20 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired with no related allowance |
|
$ |
5,772 |
|
|
$ |
5,832 |
|
|
$ |
- |
|
|
$ |
10,904 |
|
|
$ |
127 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| With an allowance recorded: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real
estate |
|
$ |
519 |
|
|
$ |
519 |
|
|
$ |
62 |
|
|
$ |
519 |
|
|
$ |
- |
|
| Commercial |
|
|
1,241 |
|
|
|
1,267 |
|
|
|
1,039 |
|
|
|
1,695 |
|
|
|
52 |
|
| Residential real estate |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired with an allowance recorded |
|
$ |
1,760 |
|
|
$ |
1,786 |
|
|
$ |
1,101 |
|
|
$ |
2,214 |
|
|
$ |
52 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
1,853 |
|
|
$ |
1,853 |
|
|
$ |
62 |
|
|
$ |
6,133 |
|
|
$ |
69 |
|
| Commercial |
|
|
5,291 |
|
|
|
5,377 |
|
|
|
1,039 |
|
|
|
6,589 |
|
|
|
90 |
|
| Residential real estate |
|
|
388 |
|
|
|
388 |
|
|
|
- |
|
|
|
396 |
|
|
|
20 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired loans |
|
$ |
7,532 |
|
|
$ |
7,618 |
|
|
$ |
1,101 |
|
|
$ |
13,118 |
|
|
$ |
179 |
|
| |
|
|
|
|
Unpaid |
|
|
|
|
|
Average |
|
|
Interest |
|
| |
|
Recorded |
|
|
Principal |
|
|
Related |
|
|
Recorded |
|
|
Income |
|
| (In thousands) |
|
Investment |
|
|
Balance |
|
|
Allowance |
|
|
Investment |
|
|
Recognized |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| With no related allowance recorded: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
8,623 |
|
|
$ |
10,139 |
|
|
$ |
- |
|
|
$ |
4,562 |
|
|
$ |
70 |
|
| Commercial |
|
|
3,202 |
|
|
|
3,202 |
|
|
|
- |
|
|
|
2,054 |
|
|
|
123 |
|
| Residential real estate |
|
|
404 |
|
|
|
404 |
|
|
|
- |
|
|
|
412 |
|
|
|
20 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired with no related allowance |
|
$ |
12,229 |
|
|
$ |
13,745 |
|
|
$ |
- |
|
|
$ |
7,028 |
|
|
$ |
213 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| With an allowance recorded: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
| Commercial |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Residential real estate |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired with an allowance recorded |
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
|
$ |
- |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Total |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial real estate |
|
$ |
8,623 |
|
|
$ |
10,139 |
|
|
$ |
- |
|
|
$ |
4,562 |
|
|
$ |
70 |
|
| Commercial |
|
|
3,202 |
|
|
|
3,202 |
|
|
|
- |
|
|
|
2,054 |
|
|
|
123 |
|
| Residential real estate |
|
|
404 |
|
|
|
404 |
|
|
|
- |
|
|
|
412 |
|
|
|
20 |
|
| Construction and land development |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Consumer |
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
| Total impaired loans |
|
$ |
12,229 |
|
|
$ |
13,745 |
|
|
$ |
- |
|
|
$ |
7,028 |
|
|
$ |
213 |
|
|
| Schedule of troubled debt restructurings |
| (Dollars in thousands) |
|
Number of Contracts |
|
|
Pre- Modification Outstanding Recorded Investment |
|
|
Post- Modification Outstanding Recorded Investment |
|
| |
|
|
|
|
|
|
|
|
|
| March 31, 2019 |
|
|
|
|
|
|
|
|
|
| Troubled debt restructurings: |
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial |
|
|
1 |
|
|
$ |
1,963 |
|
|
$ |
1,963 |
|
| |
|
|
1 |
|
|
$ |
1,963 |
|
|
$ |
1,963 |
|
|
| (Dollars in thousands) |
|
Number of
Contracts
|
|
|
Pre-
Modification
Outstanding
Recorded
Investment
|
|
|
Post-
Modification
Outstanding Recorded
Investment
|
|
| |
|
|
|
|
|
|
|
|
|
| Year-Ended December 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
