|
LOANS (Details 1) (USD $)
In Thousands, unless otherwise specified
|
3 Months Ended |
9 Months Ended |
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Sep. 30, 2012
|
Sep. 30, 2011
|
| Beginning Balance |
$ 15,300 |
$ 17,708 |
$ 17,181 |
$ 22,665 |
| Provision for loan losses |
2,671 |
6,124 |
4,598 |
19,106 |
| Allowance associated with probable branch divestitures |
|
|
(468) |
|
| Change in allowance associated with probable branch divestitures |
201 |
|
|
|
| Charge-offs |
(471) |
(7,870) |
(3,799) |
(26,205) |
| Recoveries |
123 |
56 |
312 |
452 |
| Total ending allowance balance |
17,824 |
16,018 |
17,824 |
16,018 |
|
Commercial Loan [Member]
|
|
|
|
|
| Beginning Balance |
1,483 |
1,371 |
1,422 |
1,657 |
| Provision for loan losses |
(156) |
663 |
66 |
460 |
| Allowance associated with probable branch divestitures |
|
|
(7) |
|
| Change in allowance associated with probable branch divestitures |
18 |
|
|
|
| Charge-offs |
(126) |
(814) |
(313) |
(956) |
| Recoveries |
13 |
12 |
64 |
71 |
| Total ending allowance balance |
1,232 |
1,232 |
1,232 |
1,232 |
|
Commercial Real Estate [Member]
|
|
|
|
|
| Beginning Balance |
12,080 |
14,133 |
13,727 |
18,595 |
| Provision for loan losses |
2,818 |
5,148 |
4,505 |
18,217 |
| Allowance associated with probable branch divestitures |
|
|
(369) |
|
| Change in allowance associated with probable branch divestitures |
212 |
|
|
|
| Charge-offs |
(234) |
(6,711) |
(3,038) |
(24,458) |
| Recoveries |
51 |
0 |
102 |
216 |
| Total ending allowance balance |
14,927 |
12,570 |
14,927 |
12,570 |
|
Commercial Real Estate Construction Financing Receivable [Member]
|
|
|
|
|
| Beginning Balance |
89 |
95 |
103 |
158 |
| Provision for loan losses |
13 |
1 |
(1) |
(62) |
| Allowance associated with probable branch divestitures |
|
|
0 |
|
| Change in allowance associated with probable branch divestitures |
0 |
|
|
|
| Charge-offs |
0 |
0 |
0 |
0 |
| Recoveries |
0 |
0 |
0 |
0 |
| Total ending allowance balance |
102 |
96 |
102 |
96 |
|
Residential Mortgage [Member]
|
|
|
|
|
| Beginning Balance |
803 |
702 |
922 |
751 |
| Provision for loan losses |
16 |
532 |
(36) |
706 |
| Allowance associated with probable branch divestitures |
|
|
(36) |
|
| Change in allowance associated with probable branch divestitures |
(30) |
|
|
|
| Charge-offs |
0 |
(206) |
(62) |
(429) |
| Recoveries |
0 |
8 |
1 |
8 |
| Total ending allowance balance |
789 |
1,036 |
789 |
1,036 |
|
Consumers and Home Equity [Member]
|
|
|
|
|
| Beginning Balance |
525 |
690 |
610 |
708 |
| Provision for loan losses |
37 |
52 |
135 |
107 |
| Allowance associated with probable branch divestitures |
|
|
(56) |
|
| Change in allowance associated with probable branch divestitures |
1 |
|
|
|
| Charge-offs |
(53) |
(88) |
(229) |
(224) |
| Recoveries |
(39) |
8 |
11 |
71 |
| Total ending allowance balance |
471 |
662 |
471 |
662 |
|
Indirect Consumer [Member]
|
|
|
|
|
| Beginning Balance |
320 |
717 |
397 |
796 |
| Provision for loan losses |
(57) |
(272) |
(71) |
(322) |
| Allowance associated with probable branch divestitures |
|
|
0 |
|
| Change in allowance associated with probable branch divestitures |
0 |
|
|
|
| Charge-offs |
(58) |
(51) |
(157) |
(138) |
| Recoveries |
98 |
28 |
134 |
86 |
| Total ending allowance balance |
$ 303 |
$ 422 |
$ 303 |
$ 422 |