| Schedule of summary of premises and equipment |
| | | Useful | | | | | | | | | | | | | lives | | 2015 | | | 2014 | | | 2013 | | | | | | | | | | | | | | | | Land | | | | $ | 684,977 | | | $ | 684,977 | | | $ | 684,977 | | | Buildings | | 5-50 years | | | 6,283,741 | | | | 6,221,980 | | | | 6,142,509 | | | Equipment and fixtures | | 5-30 years | | | 5,365,211 | | | | 5,400,514 | | | | 5,187,984 | | | Construction in progress | | | | | 500 | | | | 53,197 | | | | 61,155 | | | | | | | | 12,334,429 | | | | 12,360,668 | | | | 12,076,625 | | | Accumulated depreciation | | | | | (8,965,564 | ) | | | (8,689,373 | ) | | | (8,379,853 | ) | | | | | | | | | | | | | | | | | | | | | | $ | 3,368,865 | | | $ | 3,671,295 | | | $ | 3,696,772 | |
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