|
Goodwill (Narrative) (Details) (USD $)
In Thousands, unless otherwise specified |
12 Months Ended | ||
|---|---|---|---|
|
Dec. 31, 2013
|
Dec. 31, 2012
|
Dec. 31, 2013
Goodwill [Member]
|
|
| Goodwill [Line Items] | |||
| Goodwill | $ 11,004 | $ 11,004 | |
| Fair Value Measurements, Significant Assumptions | Significant assumptions used in the above methods include:Net income from our forward five-year operating budget, incorporating conservative growth and mix assumptions;A discount rate of 10.0% based on the most recently available [third quarter of 2012] Cost of Capital Report from Morningstar/Ibbotson Associates for the Commercial Banking Sector adjusted for a size and risk premium of 298 basis points;A price to tangible book multiple of 1.16, which was the average monthly multiple of unassisted national bank and thrift acquisitions in 2013 as provided by Sheshunoff & Co.; andA capitalization rate of 7.0% (discount rate of 10.0% adjusted for a conservative growth rate of 3.0%). |