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Income Taxes (Tables)
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12 Months Ended |
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Dec. 31, 2013
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| Income Taxes [Abstract] |
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| Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] |
| | | | Year Ended December 31, | | | | | 2013 | | 2012 | | 2011 | | | | | | | | | | | | | | | | | (Dollars in thousands) | | | | | | | | | | | | | | Current: | | | | | | | | | | Federal | $ | 9,112 | | $ | 9,045 | | $ | 9,377 | | State | | 1,325 | | | 1,143 | | | 1,025 | | | Total current | | 10,437 | | | 10,188 | | | 10,402 | | Deferred | | | | | | | | | | Federal | | (811) | | | (3,077) | | | (6,243) | | State | | 143 | | | 46 | | | (12) | | | Total deferred | | (668) | | | (3,031) | | | (6,255) | | Total income tax expense | $ | 9,769 | | $ | 7,157 | | $ | 4,147 |
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| Schedule of Deferred Tax Assets and Liabilities [Table Text Block] |
| | | | December 31, | | | | | 2013 | | 2012 | | | | | | | | | | | | | | (Dollars in thousands) | | Deferred income tax assets: | | | | | | | Allowance for credit losses | $ | 3,805 | | $ | 2,755 | | Interest-rate swaps and caps | | 12 | | | 65 | | Accrued expenses | | 856 | | | 1,055 | | Deferred income | | 1,882 | | | 1,850 | | Deferred compensation | | 1,641 | | | 1,671 | | Other comprehensive income | | 159 | | | — | | Other | | (819) | | | 113 | | | Total deferred income tax assets | | 7,536 | | | 7,509 | | | | | | | | | | | Deferred income tax liabilities: | | | | | | | Lease accounting | | (22,386) | | | (22,547) | | Deferred acquisition costs | | (2,936) | | | (2,656) | | Other comprehensive income | | — | | | (34) | | Depreciation | | (90) | | | (101) | | | Total deferred income tax liabilities | | (25,412) | | | (25,338) | | | | Net deferred income tax liability | $ | (17,876) | | $ | (17,829) |
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| Schedule of Effective Income Tax Rate Reconciliation [Table Text Block] |
| | Year Ended December 31, | | | 2013 | | 2012 | | 2011 | | | | | | | | | | | | | | | | | | | | | | | | | | Statutory federal income tax rate | | 35.0 | % | | | 35.0 | % | | | 35.0 | % | | State taxes, net of federal benefit | | 3.7 | % | | | 4.1 | % | | | 5.1 | % | | Other permanent differences | | (0.5) | % | | | 0.1 | % | | | 0.2 | % | | Interest on amended returns | | (0.6) | % | | | (0.3) | % | | | — | % | | Other | | — | % | | | (0.9) | % | | | (0.1) | % | | Effective rate | | 37.6 | % | | | 38.0 | % | | | 40.2 | % |
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