First Financial Northwest, Inc. - 10-K filing on 2016-03-10

Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2015

Regulatory Capital Requirements [Abstract]

Schedule of Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios at December 31, 2015, and 2014, are presented in the following table.



																To be Well Capitalized
									For Capital Adequacy							Under Prompt Corrective
		Actual							Purposes							Action Provisions
		Amount				Ratio			Amount				Ratio			Amount				Ratio
		(Dollars in thousands)
December 31, 2015:
Total risk-based capital
Bank only		$	121,237			17.62	%		$	55,058			8.00	%		$	68,823			10.00	%
Parent company		179,551				25.94			55,369				8.00			69,211				10.00

Tier 1 risk-based capital
Bank only		112,613				16.36			41,294				6.00			55,058				8.00
Parent company		170,877				24.69			41,527				6.00			55,369				8.00

Common equity tier 1 capital
Bank only		112,613				16.36			30,970				4.50			44,735				6.50
Parent company		170,877				24.69			31,145				4.50			44,987				6.50

Tier 1 leverage capital
Bank only		112,613				11.61			38,787				4.00			48,484				5.00
Parent company		170,877				17.55			38,952				4.00			48,484				5.00

December 31, 2014: ⁽¹⁾
Total risk-based capital
Bank only		$	116,053			19.56	%		$	47,469			8.00	%		$	59,336			10.00	%

Tier 1 risk-based capital
Bank only		108,596				18.30			23,734				4.00			35,602				6.00

Tier 1 leverage capital
Bank only		108,596				11.79			36,849				4.00			46,061				5.00