LOANS AND ALLOWANCE FOR LOAN LOSSES - Summary of changes in ALLL by portfolio segment - As percent of ALLL (Details 2) - USD ($)
$ in Thousands |
Dec. 31, 2016 |
Dec. 31, 2015 |
Dec. 31, 2014 |
Dec. 31, 2013 |
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
11,820
|
10,307
|
|
|
| Ending balance |
11,820
|
10,307
|
$ 9,288
|
$ 9,232
|
| Loans: |
|
|
|
|
| Individually evaluated |
19,217
|
3,566
|
|
|
| Collectively evaluated |
1,549,690
|
873,495
|
|
|
| Total loans |
1,568,907
|
877,061
|
|
|
| Less ALLL |
11,820
|
10,307
|
9,288
|
$ 9,232
|
| Net loans |
1,557,087
|
866,754
|
|
|
| Retail & other |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
152
|
74
|
|
|
| Ending balance |
152
|
74
|
49
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
14,515
|
6,513
|
|
|
| Total loans |
14,515
|
6,513
|
|
|
| Less ALLL |
152
|
74
|
49
|
|
| Net loans |
14,363
|
6,439
|
|
|
| Commercial Portfolio Segment | Commercial & industrial |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
3,919
|
3,721
|
|
|
| Ending balance |
3,919
|
3,721
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
338
|
142
|
|
|
| Collectively evaluated |
427,932
|
294,277
|
|
|
| Total loans |
428,270
|
294,419
|
|
|
| Less ALLL |
3,919
|
3,721
|
|
|
| Net loans |
424,351
|
290,698
|
|
|
| Commercial Portfolio Segment | Owner-occupied CRE |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
2,867
|
1,933
|
|
|
| Ending balance |
2,867
|
1,933
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
2,588
|
950
|
|
|
| Collectively evaluated |
357,639
|
185,285
|
|
|
| Total loans |
360,227
|
185,285
|
|
|
| Less ALLL |
2,867
|
1,933
|
|
|
| Net loans |
357,360
|
183,352
|
|
|
| Commercial Portfolio Segment | AG Production |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
150
|
85
|
|
|
| Ending balance |
150
|
85
|
53
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
41
|
39
|
|
|
| Collectively evaluated |
34,726
|
14,979
|
|
|
| Total loans |
34,767
|
15,018
|
|
|
| Less ALLL |
150
|
85
|
53
|
|
| Net loans |
34,617
|
14,933
|
|
|
| Commercial Real Estate Portfolio Segment | AG real estate |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
285
|
380
|
|
|
| Ending balance |
285
|
380
|
226
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
240
|
252
|
|
|
| Collectively evaluated |
44,994
|
43,020
|
|
|
| Total loans |
45,234
|
43,272
|
|
|
| Less ALLL |
285
|
380
|
226
|
|
| Net loans |
44,949
|
42,892
|
|
|
| Commercial Real Estate Portfolio Segment | CRE investment |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
1,124
|
785
|
|
|
| Ending balance |
1,124
|
785
|
511
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
12,552
|
1,301
|
|
|
| Collectively evaluated |
183,327
|
77,410
|
|
|
| Total loans |
195,879
|
78,711
|
|
|
| Less ALLL |
1,124
|
785
|
511
|
|
| Net loans |
194,755
|
77,926
|
|
|
| Commercial Real Estate Portfolio Segment | Construction & land development |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
774
|
1,446
|
|
|
| Ending balance |
774
|
1,446
|
2,685
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
694
|
280
|
|
|
| Collectively evaluated |
74,294
|
36,495
|
|
|
| Total loans |
74,988
|
36,775
|
|
|
| Less ALLL |
774
|
1,446
|
2,685
|
|
| Net loans |
74,214
|
35,329
|
|
|
| Residential | First mortgage |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
1,784
|
1,240
|
|
|
| Ending balance |
1,784
|
1,240
|
866
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
2,204
|
460
|
|
|
| Collectively evaluated |
298,100
|
154,198
|
|
|
| Total loans |
300,304
|
154,658
|
|
|
| Less ALLL |
1,784
|
1,240
|
866
|
|
| Net loans |
298,520
|
153,418
|
|
|
| Residential | Junior mortgage |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
461
|
496
|
|
|
| Ending balance |
461
|
496
|
337
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
299
|
142
|
|
|
| Collectively evaluated |
91,032
|
51,825
|
|
|
| Total loans |
91,331
|
51,967
|
|
|
| Less ALLL |
461
|
496
|
337
|
|
| Net loans |
90,870
|
51,471
|
|
|
| Residential | Residential construction |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
