Consolidated Statement of Operations - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Interest income        
Interest and fees on loans $ 10,927 $ 9,865 $ 21,408 $ 19,517
Interest on investment securities: Taxable 1,474 1,443 2,921 2,743
Interest on investment securities: Exempt from federal income tax 235 223 473 454
Total investment income 1,709 1,666 3,394 3,197
Other 88 160 284 304
Total interest income 12,724 11,691 25,086 23,018
Interest expense        
Interest on deposits 928 809 1,784 1,577
Interest on short-term borrowings 94 18 124 34
Interest on long-term borrowings 834 935 1,728 2,109
Total interest expense 1,856 1,762 3,636 3,720
Net interest income 10,868 9,929 21,450 19,298
Provision for loan losses 269 299 716 908
Net interest income after provision for loan losses 10,599 9,630 20,734 18,390
Other operating income        
Net gains     181 14
Service charges 768 773 1,560 1,508
Trust department 1,641 1,535 3,305 3,050
Debit card income 648 575 1,201 1,144
Bank owned life insurance 285 291 584 600
Brokerage commissions 306 213 551 426
Other 87 95 210 231
Total other income 3,735 3,482 7,411 6,959
Total other operating income 3,882 3,491 7,592 6,973
Other operating expenses        
Salaries and employee benefits 6,119 5,525 12,038 10,792
FDIC premiums 170 184 303 268
Equipment 753 596 1,436 1,236
Occupancy 614 598 1,252 1,219
Data processing 911 918 1,843 1,725
Professional Services 307 284 643 537
Contract labor 219 200    
Telephony Expense 161 279    
Other real estate owned 108 38 493 212
Other 1,263 1,237 2,541 2,532
Total other operating expenses 10,625 9,859 21,316 19,329
Income before income tax expense 3,856 3,262 7,010 6,034
Provision for income tax expense 840 952 1,488 1,745
Net Income 3,016 2,310 5,522 4,289
Accumulated preferred stock dividends 0 (225) 0 (765)
Net Income Available to Common Shareholders $ 3,016 $ 2,085 $ 5,522 $ 3,524
Basic and diluted net income per common share $ 0.43 $ 0.30 $ 0.78 $ 0.52
Weighted average number of basic and diluted shares outstanding 7,077 7,062 7,072 6,796
Dividends declared per common share $ 0.09 $ 0.00 $ 0.18 $ 0.00