FAIR VALUE MEASUREMENT (Tables)
 12 Months Ended
Dec. 31, 2013
Fair Value Disclosures [Abstract]  
Schedule of carrying amount and estimated fair value by classification Level of the Company's financial instruments
   December 31, 2013
      Fair Value
(Dollars in thousands)  Carrying
Amount		  Total  Level 1  Level 2  Level 3
Financial Assets:                         
 Cash and short term investments   $14,166   $14,166   $14,166   $—     $—   
 Available-for-sale securities    224,355    224,355    818    223,120    417 
 Other investments, at cost    2,674    2,674    —      —      2,674 
 Loans held for sale    3,790    3,790    —      3,790    —   
 Net loans receivable    343,378    345,262    —      339,284    5,978 
 Accrued interest    2,267    2,267    2,267    —      —   
Financial liabilities:                         
 Non-interest bearing demand   $111,198   $111,198   $—     $111,198   $—   
 NOW and money market accounts    174,224    174,224    —      174,224    —   
 Savings    51,134    51,134    —      51,134    —   
 Time deposits    160,515    161,623    —      161,623    —   
 Total deposits    497,071    498,179    —      498,179    —   
 Federal Home Loan Bank Advances    43,325    47,011    —      47,011    —   
 Short term borrowings    18,634    18,634    —      18,634    —   
 Junior subordinated debentures    15,464    15,464    —      15,464    —   
 Accrued interest payable    694    694    694    —      —   

 

   December 31, 2012
      Fair Value
(Dollars in thousands)  Carrying
Amount		  Total  Level 1  Level 2  Level 3
Financial Assets:                         
 Cash and short term investments  $18,708   $18,708   $18,708   $—     $—  
 Available-for-sale securities   203,445    203,445    914    202,114    417 
 Other investments, at cost   2,527    2,527    —      —      2,527 
 Loans held for sale   9,658    9,658    —      9,658    —   
 Net loans receivable   327,490    328,893    —      322,717    6,176 
 Accrued interest   2,098    2,098    2,098    —      —   
 Interest rate swap   (338)   (338)   —      —      (338)
Financial liabilities:                         
 Non-interest bearing demand  $97,526   $97,526   $—     $97,526   $—   
 NOW and money market accounts   150,874    150,874    —      150,874    —   
 Savings   41,100    41,100    —      41,100    —   
 Time deposits   185,477    187,313    —      187,313    —   
 Total deposits   474,977    476,813    —      476,813    —   
 Federal Home Loan Bank Advances   36,344    41,977    —      41,977    —   
 Short term borrowings   15,900    15,900    —      15,900    —   
 Junior subordinated debentures   15,464    15,464    —      15,464    —   
 Accrued interest payable   1,029    1,029    1,029    —      —   
Schedule of changes in fair values and location in the income statement where these changes are included
   2013  2012  2011
(Dollars in thousands)  Non-interest
income:
Fair-value
adjustment
gain (loss)		  Non-interest
income:
Fair-value
adjustment
gain (loss)		  Non-interest
income:
Fair-value
adjustment
gain (loss)
Interest rate swap   (2)   (58)   (166)
Total  $(2)  $(58)  $(166)
Schedule of fair value for each category of assets carried at fair value that are measured on a recurring basis
Description  December 31, 2013 

 

Quoted Prices in Active Markets for Identical Assets

(Level 1)

 

Significant Other

Observable Inputs

(Level 2)

 

Significant

Unobservable Inputs

(Level 3)

Available for sale securities                    
Government sponsored enterprises  $3,246   $—     $3,246   $—   
Mortgage-backed securities   119,676    —      119,676    —   
Small Business Administration securities   56,120    —      56,120    —   
State and local government   42,998    —      42,998    —   
Corporate and other securities   2,315    818    1,080    417 
               Total   224,355    818    223,120    417 

 

(Dollars in thousands)

Description  December 31, 2012 

 

Quoted Prices in Active Markets for Identical Assets

(Level 1)

 

Significant Other

Observable Inputs

(Level 2)

