LOANS AND ALLOWANCE FOR LOAN LOSSES - Allowance for Loan Losses and Recorded Investment By Portfolio Segment - (Details) - USD ($) $ in Thousands |
12 Months Ended |
|
|
|
Dec. 31, 2016 |
Dec. 31, 2015 |
Dec. 31, 2014 |
Dec. 31, 2016 |
Dec. 31, 2015 |
Dec. 31, 2014 |
| Allowance for loan losses |
|
|
|
|
|
|
| Balance at the beginning of the period |
$ 22,020
|
$ 23,250
|
$ 27,609
|
|
|
|
| Provision charged to expense |
1,705
|
1,625
|
1,500
|
|
|
|
| Losses charged off |
(6,415)
|
(7,392)
|
(11,018)
|
|
|
|
| Ending Balance acquired with deteriorated credit |
5,189
|
4,537
|
5,159
|
|
|
|
| Balance at the end of the period |
22,499
|
22,020
|
23,250
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
$ 1,800
|
$ 1,429
|
$ 1,050
|
| Ending Balance collectively evaluated for impairment |
|
|
|
20,699
|
20,591
|
|
| Ending Balance acquired with deteriorated credit quality |
8,954
|
|
|
|
|
|
| Total ending allowance balance |
22,020
|
23,250
|
27,609
|
22,499
|
22,020
|
23,250
|
| Loans |
|
|
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
21,197
|
18,989
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
2,621,522
|
2,136,403
|
|
| Total ending loan balance excluding accrued interest |
|
|
|
2,651,673
|
2,155,392
|
|
| Accrued interest |
|
|
|
7,342
|
5,878
|
|
| Allowance that includes a probability of default for subject loans |
2,697
|
1,583
|
|
|
|
|
| Purchased credit impaired loans |
|
|
|
8,954
|
212
|
|
| Commercial |
|
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
|
| Balance at the beginning of the period |
6,511
|
2,977
|
3,291
|
|
|
|
| Provision charged to expense |
3,166
|
4,010
|
(1,204)
|
|
|
|
| Losses charged off |
(682)
|
(978)
|
(241)
|
|
|
|
| Ending Balance acquired with deteriorated credit |
659
|
502
|
1,131
|
|
|
|
| Balance at the end of the period |
9,654
|
6,511
|
2,977
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
898
|
92
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
8,756
|
6,419
|
|
| Total ending allowance balance |
6,511
|
2,977
|
3,291
|
9,654
|
6,511
|
2,977
|
| Loans |
|
|
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
2,705
|
812
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
531,854
|
444,852
|
|
| Total ending loan balance excluding accrued interest |
|
|
|
534,559
|
445,664
|
|
| Commercial Real Estate |
|
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
|
| Balance at the beginning of the period |
10,702
|
15,605
|
20,210
|
|
|
|
| Provision charged to expense |
(3,540)
|
(6,118)
|
(1,284)
|
|
|
|
| Losses charged off |
(663)
|
(727)
|
(5,583)
|
|
|
|
| Ending Balance acquired with deteriorated credit |
1,207
|
1,942
|
2,262
|
|
|
|
| Balance at the end of the period |
7,706
|
10,702
|
15,605
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
755
|
1,166
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
6,951
|
9,536
|
|
| Ending Balance acquired with deteriorated credit quality |
7,256
|
|
|
|
|
|
| Total ending allowance balance |
10,702
|
15,605
|
20,210
|
7,706
|
10,702
|
15,605
|
| Loans |
|
|
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
7,904
|
8,909
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
1,147,536
|
916,975
|
|
| Total ending loan balance excluding accrued interest |
|
|
|
1,162,696
|
925,884
|
|
| Residential |
|
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
|
| Balance at the beginning of the period |
3,859
|
3,501
|
3,409
|
|
|
|
| Provision charged to expense |
1,318
|
2,115
|
1,977
|
|
|
|
| Losses charged off |
(1,345)
|
(2,094)
|
(2,295)
|
|
|
|
| Ending Balance acquired with deteriorated credit |
415
|
337
|
410
|
|
|
|
| Balance at the end of the period |
4,247
|
3,859
|
3,501
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
147
|
171
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
4,100
|
3,688
|
|
| Ending Balance acquired with deteriorated credit quality |
1,698
|
|
|
|
|
|
| Total ending allowance balance |
3,859
|
3,501
|
3,409
|
4,247
|
3,859
|
3,501
|
| Loans |
|
|
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
10,458
|
9,155
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
880,357
|
717,918
|
|
| Total ending loan balance excluding accrued interest |
|
|
|
892,513
|
727,073
|
|
| Consumer |
|
|
|
|
|
|
| Allowance for loan losses |
|
|
|
|
|
|
| Balance at the beginning of the period |
948
|
1,167
|
699
|
|
|
|
| Provision charged to expense |
761
|
1,618
|
2,011
|
|
|
|
| Losses charged off |
(3,725)
|
(3,593)
|
(2,899)
|
|
|
|
| Ending Balance acquired with deteriorated credit |
2,908
|
1,756
|
1,356
|
|
|
|
| Balance at the end of the period |
892
|
948
|
1,167
|
|
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
892
|
948
|
|
| Total ending allowance balance |
$ 948
|
$ 1,167
|
$ 699
|
892
|
948
|
$ 1,167
|
| Loans |
|
|
|
|
|
|
| Ending Balance individually evaluated for impairment |
|
|
|
130
|
113
|
|
| Ending Balance collectively evaluated for impairment |
|
|
|
61,775
|
56,658
|
|
| Total ending loan balance excluding accrued interest |
|
|
|
61,905
|
$ 56,771
|
|
| Cheviot Financial Corp. |
|
|
|
|
|
|
| Loans |
|
|
|
|
|
|
| Purchased credit impaired loans |
|
|
|
$ 16,175
|
|
|