CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
Investments    
Fixed maturities held-to-maturity, at amortized cost (estimated fair value: 2013 - $853; 2012 - $1,609) $ 812 $ 1,502
Fixed maturities available-for-sale, at estimated fair value (cost: 2013 - $79,074; 2012 - $71,678) 79,434 76,294
Equity securities available-for-sale, at estimated fair value (cost: 2013 - $2,420;2012 - $3,191) 4,374 5,132
Trading securities 19 40
Mortgage loans on real estate, at cost 333 383
Investment real estate, at book value 4,218 5,757
Policy loans 1,443 1,317
Company owned life insurance 5,858 5,931
Other invested assets 3,559 3,777
Total Investments 100,050 100,133
Cash 4,987 6,779
Accrued investment income 817 788
Policy receivables and agents' balances, net 10,276 9,006
Reinsurance recoverable 1,501 1,541
Deferred policy acquisition costs 8,776 9,097
Property and equipment, net 2,077 2,392
Accrued income tax recoverable 6 0
Deferred income tax asset 4,654 4,997
Other assets 836 983
Total Assets 133,980 135,716
LIABILITIES AND SHAREHOLDERS' EQUITY    
Property and casualty benefit and loss reserves 8,734 11,214
Accident and health benefit and loss reserves 2,651 2,341
Life and annuity benefit and loss reserves 30,696 30,041
Unearned premiums 27,301 25,777
Policy and contract claims 842 995
Other policyholder funds 1,447 1,417
Short-term notes payable and current portion of long-term debt 1,866 1,292
Long-term debt 20,889 25,339
Accrued income taxes 0 296
Other liabilities 6,082 6,777
Total Liabilities 100,508 105,489
Contingencies      
Shareholders' equity    
Common stock 2,495 2,467
Additional paid-in capital 5,147 4,951
Accumulated other comprehensive income 936 3,325
Retained earnings 24,894 19,484
Total Shareholders' Equity 33,472 30,227
Total Liabilities and Shareholders' Equity $ 133,980 $ 135,716