| Southwest’s and Bank SNB’s Actual Capital Amounts And Ratios |
A summary of actual capital amounts and ratios as of December 31, 2014 are presented below.
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To Be Well Capitalized
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Under Prompt Corrective
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For Capital
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Actual
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Action Provisions
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Adequacy Purposes
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(Dollars in thousands)
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Amount
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Ratio
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Amount
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Ratio
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Amount
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Ratio
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As of December 31, 2014:
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Total Capital (to risk-weighted assets)
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Southwest
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$
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334,348
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20.96
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%
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$
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159,504
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10.00
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%
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$
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127,603
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8.00
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%
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Bank SNB
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298,224
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18.81
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158,518
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10.00
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126,814
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8.00
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Tier I Capital (to risk-weighted assets)
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Southwest
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314,216
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19.70
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95,702
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6.00
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63,801
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4.00
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Bank SNB
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278,214
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17.55
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95,111
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6.00
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63,407
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4.00
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Tier I Leverage (to average assets)
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Southwest
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314,216
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16.45
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95,534
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5.00
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76,428
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4.00
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Bank SNB
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278,214
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14.64
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95,030
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5.00
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76,024
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4.00
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A summary of actual capital amounts and ratios as of December 31, 2013 are presented below.
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To Be Well Capitalized
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Under Prompt Corrective
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For Capital
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Actual
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Action Provisions
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Adequacy Purposes
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(Dollars in thousands)
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Amount
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Ratio
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Amount
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Ratio
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Amount
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Ratio
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As of December 31, 2013:
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Total Capital (to risk-weighted assets)
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Southwest
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$
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310,867
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21.59
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%
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$
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143,993
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10.00
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%
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$
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115,194
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8.00
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%
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Bank SNB
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284,388
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19.83
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143,413
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10.00
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114,730
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8.00
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Tier I Capital (to risk-weighted assets)
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Southwest
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292,051
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20.28
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86,396
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6.00
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57,597
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4.00
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Bank SNB
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266,132
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18.56
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86,048
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6.00
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57,365
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4.00
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Tier I Leverage (to average assets)
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Southwest
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292,051
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14.86
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98,246
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5.00
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78,597
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4.00
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Bank SNB
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266,132
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13.62
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97,719
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5.00
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78,175
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4.00
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