304
|
147
|
|
|
| Ending balance |
304
|
147
|
140
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
261
|
|
|
|
| Collectively evaluated |
23,131
|
10,443
|
|
|
| Total loans |
23,392
|
10,443
|
|
|
| Less ALLL |
304
|
147
|
140
|
|
| Net loans |
23,088
|
10,296
|
|
|
| Originated |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
9,449
|
8,714
|
|
|
| Ending balance |
9,449
|
8,714
|
9,288
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
387
|
|
|
| Collectively evaluated |
901,987
|
739,748
|
|
|
| Total loans |
901,987
|
740,135
|
|
|
| Less ALLL |
9,449
|
8,714
|
9,288
|
|
| Net loans |
892,538
|
731,421
|
|
|
| Originated | Owner-occupied CRE |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
2,263
|
1,567
|
|
|
| Loans: |
|
|
|
|
| Less ALLL |
2,263
|
1,567
|
|
|
| Originated | Retail & other |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
132
|
63
|
|
|
| Ending balance |
132
|
63
|
49
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
10,095
|
6,351
|
|
|
| Total loans |
10,095
|
6,351
|
|
|
| Less ALLL |
132
|
63
|
49
|
|
| Net loans |
9,963
|
6,288
|
|
|
| Originated | Commercial Portfolio Segment | Commercial & industrial |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
3,150
|
3,135
|
|
|
| Ending balance |
3,150
|
3,135
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
330,073
|
284,023
|
|
|
| Total loans |
330,073
|
284,023
|
|
|
| Less ALLL |
3,150
|
3,135
|
|
|
| Net loans |
326,923
|
280,888
|
|
|
| Originated | Commercial Portfolio Segment | Owner-occupied CRE |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
2,263
|
1,567
|
|
|
| Ending balance |
2,263
|
1,567
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
182,776
|
153,563
|
|
|
| Total loans |
182,776
|
153,563
|
|
|
| Less ALLL |
2,263
|
1,567
|
|
|
| Net loans |
180,513
|
151,996
|
|
|
| Originated | Commercial Portfolio Segment | AG Production |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
122
|
71
|
|
|
| Ending balance |
122
|
71
|
53
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
9,192
|
6,849
|
|
|
| Total loans |
9,192
|
6,849
|
|
|
| Less ALLL |
122
|
71
|
53
|
|
| Net loans |
9,070
|
6,778
|
|
|
| Originated | Commercial Real Estate Portfolio Segment | AG real estate |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
222
|
299
|
|
|
| Ending balance |
222
|
299
|
226
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
18,858
|
25,464
|
|
|
| Total loans |
18,858
|
25,464
|
|
|
| Less ALLL |
222
|
299
|
226
|
|
| Net loans |
18,636
|
25,165
|
|
|
| Originated | Commercial Real Estate Portfolio Segment | CRE investment |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
893
|
646
|
|
|
| Ending balance |
893
|
646
|
511
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
387
|
|
|
| Collectively evaluated |
72,930
|
58,562
|
|
|
| Total loans |
72,930
|
58,949
|
|
|
| Less ALLL |
893
|
646
|
511
|
|
| Net loans |
72,037
|
58,303
|
|
|
| Originated | Commercial Real Estate Portfolio Segment | Construction & land development |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
656
|
1,381
|
|
|
| Ending balance |
656
|
1,381
|
2,685
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
44,147
|
27,231
|
|
|
| Total loans |
44,147
|
27,231
|
|
|
| Less ALLL |
656
|
1,381
|
2,685
|
|
| Net loans |
43,491
|
25,850
|
|
|
| Originated | Residential | First mortgage |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
1,372
|
987
|
|
|
| Ending balance |
1,372
|
987
|
866
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
164,949
|
122,373
|
|
|
| Total loans |
164,949
|
122,373
|
|
|
| Less ALLL |
1,372
|
987
|
866
|
|
| Net loans |
163,577
|
121,386
|
|
|
| Originated | Residential | Junior mortgage |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
373
|
418
|
|
|
| Ending balance |
373
|
418
|
337
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
48,199
|
44,889
|
|
|
| Total loans |
48,199
|
44,889
|
|
|
| Less ALLL |
373
|
418
|
337
|
|
| Net loans |
47,826
|
44,471
|
|
|
| Originated | Residential | Residential construction |
|
|
|
|
| ALLL: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
