STOCKHOLDERS' EQUITY (Tables)
 9 Months Ended
Sep. 30, 2012
Equity [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
Our actual and required capital amounts and ratios to be considered adequately capitalized are presented below.

  

(Dollars in thousands)               For Capital  
    Actual     Adequacy Purposes  
As of September 30, 2012:   Amount     Ratio     Amount     Ratio  
Total risk-based capital (to risk- weighted assets)                                
Consolidated   $ 72,707       11.18 %   $ 52,020       8.00 %
Bank     77,237       11.88       52,018       8.00  
Tier 1 capital (to risk-weighted assets)                                
Consolidated     61,990       9.53       26,010       4.00  
Bank     68,974       10.61       26,009       4.00  
Tier 1 capital (to average assets)                                
Consolidated     61,990       5.84       42,454       4.00  
Bank     68,974       6.50       42,469       4.00  

 

(Dollars in thousands)               For Capital  
    Actual     Adequacy Purposes  
As of December 31, 2011:   Amount     Ratio     Amount     Ratio  
Total risk-based capital (to risk- weighted assets)                                
Consolidated   $ 79,593       9.87 %   $ 64,493       8.00 %
Bank     82,081       10.18       64,486       8.00  
Tier 1 capital (to risk-weighted assets)                                
Consolidated     69,425       8.61       32,246       4.00  
Bank     71,914       8.92       32,243       4.00  
Tier 1 capital (to average assets)                                
Consolidated     69,425       5.71       48,666       4.00  
Bank     71,914       5.86       49,111       4.00  
Schedule Of Capital Requirements Under 2012 Consent Order [Table Text Block]

The 2012 Consent Order requires the Bank to achieve the minimum capital ratios presented below:

 

    Actual as of     Ratio Required  
    9/30/2012     by Consent Order  
Total capital to risk-weighted assets     11.88 %     12.00 %
Tier 1 capital to average total assets     6.50 %     9.00 %