|
Loans and Allowance for Loan Losses (Details 1) (USD $)
In Thousands, unless otherwise specified
|
9 Months Ended |
12 Months Ended |
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Dec. 31, 2011
|
| Allowance for loan losses: |
|
|
|
| Ending balance |
$ 19,886 |
|
$ 22,267 |
| Loan receivables: |
|
|
|
| Ending balance |
369,670 |
|
408,138 |
|
FUSB [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
18,691 |
17,027 |
17,027 |
| Charge-offs |
4,419 |
9,184 |
14,718 |
| Recoveries |
828 |
341 |
489 |
| Provision |
1,523 |
3,277 |
15,893 |
| Ending balance |
16,623 |
11,461 |
18,691 |
| Ending balance individually evaluated for impairment |
11,609 |
5,313 |
11,084 |
| Ending balance collectively evaluated for impairment |
5,014 |
6,148 |
7,607 |
| Loan receivables: |
|
|
|
| Ending balance |
287,966 |
315,539 |
321,918 |
| Ending balance individually evaluated for impairment |
58,007 |
44,580 |
61,916 |
| Ending balance collectively evaluated for impairment |
229,959 |
270,959 |
260,002 |
|
ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
3,576 |
3,909 |
3,909 |
| Charge-offs |
2,630 |
2,643 |
4,042 |
| Recoveries |
665 |
635 |
800 |
| Provision |
1,652 |
1,899 |
2,909 |
| Ending balance |
3,263 |
3,800 |
3,576 |
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
3,263 |
3,800 |
3,576 |
| Loan receivables: |
|
|
|
| Ending balance |
81,704 |
86,781 |
86,220 |
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
81,704 |
86,781 |
86,220 |
|
FUSB & ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
22,267 |
20,936 |
20,936 |
| Charge-offs |
7,049 |
11,827 |
18,760 |
| Recoveries |
1,493 |
976 |
1,289 |
| Provision |
3,175 |
5,176 |
18,802 |
| Ending balance |
19,886 |
15,261 |
22,267 |
| Ending balance individually evaluated for impairment |
11,609 |
5,313 |
11,084 |
| Ending balance collectively evaluated for impairment |
8,277 |
9,948 |
11,183 |
| Loan receivables: |
|
|
|
| Ending balance |
369,670 |
402,320 |
408,138 |
| Ending balance individually evaluated for impairment |
58,007 |
44,580 |
61,916 |
| Ending balance collectively evaluated for impairment |
311,663 |
357,740 |
346,222 |
|
Other [Member]
|
|
|
|
| Loan receivables: |
|
|
|
| Ending balance |
813 |
|
820 |
|
Other [Member] | FUSB [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
78 |
99 |
99 |
| Charge-offs |
11 |
|
3 |
| Provision |
(12) |
(57) |
(18) |
| Ending balance |
55 |
42 |
78 |
| Ending balance collectively evaluated for impairment |
55 |
42 |
78 |
| Loan receivables: |
|
|
|
| Ending balance |
813 |
610 |
820 |
| Ending balance collectively evaluated for impairment |
536 |
610 |
910 |
|
Other [Member] | ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
|
|
|
| Charge-offs |
|
|
|
| Recoveries |
|
|
|
| Provision |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
| Loan receivables: |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
|
Other [Member] | FUSB & ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
78 |
99 |
99 |
| Charge-offs |
11 |
|
3 |
| Provision |
(12) |
(57) |
(18) |
| Ending balance |
55 |
42 |
78 |
| Ending balance collectively evaluated for impairment |
55 |
42 |
78 |
| Loan receivables: |
|
|
|
| Ending balance |
536 |
610 |
910 |
| Ending balance collectively evaluated for impairment |
536 |
610 |
910 |
|
Commercial [Member] | FUSB [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
889 |
988 |
988 |
| Charge-offs |
867 |
245 |
407 |
| Recoveries |
139 |
71 |
152 |
| Provision |
1,044 |
122 |
156 |
| Ending balance |
1,205 |
936 |
889 |
