| Schedule of contractual commitments due to letters of credit |
The following table is a summary of financial instrument commitments as of December 31, were as follows: | | | | | | | | | | | | | | | | | | | | | | December 31, 2021 | | December 31, 2020 | | | | Fixed | | Variable | | Total | | Fixed | | Variable | | Total | | Letters of credit: | | | | | | | | | | | | | | | | | | | | Borrower: | | | | | | | | | | | | | | | | | | | | Financial standby | | $ | 384 | | $ | 17,474 | | $ | 17,858 | | $ | 329 | | $ | 9,051 | | $ | 9,380 | | Commercial standby | | | - | | | - | | | - | | | - | | | - | | | - | | Performance standby | | | 456 | | | 14,907 | | | 15,363 | | | 356 | | | 4,517 | | | 4,873 | | | | | 840 | | | 32,381 | | | 33,221 | | | 685 | | | 13,568 | | | 14,253 | | Non-borrower: | | | | | | | | | | | | | | | | | | | | Performance standby | | | - | | | 67 | | | 67 | | | - | | | 67 | | | 67 | | Total letters of credit | | $ | 840 | | $ | 32,448 | | $ | 33,288 | | $ | 685 | | $ | 13,635 | | $ | 14,320 | | | | | | | | | | | | | | | | | | | | | | Unused loan commitments: | | $ | 84,225 | | $ | 895,665 | | $ | 979,890 | | $ | 88,883 | | $ | 316,298 | | $ | 405,181 | |
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