FAIR VALUE OF FINANCIAL INSTRUMENTS (Details) - USD ($)
|
Dec. 31, 2016 |
Dec. 31, 2015 |
Dec. 31, 2014 |
Dec. 31, 2013 |
| Financial assets: |
|
|
|
|
| Cash and cash equivalents |
$ 17,340,000
|
$ 29,133,000
|
$ 30,077,000
|
$ 39,843,000
|
| Certificates of deposits with other banks |
14,527,000
|
13,150,000
|
|
|
| Securities available-for-sale |
162,368,000
|
70,256,000
|
|
|
| Securities held-to-maturity |
0
|
54,470,000
|
|
|
| Mortgage servicing rights |
190,000
|
956,000
|
|
|
| Financial liabilities: |
|
|
|
|
| FHLB and other borrowings |
90,921,000
|
183,198,000
|
|
|
| Forward Contracts |
|
|
|
|
| Financial liabilities: |
|
|
|
|
| Derivative liability |
0
|
0
|
|
|
| Carrying Value |
|
|
|
|
| Financial assets: |
|
|
|
|
| Cash and cash equivalents |
17,340,000
|
29,133,000
|
|
|
| Certificates of deposits with other banks |
14,527,000
|
13,150,000
|
|
|
| Securities available-for-sale |
162,368,000
|
70,256,000
|
|
|
| Securities held-to-maturity |
|
52,859,000
|
|
|
| Loans held for sale |
90,174,000
|
102,623,000
|
|
|
| Loans, net |
1,043,764,000
|
1,024,164,000
|
|
|
| Mortgage servicing rights |
190,000
|
956,000
|
|
|
| Accrued interest receivable |
3,951,000
|
3,356,000
|
|
|
| Financial liabilities: |
|
|
|
|
| Deposits |
1,107,017,000
|
1,012,314,000
|
|
|
| Repurchase agreements |
25,160,000
|
27,437,000
|
|
|
| Accrued interest payable |
741,000
|
474,000
|
|
|
| Subordinated debt |
33,524,000
|
33,524,000
|
|
|
| Carrying Value | Interest Rate Lock Commitments |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
1,546,000
|
1,537,000
|
|
|
| Carrying Value | Mortgage-Backed Security Hedges |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
372,000
|
|
|
|
| Financial liabilities: |
|
|
|
|
| Derivative liability |
|
19,000
|
|
|
| Carrying Value | Interest Rate Swap |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
250,000
|
405,000
|
|
|
| Financial liabilities: |
|
|
|
|
| Derivative liability |
250,000
|
405,000
|
|
|
| Carrying Value | Interest Rate Cap |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
268,000
|
437,000
|
|
|
| Carrying Value | Forward Contracts |
|
|
|
|
| Financial liabilities: |
|
|
|
|
| FHLB and other borrowings |
90,921,000
|
183,198,000
|
|
|
| Estimated Fair Value |
|
|
|
|
| Financial assets: |
|
|
|
|
| Cash and cash equivalents |
17,340,000
|
29,133,000
|
|
|
| Certificates of deposits with other banks |
14,985,000
|
13,270,000
|
|
|
| Securities available-for-sale |
162,368,000
|
70,256,000
|
|
|
| Securities held-to-maturity |
|
54,470,000
|
|
|
| Loans held for sale |
90,174,000
|
102,623,000
|
|
|
| Loans, net |
1,035,437,000
|
1,034,832,000
|
|
|
| Mortgage servicing rights |
190,000
|
956,000
|
|
|
| Accrued interest receivable |
3,951,000
|
3,356,000
|
|
|
| Financial liabilities: |
|
|
|
|
| Deposits |
1,116,174,000
|
1,015,521,000
|
|
|
| Repurchase agreements |
25,160,000
|
27,437,000
|
|
|
| Accrued interest payable |
741,000
|
474,000
|
|
|
| Subordinated debt |
32,275,000
|
32,172,000
|
|
|
| Estimated Fair Value | Quoted Prices in Active Markets for Identical Assets (Level I) |
|
|
|
|
| Financial assets: |
|
|
|
|
| Cash and cash equivalents |
17,340,000
|
29,133,000
|
|
|
| Estimated Fair Value | Significant Other Observable Inputs (Level II) |
|
|
|
|
| Financial assets: |
|
|
|
|
| Certificates of deposits with other banks |
14,985,000
|
13,270,000
|
|
|
| Securities available-for-sale |
162,368,000
|
70,256,000
|
|
|
| Securities held-to-maturity |
|
54,470,000
|
|
|
| Loans held for sale |
90,174,000
|
102,623,000
|
|
|
| Accrued interest receivable |
1,002,000
|
723,000
|
|
|
| Financial liabilities: |
|
|
|
|
| Deposits |
1,116,174,000
|
1,015,521,000
|
|
|
| Repurchase agreements |
25,160,000
|
27,437,000
|
|
|
| Accrued interest payable |
741,000
|
474,000
|
|
|
| Subordinated debt |
32,275,000
|
32,172,000
|
|
|
| Estimated Fair Value | Significant Unobservable Inputs (Level III) |
|
|
|
|
| Financial assets: |
|
|
|
|
| Loans, net |
1,035,437,000
|
1,034,832,000
|
|
|
| Mortgage servicing rights |
190,000
|
956,000
|
|
|
| Accrued interest receivable |
2,949,000
|
2,633,000
|
|
|
| Estimated Fair Value | Interest Rate Lock Commitments |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
1,546,000
|
1,537,000
|
|
|
| Estimated Fair Value | Interest Rate Lock Commitments | Significant Unobservable Inputs (Level III) |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
1,546,000
|
1,537,000
|
|
|
| Estimated Fair Value | Mortgage-Backed Security Hedges |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
372,000
|
|
|
|
| Financial liabilities: |
|
|
|
|
| Derivative liability |
|
19,000
|
|
|
| Estimated Fair Value | Mortgage-Backed Security Hedges | Significant Other Observable Inputs (Level II) |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
372,000
|
|
|
|
| Financial liabilities: |
|
|
|
|
| Derivative liability |
|
19,000
|
|
|
| Estimated Fair Value | Interest Rate Swap |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
250,000
|
405,000
|
|
|
| Financial liabilities: |
|
|
|
|
| Derivative liability |
250,000
|
405,000
|
|
|
| Estimated Fair Value | Interest Rate Swap | Significant Other Observable Inputs (Level II) |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
250,000
|
405,000
|
|
|
| Financial liabilities: |
|
|
|
|
| Derivative liability |
250,000
|
405,000
|
|
|
| Estimated Fair Value | Interest Rate Cap |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
268,000
|
437,000
|
|
|
| Estimated Fair Value | Interest Rate Cap | Significant Other Observable Inputs (Level II) |
|
|
|
|
| Financial assets: |
|
|
|
|
| Derivative asset |
268,000
|
437,000
|
|
|
| Estimated Fair Value | Forward Contracts |
|
|
|
|
| Financial liabilities: |
|
|
|
|
| FHLB and other borrowings |
90,919,000
|
183,211,000
|
|
|
| Estimated Fair Value | Forward Contracts | Significant Other Observable Inputs (Level II) |
|
|
|
|
| Financial liabilities: |
|
|
|
|
| FHLB and other borrowings |
$ 90,919,000
|
$ 183,211,000
|
|
|