| Ending balance individually evaluated for impairment |
760 |
|
509 |
| Ending balance collectively evaluated for impairment |
445 |
936 |
380 |
| Loan receivables: |
|
|
|
| Ending balance |
43,255 |
43,584 |
43,060 |
| Ending balance individually evaluated for impairment |
1,037 |
1,642 |
1,603 |
| Ending balance collectively evaluated for impairment |
42,218 |
41,942 |
41,457 |
|
Commercial [Member] | ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
|
|
|
| Charge-offs |
|
|
|
| Recoveries |
|
|
|
| Provision |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
| Loan receivables: |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
|
Commercial [Member] | FUSB & ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
889 |
988 |
988 |
| Charge-offs |
867 |
245 |
407 |
| Recoveries |
139 |
71 |
152 |
| Provision |
1,044 |
122 |
156 |
| Ending balance |
1,205 |
936 |
889 |
| Ending balance individually evaluated for impairment |
760 |
|
509 |
| Ending balance collectively evaluated for impairment |
445 |
936 |
380 |
| Loan receivables: |
|
|
|
| Ending balance |
43,255 |
43,584 |
43,060 |
| Ending balance individually evaluated for impairment |
1,037 |
1,642 |
1,603 |
| Ending balance collectively evaluated for impairment |
42,218 |
41,942 |
41,457 |
|
Commercial Real Estate [Member] | FUSB [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
16,533 |
15,206 |
15,206 |
| Charge-offs |
3,274 |
8,165 |
12,915 |
| Recoveries |
606 |
44 |
44 |
| Provision |
539 |
2,635 |
14,198 |
| Ending balance |
14,404 |
9,719 |
16,533 |
| Ending balance individually evaluated for impairment |
10,849 |
5,313 |
10,575 |
| Ending balance collectively evaluated for impairment |
3,555 |
4,406 |
5,958 |
| Loan receivables: |
|
|
|
| Ending balance |
189,047 |
209,538 |
215,371 |
| Ending balance individually evaluated for impairment |
56,762 |
42,938 |
60,127 |
| Ending balance collectively evaluated for impairment |
132,285 |
166,600 |
155,244 |
|
Commercial Real Estate [Member] | ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
|
|
|
| Charge-offs |
|
|
|
| Recoveries |
|
|
|
| Provision |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
| Loan receivables: |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
|
Commercial Real Estate [Member] | FUSB & ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
16,533 |
15,206 |
15,206 |
| Charge-offs |
3,274 |
8,165 |
12,915 |
| Recoveries |
606 |
44 |
44 |
| Provision |
539 |
2,635 |
14,198 |
| Ending balance |
14,404 |
9,719 |
16,533 |
| Ending balance individually evaluated for impairment |
10,849 |
5,313 |
10,575 |
| Ending balance collectively evaluated for impairment |
3,555 |
4,406 |
5,958 |
| Loan receivables: |
|
|
|
| Ending balance |
189,047 |
209,538 |
215,371 |
| Ending balance individually evaluated for impairment |
56,762 |
42,938 |
60,127 |
| Ending balance collectively evaluated for impairment |
132,285 |
166,600 |
155,244 |
|
Consumer [Member] | FUSB [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
306 |
375 |
375 |
| Charge-offs |
134 |
264 |
420 |
| Recoveries |
61 |
84 |
121 |
| Provision |
(38) |
134 |
230 |
| Ending balance |
195 |
329 |
306 |
| Ending balance collectively evaluated for impairment |
195 |
329 |
306 |
| Loan receivables: |
|
|
|
| Ending balance |
15,570 |
19,836 |
18,886 |
| Ending balance collectively evaluated for impairment |
15,570 |
19,836 |
18,886 |
|
Consumer [Member] | ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
2,542 |
2,663 |
2,663 |
| Charge-offs |
2,099 |
1,991 |
2,993 |
