Consolidated Balance Sheets - USD ($)
$ in Thousands |
Dec. 31, 2016 |
Dec. 31, 2015 |
| Cash and due from banks |
|
|
| Non-interest bearing |
$ 18,183
|
$ 14,996
|
| Interest bearing |
34,589
|
64,554
|
| Total cash and cash equivalents |
52,772
|
79,550
|
| Interest Bearing Time Deposit in Other Banks |
18,946
|
5,500
|
| Securities - Held to Maturity (Note 3) |
40,741
|
41,282
|
| Securities - Available for Sale (Note 3) |
488,067
|
496,859
|
| Federal Home Loan Bank stock - at cost |
4,148
|
4,148
|
| Loans held for sale |
611
|
1,477
|
| Loans (Note 4) |
652,337
|
617,308
|
| Allowance for Loan Losses (Note 5) |
(8,458)
|
(10,896)
|
| Loans - Net |
643,879
|
606,412
|
| Accrued interest receivable and other assets (Note 12) |
24,901
|
23,365
|
| Other Real Estate Owned |
1,634
|
2,383
|
| Bank Owned Life Insurance (Note 9) |
54,415
|
53,093
|
| Premises and Equipment - Net (Note 6) |
27,169
|
28,244
|
| Total assets |
1,357,283
|
1,342,313
|
| Deposits: |
|
|
| Non-interest bearing |
279,001
|
253,795
|
| Interest-bearing (Note 7) |
920,716
|
911,598
|
| Total deposits |
1,199,717
|
1,165,393
|
| Securities sold under repurchase agreements (Note 8) |
|
15,000
|
| Interest payable and other liabilities (Note 9) |
16,452
|
14,579
|
| Total liabilities |
1,216,169
|
1,194,972
|
| Stockholders' Equity (Notes 10, 13 and 15) |
|
|
| Common stock (no par value; 50,000,000 shares authorized, 22,777,882 and 22,790,707 shares issued and outstanding) |
22,562
|
23,492
|
| Retained Earnings |
126,079
|
126,214
|
| Unearned Compensation |
(4)
|
(13)
|
| Accumulated other comprehensive loss |
(7,523)
|
(2,352)
|
| Total stockholders' equity |
141,114
|
147,341
|
| Total liabilities and stockholders' equity |
$ 1,357,283
|
$ 1,342,313
|