266
|
147
|
|
|
| Ending balance |
266
|
147
|
140
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
20,768
|
10,443
|
|
|
| Total loans |
20,768
|
10,443
|
|
|
| Less ALLL |
266
|
147
|
140
|
|
| Net loans |
20,502
|
10,296
|
|
|
| Acquired |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
2,371
|
1,593
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
19,217
|
3,179
|
|
|
| Collectively evaluated |
647,703
|
133,747
|
|
|
| Total loans |
666,920
|
136,926
|
|
|
| Less ALLL |
2,371
|
1,593
|
|
|
| Net loans |
664,549
|
135,333
|
|
|
| Acquired | Owner-occupied CRE |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
604
|
366
|
|
|
| Loans: |
|
|
|
|
| Less ALLL |
604
|
366
|
|
|
| Acquired | Retail & other |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
20
|
11
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
|
|
|
|
| Collectively evaluated |
4,420
|
162
|
|
|
| Total loans |
4,420
|
162
|
|
|
| Less ALLL |
20
|
11
|
|
|
| Net loans |
4,400
|
151
|
|
|
| Acquired | Commercial Portfolio Segment | Commercial & industrial |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
769
|
586
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
338
|
142
|
|
|
| Collectively evaluated |
97,859
|
10,254
|
|
|
| Total loans |
98,197
|
10,396
|
|
|
| Less ALLL |
769
|
586
|
|
|
| Net loans |
97,428
|
9,810
|
|
|
| Acquired | Commercial Portfolio Segment | Owner-occupied CRE |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
604
|
366
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
2,588
|
950
|
|
|
| Collectively evaluated |
174,863
|
30,772
|
|
|
| Total loans |
177,451
|
31,722
|
|
|
| Less ALLL |
604
|
366
|
|
|
| Net loans |
176,847
|
31,356
|
|
|
| Acquired | Commercial Portfolio Segment | AG Production |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
28
|
14
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
41
|
39
|
|
|
| Collectively evaluated |
25,534
|
8,130
|
|
|
| Total loans |
25,575
|
8,169
|
|
|
| Less ALLL |
28
|
14
|
|
|
| Net loans |
25,547
|
8,155
|
|
|
| Acquired | Commercial Real Estate Portfolio Segment | AG real estate |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
63
|
81
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
240
|
252
|
|
|
| Collectively evaluated |
26,136
|
17,556
|
|
|
| Total loans |
26,376
|
17,808
|
|
|
| Less ALLL |
63
|
81
|
|
|
| Net loans |
26,313
|
17,727
|
|
|
| Acquired | Commercial Real Estate Portfolio Segment | CRE investment |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
231
|
139
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
12,552
|
914
|
|
|
| Collectively evaluated |
110,397
|
18,848
|
|
|
| Total loans |
122,949
|
19,762
|
|
|
| Less ALLL |
231
|
139
|
|
|
| Net loans |
122,718
|
19,623
|
|
|
| Acquired | Commercial Real Estate Portfolio Segment | Construction & land development |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
118
|
65
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
694
|
280
|
|
|
| Collectively evaluated |
30,147
|
9,264
|
|
|
| Total loans |
30,841
|
9,544
|
|
|
| Less ALLL |
118
|
65
|
|
|
| Net loans |
30,723
|
9,479
|
|
|
| Acquired | Residential | First mortgage |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
412
|
253
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
2,204
|
460
|
|
|
| Collectively evaluated |
133,151
|
31,825
|
|
|
| Total loans |
135,355
|
32,285
|
|
|
| Less ALLL |
412
|
253
|
|
|
| Net loans |
134,943
|
32,032
|
|
|
| Acquired | Residential | Junior mortgage |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
88
|
78
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
299
|
142
|
|
|
| Collectively evaluated |
42,833
|
6,936
|
|
|
| Total loans |
43,132
|
7,078
|
|
|
| Less ALLL |
88
|
78
|
|
|
| Net loans |
43,044
|
7,000
|
|
|
| Acquired | Residential | Residential construction |
|
|
|
|
| ALLL: |
|
|
|
|
| Ending balance |
38
|
|
|
|
| Loans: |
|
|
|
|
| Individually evaluated |
261
|
|
|
|
| Collectively evaluated |
2,363
|
|
|
|
| Total loans |
2,624
|
|
|
|
| Less ALLL |
38
|
|
|
|
| Net loans |
$ 2,586
|
|
|
|