| Recoveries |
629 |
551 |
707 |
| Provision |
1,315 |
1,408 |
2,165 |
| Ending balance |
2,387 |
2,631 |
2,542 |
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
2,387 |
2,631 |
2,542 |
| Loan receivables: |
|
|
|
| Ending balance |
46,872 |
44,697 |
45,688 |
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
46,872 |
44,697 |
45,688 |
|
Consumer [Member] | FUSB & ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
2,848 |
3,038 |
3,038 |
| Charge-offs |
2,233 |
2,255 |
3,413 |
| Recoveries |
690 |
635 |
828 |
| Provision |
1,277 |
1,542 |
2,395 |
| Ending balance |
2,582 |
2,960 |
2,848 |
| Ending balance collectively evaluated for impairment |
2,582 |
2,960 |
2,848 |
| Loan receivables: |
|
|
|
| Ending balance |
62,442 |
64,533 |
64,574 |
| Ending balance collectively evaluated for impairment |
62,442 |
64,533 |
64,574 |
|
Residential Real Estate [Member] | FUSB [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
684 |
359 |
359 |
| Charge-offs |
133 |
510 |
973 |
| Recoveries |
22 |
142 |
172 |
| Provision |
(5) |
443 |
1,126 |
| Ending balance |
568 |
435 |
684 |
| Ending balance collectively evaluated for impairment |
568 |
435 |
684 |
| Loan receivables: |
|
|
|
| Ending balance |
39,558 |
41,971 |
43,691 |
| Ending balance individually evaluated for impairment |
208 |
|
186 |
| Ending balance collectively evaluated for impairment |
39,350 |
41,971 |
43,505 |
|
Residential Real Estate [Member] | ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
1,034 |
1,246 |
1,246 |
| Charge-offs |
531 |
652 |
1,049 |
| Recoveries |
36 |
84 |
93 |
| Provision |
337 |
491 |
744 |
| Ending balance |
876 |
1,169 |
1,034 |
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
876 |
1,169 |
1,034 |
| Loan receivables: |
|
|
|
| Ending balance |
34,832 |
42,084 |
40,532 |
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
34,832 |
42,084 |
40,532 |
|
Residential Real Estate [Member] | FUSB & ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
1,718 |
1,605 |
1,605 |
| Charge-offs |
664 |
1,162 |
2,022 |
| Recoveries |
58 |
226 |
265 |
| Provision |
332 |
934 |
1,870 |
| Ending balance |
1,444 |
1,604 |
1,718 |
| Ending balance collectively evaluated for impairment |
1,444 |
1,604 |
1,718 |
| Loan receivables: |
|
|
|
| Ending balance |
74,390 |
84,055 |
84,223 |
| Ending balance individually evaluated for impairment |
208 |
|
186 |
| Ending balance collectively evaluated for impairment |
74,182 |
84,055 |
84,037 |
|
Unallocated [Member] | FUSB [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
201 |
|
|
| Charge-offs |
|
|
|
| Recoveries |
|
|
|
| Provision |
(5) |
|
201 |
| Ending balance |
196 |
|
201 |
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
196 |
|
201 |
| Loan receivables: |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
|
Unallocated [Member] | ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
|
|
|
| Charge-offs |
|
|
|
| Recoveries |
|
|
|
| Provision |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
| Loan receivables: |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|
|
Unallocated [Member] | FUSB & ALC [Member]
|
|
|
|
| Allowance for loan losses: |
|
|
|
| Beginning balance |
201 |
|
|
| Charge-offs |
|
|
|
| Recoveries |
|
|
|
| Provision |
(5) |
|
201 |
| Ending balance |
196 |
|
201 |
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
196 |
|
201 |
| Loan receivables: |
|
|
|
| Ending balance |
|
|
|
| Ending balance individually evaluated for impairment |
|
|
|
| Ending balance collectively evaluated for impairment |
|
|
|