| Financial Results By Operating Segment |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
For the year ended December 31, 2014
|
|
|
Oklahoma
|
|
Texas
|
|
Kansas
|
|
Mortgage
|
|
Other
|
|
Total
|
|
(Dollars in thousands)
|
Banking
|
|
Banking
|
|
Banking
|
|
Banking
|
|
Operations*
|
|
Company
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income
|
$
|
38,090
|
|
$
|
19,187
|
|
$
|
9,469
|
|
$
|
756
|
|
$
|
(2,498)
|
|
$
|
65,004
|
|
Provision for loan losses
|
|
(2,537)
|
|
|
(3,640)
|
|
|
(425)
|
|
|
(24)
|
|
|
2
|
|
|
(6,624)
|
|
Noninterest income
|
|
6,885
|
|
|
1,594
|
|
|
1,576
|
|
|
2,145
|
|
|
6,731
|
|
|
18,931
|
|
Noninterest expenses
|
|
29,086
|
|
|
13,387
|
|
|
8,616
|
|
|
2,277
|
|
|
3,546
|
|
|
56,912
|
|
Income before taxes
|
|
18,426
|
|
|
11,034
|
|
|
2,854
|
|
|
648
|
|
|
685
|
|
|
33,647
|
|
Taxes on income
|
|
6,909
|
|
|
4,138
|
|
|
1,070
|
|
|
243
|
|
|
257
|
|
|
12,617
|
|
Net income
|
$
|
11,517
|
|
$
|
6,896
|
|
$
|
1,784
|
|
$
|
405
|
|
$
|
428
|
|
$
|
21,030
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
* Includes externally generated revenue of $7.6 million, primarily from investing services, and an internally generated loss of $3.3 million from the funds management unit
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans at period end
|
$
|
772,710
|
|
$
|
460,680
|
|
$
|
146,043
|
|
$
|
20,552
|
|
$
|
6
|
|
$
|
1,399,991
|
|
Total assets at period end
|
|
781,647
|
|
|
458,489
|
|
|
147,256
|
|
|
24,057
|
|
|
530,585
|
|
|
1,942,034
|
|
Total deposits at period end
|
|
1,109,613
|
|
|
224,634
|
|
|
110,901
|
|
|
3,864
|
|
|
84,987
|
|
|
1,533,999
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
For the year ended December 31, 2013
|
|
|
Oklahoma
|
|
Texas
|
|
Kansas
|
|
Mortgage
|
|
Other
|
|
Total
|
|
(Dollars in thousands)
|
Banking
|
|
Banking
|
|
Banking
|
|
Banking
|
|
Operations*
|
|
Company
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income
|
$
|
34,725
|
|
$
|
18,949
|
|
$
|
10,527
|
|
$
|
670
|
|
$
|
(2,221)
|
|
$
|
62,650
|
|
Provision for loan losses
|
|
(486)
|
|
|
(6,403)
|
|
|
(472)
|
|
|
148
|
|
|
4
|
|
|
(7,209)
|
|
Noninterest income
|
|
6,943
|
|
|
1,305
|
|
|
1,944
|
|
|
2,701
|
|
|
750
|
|
|
13,643
|
|
Noninterest expenses
|
|
28,000
|
|
|
9,494
|
|
|
11,898
|
|
|
2,287
|
|
|
3,632
|
|
|
55,311
|
|
Income (loss) before taxes
|
|
14,154
|
|
|
17,163
|
|
|
1,045
|
|
|
936
|
|
|
(5,107)
|
|
|
28,191
|
|
Taxes on income
|
|
5,400
|
|
|
6,548
|
|
|
399
|
|
|
357
|
|
|
(1,948)
|
|
|
10,756
|
|
Net income (loss)
|
$
|
8,754
|
|
$
|
10,615
|
|
$
|
646
|
|
$
|
579
|
|
$
|
(3,159)
|
|
$
|
17,435
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
* Includes externally generated loss of $1.6 million, primarily from investing services, and an internally generated revenue of $0.1 million from the funds management unit
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans at period end
|
$
|
681,991
|
|
$
|
366,697
|
|
$
|
198,992
|
|
$
|
23,215
|
|
$
|
8
|
|
$
|
1,270,903
|
|
Total assets at period end
|
|
686,736
|
|
|
361,058
|
|
|
203,631
|
|
|
26,162
|
|
|
703,836
|
|
|
1,981,423
|
|
Total deposits at period end
|
|
1,113,715
|
|
|
207,227
|
|
|
247,884
|
|
|
1,895
|
|
|
13,365
|
|
|
1,584,086
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
For the year ended December 31, 2012
|
|
|
Oklahoma
|
|
Texas
|
|
Kansas
|
|
Mortgage
|
|
Other
|
|
Total
|
|
(Dollars in thousands)
|
Banking
|
|
Banking
|
|
Banking
|
|
Banking
|
|
Operations*
|
|
Company
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income
|
$
|
37,954
|
|
$
|
25,190
|
|
$
|
9,685
|
|
$
|
1,370
|
|
$
|
2,364
|
|
$
|
76,563
|
|
Provision for loan losses
|
|
448
|
|
|
5,364
|
|
|
(2,705)
|
|
|
-
|
|
|
-
|
|
|
3,107
|
|
Noninterest income
|
|
7,697
|
|
|
1,854
|
|
|
2,440
|
|
|
2,771
|
|
|
1,174
|
|
|
15,936
|
|
Noninterest expenses
|
|
29,406
|
|
|
12,848
|
|
|
13,767
|
|
|
2,430
|
|
|
4,871
|
|
|
63,322
|
|
Income (loss) before taxes
|
|
15,797
|
|
|
8,832
|
|
|
1,063
|
|
|
1,711
|
|
|
(1,333)
|
|
|
26,070
|
|
Taxes on income
|
|
5,989
|
|
|
3,348
|
|
|
403
|
|
|
649
|
|
|
(506)
|
|
|
9,883
|
|
Net income (loss)
|
$
|
9,808
|
|
$
|
5,484
|
|
$
|
660
|
|
$
|
1,062
|
|
$
|
(827)
|
|
$
|
16,187
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
* Includes externally generated revenue of $0.8 million, primarily from investing services, and an internally generated revenue of $2.8 million from the funds management unit
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans at period end
|
$
|
652,121
|
|
$
|
520,481
|
|
$
|
174,451
|
|
$
|
31,682
|
|
$
|
-
|
|
$
|
1,378,735
|
|
Total assets at period end
|
|
664,607
|
|
|
515,675
|
|
|
178,291
|
|
|
34,304
|
|
|
729,378
|
|
|
2,122,255
|
|
Total deposits at period end
|
|
1,254,348
|
|
|
166,919
|
|
|
270,368
|
|
|
2,420
|
|
|
15,523
|
|
|
1,709,578
|
|