MBT FINANCIAL CORP - 10-K filing on 2017-03-10

Note 13 - Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2016

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

		Actual								Minimum to Qualify as Well Capitalized
		Amount				Ratio				Amount				Ratio
As of December 31, 2016:
Total Risk Based Capital to Risk-Weighted Assets
Consolidated		$	153,957				18.35	%		$	83,923				10	%
Monroe Bank & Trust			151,936				18.12	%			83,831				10	%
Tier 1 Capital to Risk-Weighted Assets
Consolidated			145,144				17.30	%			67,138				8	%
Monroe Bank & Trust			143,123				17.07	%			67,064				8	%
Common Equity Tier 1 Capital to Risk-Weighted Assets
Consolidated			145,144				17.30	%			54,550				6.5	%
Monroe Bank & Trust			143,123				17.07	%			54,490				6.5	%
Tier 1 Capital to Average Assets
Consolidated			145,144				10.89	%			66,645				5	%
Monroe Bank & Trust			143,123				10.75	%			66,579				5	%

		Actual								Minimum to Qualify as Well Capitalized
		Amount				Ratio				Amount				Ratio
As of December 31, 2015:
Total Capital to Risk-Weighted Assets
Consolidated		$	154,718				19.79	%		$	78,163				10	%
Monroe Bank & Trust			153,026				19.59	%			78,107				10	%
Tier 1 Capital to Risk-Weighted Assets
Consolidated			144,857				18.53	%			62,531				8	%
Monroe Bank & Trust			143,175				18.33	%			62,485				8	%
Common Equity Tier 1 Capital to Risk-Weighted Assets
Consolidated			144,857				18.53	%			50,806				6.5	%
Monroe Bank & Trust			143,175				18.33	%			50,769				6.5	%
Tier 1 Capital to Average Assets
Consolidated			144,857				11.04	%			65,625				5	%
Monroe Bank & Trust			143,175				10.91	%			65,602				5	%