Statutory net gains (losses) from operations and capital and surplus, excluding intercompany transactions, are summarized as follows: | | | | | | | | | | 2013 | | 2012 | NSIC - including realized capital gains of $111 and $1,722, respectively | $ | 1,427 |
| | $ | 1,425 |
| NSFC - including realized capital gains of $939 and $842, respectively; excluding prior year intercompany gain on real estate of $2,417 ($1,595, net of tax) | $ | 2,389 |
| | $ | 874 |
| Omega - including realized capital gains of $81 and $241, respectively | $ | 890 |
| | $ | 1,157 |
| Statutory risk-based adjusted capital: | | | | NSIC - including AVR of $806 and $748, respectively | $ | 12,383 |
| | $ | 11,092 |
| NSFC - including investment in Omega of $5,473 and $4,459, respectively | $ | 26,317 |
| | $ | 24,089 |
| Omega | $ | 8,975 |
| | $ | 7,961 |
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