Receivables (Tables)
 9 Months Ended
Sep. 30, 2021
Receivables [Abstract]  
Schedule of receivables
   September 30,   December 31, 
   2021   2020 
Finance receivables  $116,028   $62,758 
Fees receivable   7,338    2,913 
Membership receivables   3,283    1,885 
Deferred loan origination costs   1,528    615 
Accrued interest receivable   1,104    623 
Receivables, before allowance for loan losses  $129,281   $68,794 

 
Schedule of finance receivables
   September 30,
2021		   December 31,
2020		 
Loan receivables  $69,571   $43,870 
Instacash receivables   46,457    18,888 
Finance receivables, before allowance for loan losses  $116,028   $62,758 

 
Schedule of loans receivables
   September 30,
2021		   December 31,
2020		 
Unsecured personal loan receivables  $
-
   $66 
Secured personal loan receivables   69,571    43,804 
Loan receivables  $69,571   $43,870 

 
Schedule of changes in the allowance for loan losses on receivables
   Three Months Ended September 30,   Nine Months Ended September 30, 
   2021   2020   2021   2020 
Beginning balance   $14,701   $5,259   $9,127   $6,613 
Provision for loss on receivables   15,238    10,456    36,644    14,587 
Receivables charged off    (20,979)   (13,308)   (51,819)   (30,517)
Recoveries    7,831    6,263    22,839    17,987 
Ending balance   $16,791   $8,670   $16,791   $8,670 

 

   Three Months Ended September 30,   Nine Months Ended September 30, 
   2021   2020   2021   2020 
Beginning balance   $14,223   $5,259   $9,127   $6,613 
Provision for loss on receivables   12,542    6,622    30,877    9,242 
Finance receivables charged off   (17,851)   (8,346)   (44,996)   (22,836)
Recoveries    7,261    5,135    21,167    15,651 
Ending balance   $16,175   $8,670   $16,175   $8,670 

 

   Three Months Ended September 30,   Nine Months Ended September 30, 
   2021   2020   2021   2020 
Beginning balance     $197   $
-
   $
-
   $
-
 
Provision for loss on receivables   1,025    3,355    2,204    4,713 
Membership receivables charged off   (1,089)   (4,320)   (2,576)   (6,791)
Recoveries    137    965    642    2,078 
Ending balance   $270   $
-
   $270   $
-
 

 

   Three Months Ended September 30,   Nine Months Ended
September 30,		 
   2021   2020   2021   2020 
Beginning balance   $281   $
-
   $
-
   $
-
 
Provision for loss on receivables   1,671    479    3,563    632 
Fees receivable charged off    (2,039)   (642)   (4,247)   (890)
Recoveries    433    163    1,030    258 
Ending balance   $346   $
-
   $346   $
-
 

 
Schedule of assessment of the credit quality of finance receivables
   September 30, 2021 
   Amount   Percent 
Current  $102,091    88.0%
Delinquency:          
31 to 60 days   9,522    8.2%
61 to 90 days   4,415    3.8%
Total delinquency   13,937    12.0%
Finance receivables before allowance for loan losses  $116,028    100.0%

 

   December 31, 2020 
   Amount   Percent 
Current   $54,247    86.4%
Delinquency:          
31 to 60 days   6,148    9.8%
61 to 90 days   2,363    3.8%
Total delinquency   8,511    13.6%
Finance receivables before allowance for loan losses  $62,758    100.0%

 

   September 30, 2021 
   Amount   Percent 
Current   $59,573    85.6%
Delinquency:          
31 to 60 days   5,583    8.0%
61 to 90 days   4,415    6.4%
Total delinquency   9,998    14.4%
Loan receivables before allowance for loan losses  $69,571    100.0%

 

   December 31, 2020 
   Amount   Percent 
Current   $38,133    86.9%
Delinquency:          
31 to 60 days   3,374    7.7%
61 to 90 days   2,363    5.4%
Total delinquency   5,737    13.1%
Loan receivables before allowance for loan losses  $43,870    100.0%

 

   September 30, 2021 
   Amount   Percent 
Current  $42,518    91.5%
Delinquency:          
31 to 60 days   3,939    8.5%
61 to 90 days   
-
    0.0%
Total delinquency   3,939    8.5%
Instacash receivables before allowance for loan losses  $46,457    100.0%

 

   December 31, 2020 
   Amount   Percent 
Current  $16,114    85.3%
Delinquency:          
31 to 60 days   2,774    14.7%
61 to 90 days   -    0.0%
Total delinquency   2,774    14.7%
Instacash receivables before allowance for loan losses  $18,888    100.0%

 

   September 30, 2021 
   Amount   Percent 
Current   $2,398    73.0%
           
Delinquency:          
31 to 60 days   461    14.0%
61 to 90 days   424    13.0%
Total delinquency   885    27.0%
Membership receivables before allowance for loan losses  $3,283    100.0%

 

   December 31, 2020 
   Amount   Percent 
Current   $1586    84.1%
Delinquency:          
31 to 60 days   168    9.0%
61 to 90 days   131    6.9%
Total delinquency   299    15.9%
Membership receivables before allowance for loan losses  $1,885    100.0%

 

         
   September 30, 2021 
   Amount   Percent 
Current   $7,025    95.7%
Delinquency:          
31 to 60 days   285    3.9%
61 to 90 days   28    0.4%
Total delinquency   313    4.3%
Fees receivable before allowance for loan losses  $7,338    100.0%

 

   December 31, 2020 
   Amount   Percent 
Current  $2,435    83.6%
Delinquency:          
31 to 60 days   478    16.4%
61 to 90 days   -    0.0%
Total delinquency   478    16.4%
Fees receivables before allowance for loan losses  $2,913    100.0%