|
Loans and Allowance for Loan Losses (Components of loans receivable) (Details) (USD $)
In Thousands, unless otherwise specified
|
Sep. 30, 2012
|
Jun. 30, 2012
|
Dec. 31, 2011
|
Sep. 30, 2011
|
Jun. 30, 2011
|
Dec. 31, 2010
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
$ 490,898 |
|
$ 482,547 |
|
|
|
| Individually evaluated for impairment |
20,807 |
|
32,135 |
|
|
|
| Percentage of loans receivable |
100.00% |
|
100.00% |
|
|
|
| Total loans receivable |
511,705 |
|
514,682 |
|
|
|
| Allowance for loan losses |
(9,088) |
(10,233) |
(12,690) |
(14,367) |
(13,687) |
(12,455) |
| Deferred loan fees, net of direct origination costs |
235 |
|
260 |
|
|
|
| Loans receivable, net |
502,852 |
|
502,252 |
|
|
|
| Weighted average interest rate |
5.43% |
|
5.69% |
|
|
|
|
Commercial
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
107,755 |
|
101,810 |
|
|
|
| Individually evaluated for impairment |
7,448 |
|
8,585 |
|
|
|
| Percentage of loans receivable |
22.50% |
|
21.40% |
|
|
|
| Total loans receivable |
115,203 |
|
110,395 |
|
|
|
| Allowance for loan losses |
(3,073) |
(2,429) |
(2,817) |
(2,751) |
(2,782) |
(2,925) |
|
Commercial real estate
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
170,007 |
|
156,668 |
|
|
|
| Individually evaluated for impairment |
4,958 |
|
10,918 |
|
|
|
| Percentage of loans receivable |
34.20% |
|
32.60% |
|
|
|
| Total loans receivable |
174,965 |
|
167,586 |
|
|
|
| Allowance for loan losses |
(2,728) |
(4,032) |
(4,880) |
(5,563) |
(5,086) |
(3,655) |
|
Commercial construction
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
2,573 |
|
5,588 |
|
|
|
| Individually evaluated for impairment |
0 |
|
747 |
|
|
|
| Percentage of loans receivable |
0.50% |
|
1.20% |
|
|
|
| Total loans receivable |
2,573 |
|
6,335 |
|
|
|
| Allowance for loan losses |
(67) |
(94) |
(500) |
(722) |
(728) |
(540) |
|
Land and land development loans
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
30,276 |
|
33,326 |
|
|
|
| Individually evaluated for impairment |
3,538 |
|
5,173 |
|
|
|
| Percentage of loans receivable |
6.60% |
|
7.50% |
|
|
|
| Total loans receivable |
33,814 |
|
38,499 |
|
|
|
| Allowance for loan losses |
(1,654) |
(1,565) |
(2,273) |
(2,099) |
(2,046) |
(2,408) |
|
Agriculture
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
85,627 |
|
78,893 |
|
|
|
| Individually evaluated for impairment |
2,224 |
|
2,423 |
|
|
|
| Percentage of loans receivable |
17.20% |
|
15.80% |
|
|
|
| Total loans receivable |
87,851 |
|
81,316 |
|
|
|
| Allowance for loan losses |
(187) |
(207) |
(172) |
(802) |
(909) |
(779) |
|
Multifamily
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
17,849 |
|
26,038 |
|
|
|
| Individually evaluated for impairment |
0 |
|
0 |
|
|
|
| Percentage of loans receivable |
3.50% |
|
5.10% |
|
|
|
| Total loans receivable |
17,849 |
|
26,038 |
|
|
|
| Allowance for loan losses |
(56) |
(57) |
(91) |
(95) |
(90) |
(83) |
|
Residential real estate
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
56,926 |
|
54,848 |
|
|
|
| Individually evaluated for impairment |
2,441 |
|
4,013 |
|
|
|
| Percentage of loans receivable |
11.60% |
|
11.40% |
|
|
|
| Total loans receivable |
59,367 |
|
58,861 |
|
|
|
| Allowance for loan losses |
(1,042) |
(1,601) |
(1,566) |
(1,643) |
(1,324) |
(1,252) |
|
Residential construction
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
532 |
|
2,742 |
|
|
|
| Individually evaluated for impairment |
0 |
|
0 |
|
|
|
| Percentage of loans receivable |
0.10% |
|
0.50% |
|
|
|
| Total loans receivable |
532 |
|
2,742 |
|
|
|
| Allowance for loan losses |
(13) |
(4) |
(59) |
(80) |
(119) |
(65) |
|
Consumer
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
9,526 |
|
11,571 |
|
|
|
| Individually evaluated for impairment |
198 |
|
276 |
|
|
|
| Percentage of loans receivable |
1.90% |
|
2.30% |
|
|
|
| Total loans receivable |
9,724 |
|
11,847 |
|
|
|
| Allowance for loan losses |
(198) |
(201) |
(295) |
(584) |
(577) |
(613) |
|
Municipal
|
|
|
|
|
|
|
| Accounts, Notes, Loans and Financing Receivable [Line Items] |
|
|
|
|
|
|
| Collectively evaluated for impairment |
9,827 |
|
11,063 |
|
|
|
| Individually evaluated for impairment |
0 |
|
0 |
|
|
|
| Percentage of loans receivable |
1.90% |
|
2.20% |
|
|
|
| Total loans receivable |
9,827 |
|
11,063 |
|
|
|
| Allowance for loan losses |
$ (70) |
$ (43) |
$ (37) |
$ (28) |
$ (26) |
$ (135) |