 

Significant

Unobservable Inputs

(Level 3)

Available for sale securities                    
Government sponsored enterprises  $1,534   $—     $1,534   $—   
Mortgage-backed securities   112,144    —      112,144    —   
Small Business Administration securities   54,993    —      54,993    —   
State and local government   32,373    —      32,373    —   
Corporate and other securities   2,401    914    1,070    417 
    203,445    914    202,114    417 
                     
Interest rate cap/swap   (338)   —      —      (338)
              Total  $203,107   $914   $202,114   $79 
Schedule reconciling the changes in Level 3 financial instruments measured on a recurring basis
   2013
(Dollars in thousands)  Interest rate
Swap		  Corporate Preferred Stock
Beginning Balance December 31, 2012  $(338)  $417 
Total gains or losses (realized/unrealized)
Included in earnings		   (2)   —   
 
Included in other comprehensive income		   —      —   
 
Purchases, issuances, and settlements		   340    —   
 
Transfers in and/or out of Level 3		   —        
Ending Balance December 31, 2013  $—     $417 

 

   2012
(Dollars in thousands)  Interest rate
Swap		  Corporate Preferred Stock
Beginning Balance December 31, 2011  $(602)  $—   
Total gains or losses (realized/unrealized)
Included in earnings		   (58)   —   
 
Included in other comprehensive income		   —      —   
 
Purchases, issuances, and settlements		   322    417 
 
Transfers in and/or out of Level 3		   —        
Ending Balance December 31, 2012  $(338)  $417 
Schedule of the fair value for each category of assets carried at fair value that are measured on a non-recurring basis
(Dollars in thousands)            
Description  December 31,
2013		  Quoted Prices
in Active
Markets for
Identical Assets
(Level 1)		  Significant
Other
Observable
Inputs
(Level 2)		  Significant
Unobservable
Inputs
(Level 3)
Impaired loans:                    
  Commercial & Industrial  $76   $—     $—     $76 
  Real estate:                    
    Mortgage-residential   947    —      —      947 
    Mortgage-commercial   4,834    —      —      4,834 
  Consumer:                    
    Home equity   109    —      —      109 
    Other   12    —      —      12 
      Total impaired   5,978    —      —      5,978 
Other real estate owned:                    
  Construction   301    —      —      301 
  Mortgage-residential   168    —      —      168 
  Mortgage-commercial   2,901    —      —      2,901 
  Total other real estate owned   3,370    —      —      3,370 
Total  $9,348   $—     $—     $9,348 

 

(Dollars in thousands)            
Description  December 31,
2012		  Quoted Prices
in Active
Markets for
Identical Assets
(Level 1)		  Significant
Other
Observable
Inputs
(Level 2)		  Significant
Unobservable
Inputs
(Level 3)
Impaired loans:                    
  Commercial & Industrial  $37   $—     $—     $37 
  Real estate:                    
    Mortgage-residential   357    —      —      357 
    Mortgage-commercial   5,772    —      —      5,772 
  Consumer:                    
    Home equity   —      —      —      —   
    Other   10    —      —      10 
      Total impaired   6,176    —      —      6,176 
Other real estate owned:                    
  Construction   301    —      —      301 
  Mortgage-residential   488    —      —      488 
  Mortgage-commercial   3,198    —      —      3,198 
  Total other real estate owned   3,987    —      —      3,987 
Total  $10,163   $—     $—     $10,163 
Schedule of significant unobservable inputs used in the fair value measurements
(Dollars in thousands) Fair Value as of December 31, 2013 Valuation Technique Significant Observable Inputs Significant Unobservable Inputs
Preferred stock $417 Estimation based on comparable non-listed securities Comparable transactions n/a
OREO $3,370 Appraisal Value/Comparison Sales/Other estimates Appraisals and or sales of comparable properties Appraisals discounted 6% to 16% for sales commissions and other holding cost
Impaired loans $5,978 Appraisal Value Appraisals and or sales of comparable properties Appraisals discounted 6% to 16% for sales commissions and other holding cost