Condensed Consolidated Statements of Operations (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
 3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
INTEREST INCOME:        
Interest and Fees on Loans $ 8,488 $ 9,342 $ 26,454 $ 27,699
Interest on Investment Securities 840 1,357 2,632 4,051
Total Interest Income 9,328 10,699 29,086 31,750
INTEREST EXPENSE:        
Interest on Deposits 1,027 1,566 3,549 4,742
Interest on Borrowings 4 161 119 631
Total Interest Expense 1,031 1,727 3,668 5,373
NET INTEREST INCOME 8,297 8,972 25,418 26,377
PROVISION FOR LOAN LOSSES 492 2,262 3,175 5,176
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 7,805 6,710 22,243 21,201
NON-INTEREST INCOME:        
Service and Other Charges on Deposit Accounts 639 731 1,870 2,169
Credit Life Insurance Income 272 236 613 576
Other Income 542 628 1,575 2,235
Total Non-Interest Income 1,453 1,595 4,058 4,980
NON-INTEREST EXPENSE:        
Salaries and Employee Benefits 3,433 3,817 10,912 11,238
Occupancy Expense 488 519 1,416 1,462
Furniture and Equipment Expense 317 332 970 952
Impairment on Other Real Estate 377 2,956 3,241 3,842
Loss on Sale of Other Real Estate 572 328 1,032 836
Other Expense 2,375 2,641 7,261 7,849
Total Non-Interest Expense 7,562 10,593 24,832 26,179
INCOME (LOSS) BEFORE INCOME TAXES 1,696 (2,288) 1,469 2
PROVISION FOR (BENEFIT FROM) INCOME TAXES 517 (979) 157 (411)
NET INCOME (LOSS) 1,179 (1,309) 1,312 413
Less: Net loss attributable to noncontrolling interest       (1)
NET INCOME (LOSS) ATTRIBUTABLE TO USBI $ 1,179 $ (1,309) $ 1,312 $ 414
BASIC AND DILUTED NET INCOME (LOSS) ATTRIBUTABLE TO USBI PER SHARE $ 0.20 $ (0.22) $ 0.22 $ 0.07
DIVIDENDS PER SHARE $ 0.00 $ 0.00 $ 0.00 $ 0.04