|
| Troubled debt restructurings: |
|
|
|
|
|
|
|
|
|
|
|
|
| Commercial |
|
|
1 |
|
|
$ |
249 |
|
|
$ |
249 |
|
| |
|
|
1 |
|
|
$ |
249 |
|
|
$ |
249 |
|
|
| Schedule of loans by risk rating and portfolio segment |
| |
|
|
|
|
|
|
|
|
|
|
Construction |
|
|
|
|
|
|
|
| (In thousands) |
|
Commercial Real Estate |
|
|
Commercial |
|
|
Residential Real Estate |
|
|
and Land Development |
|
|
Consumer |
|
|
Total |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| March 31, 2019 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Grade: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Pass |
|
$ |
349,204 |
|
|
$ |
363,366 |
|
|
$ |
- |
|
|
$ |
42,441 |
|
|
$ |
- |
|
|
$ |
755,011 |
|
| Special mention |
|
|
22,321 |
|
|
|
11,040 |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
33,361 |
|
| Substandard |
|
|
1,910 |
|
|
|
8,144 |
|
|
|
561 |
|
|
|
- |
|
|
|
- |
|
|
|
10,615 |
|
| Not formally rated |
|
|
- |
|
|
|
- |
|
|
|
54,337 |
|
|
|
- |
|
|
|
19,310 |
|
|
|
73,647 |
|
| Total |
|
$ |
373,435 |
|
|
$ |
382,550 |
|
|
$ |
54,898 |
|
|
$ |
42,441 |
|
|
$ |
19,310 |
|
|
$ |
872,634 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2018 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Grade: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Pass |
|
$ |
356,415 |
|
|
$ |
339,079 |
|
|
$ |
- |
|
|
$ |
44,606 |
|
|
$ |
- |
|
|
$ |
740,100 |
|
| Special mention |
|
|
6,531 |
|
|
|
11,339 |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
17,870 |
|
| Substandard |
|
|
1,921 |
|
|
|
10,447 |
|
|
|
571 |
|
|
|
- |
|
|
|
- |
|
|
|
12,939 |
|
| Doubtful |
|
|
- |
|
|
|
917 |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
917 |
|
| Not formally rated |
|
|
- |
|
|
|
- |
|
|
|
56,790 |
|
|
|
- |
|
|
|
19,815 |
|
|
|
76,605 |
|
| Total |
|
$ |
364,867 |
|
|
$ |
361,782 |
|
|
$ |
57,361 |
|
|
$ |
44,606 |
|
|
$ |
19,815 |
|
|
$ |
848,431 |
|
|
| (In thousands) |
|
Commercial Real Estate |
|
|
Commercial |
|
|
Residential Real Estate |
|
|
Construction and Land Development |
|
|
Consumer |
|
|
Total |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2018 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Grade: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Pass |
|
$ |
356,415 |
|
|
$ |
339,079 |
|
|
$ |
- |
|
|
$ |
44,606 |
|
|
$ |
- |
|
|
$ |
740,100 |
|
| Special mention |
|
|
6,531 |
|
|
|
11,339 |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
17,870 |
|
| Substandard |
|
|
1,921 |
|
|
|
10,447 |
|
|
|
571 |
|
|
|
- |
|
|
|
- |
|
|
|
12,939 |
|
| Doubtful |
|
|
- |
|
|
|
917 |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
917 |
|
| Not formally rated |
|
|
- |
|
|
|
- |
|
|
|
56,790 |
|
|
|
- |
|
|
|
19,815 |
|
|
|
76,605 |
|
| Total |
|
$ |
364,867 |
|
|
$ |
361,782 |
|
|
$ |
57,361 |
|
|
$ |
44,606 |
|
|
$ |
19,815 |
|
|
$ |
848,431 |
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| December 31, 2017 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Grade: |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Pass |
|
$ |
355,623 |
|
|
$ |
224,190 |
|
|
$ |
- |
|
|
$ |
55,828 |
|
|
$ |
- |
|
|
$ |
635,641 |
|
| Special mention |
|
|
6,852 |
|
|
|
9,155 |
|
|
|
- |
|
|
|
- |
|
|
|
- |
|
|
|
16,007 |
|
| Substandard |
|
|
9,035 |
|
|
|
6,878 |
|
|
|
679 |
|
|
|
- |
|
|
|
- |
|
|
|
16,592 |
|
| Not formally rated |
|
|
- |
|
|
|
- |
|
|
|
67,045 |
|
|
|
- |
|
|
|
17,455 |
|
|
|
84,500 |
|
| Total |
|
$ |
371,510 |
|
|
$ |
240,223 |
|
|
$ |
67,724 |
|
|
$ |
55,828 |
|
|
$ |
17,455 |
|
|
$ |
752,740 |
|
|