Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 8,239 $ 11,517
Interest-bearing bank balances 5,668 6,779
Federal funds sold and securities purchased under agreements to resell 259 412
Investment securities - available for sale 224,355 203,445
Other investments, at cost 2,674 2,527
Loans held for sale 3,790 9,658
Loans 347,597 332,111
Less, allowance for loan losses 4,219 4,621
Net loans 343,378 327,490
Property, furniture and equipment - net 19,444 17,258
Bank owned life insurance 11,072 10,868
Other real estate owned 3,370 3,987
Intangible assets    160
Goodwill 571 571
Other assets 10,489 8,253
Total assets 633,309 602,925
Deposits:    
Non-interest bearing demand 111,198 97,526
NOW and money market accounts 174,224 150,874
Savings 51,134 41,100
Time deposits less than $100,000 96,096 111,182
Time deposits $100,000 and over 64,419 74,295
Total deposits 497,071 474,977
Securities sold under agreements to repurchase 18,634 15,900
Federal Home Loan Bank advances 43,325 36,344
Junior subordinated debt 15,464 15,464
Other liabilities 6,144 6,057
Total liabilities 580,638 548,742
Commitments and Contingencies (Note 15)      
SHAREHOLDERS' EQUITY    
Preferred stock, par value $1.00 per share; 10,000,000 shares authorized; 0 issued and outstanding at December 31, 2013 and 2012      
Common stock, par value $1.00 per share; 10,000,000 shares authorized; issued and outstanding 5,302,674 at December 31, 2013 and 5,227,300 at December 31, 2012 5,303 5,227
Common stock warrants issued 48 50
Nonvested restricted stock (444) (152)
Additional paid in capital 62,214 61,615
Accumulated Deficit (11,923) (14,915)
Accumulated other comprehensive income (loss) (2,527) 2,358
Total shareholders' equity 52,671 54,183
Total liabilities and shareholders' equity $ 633,309 $ 602,925