Allowance for Loan Losses (Tables)
|
9 Months Ended |
Sep. 30, 2016 |
|---|
| Allowance for Loan Losses, by Loan Segment |
The following tables present the activity in the allowance for loan
losses, by loan segment, for the periods indicated:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Three Months Ended September 30,
2016 |
|
| (Amounts in
thousands) |
|
Commercial |
|
|
Consumer Real
Estate |
|
|
Consumer and
Other |
|
|
Total
Allowance |
|
|
Allowance, excluding PCI
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
13,689 |
|
|
$ |
6,625 |
|
|
$ |
773 |
|
|
$ |
21,087 |
|
|
(Recovery of) provision for loan losses charged to operations
|
|
|
(726 |
) |
|
|
(575 |
) |
|
|
147 |
|
|
|
(1,154 |
) |
|
Charge-offs
|
|
|
(272 |
) |
|
|
(207 |
) |
|
|
(293 |
) |
|
|
(772 |
) |
|
Recoveries
|
|
|
295 |
|
|
|
89 |
|
|
|
76 |
|
|
|
460 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net recoveries (charge-offs)
|
|
|
23 |
|
|
|
(118 |
) |
|
|
(217 |
) |
|
|
(312 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
12,986 |
|
|
$ |
5,932 |
|
|
$ |
703 |
|
|
$ |
19,621 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
PCI allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
— |
|
|
$ |
12 |
|
|
$ |
— |
|
|
$ |
12 |
|
|
Recovery of loan losses
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
Benefit attributable to the FDIC indemnification asset
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recovery of loan losses charged to operations
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
Recovery of loan losses recorded through the FDIC indemnification
asset
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
— |
|
|
$ |
12 |
|
|
$ |
— |
|
|
$ |
12 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
13,689 |
|
|
$ |
6,637 |
|
|
$ |
773 |
|
|
$ |
21,099 |
|
|
(Recovery of) provision for loan losses
|
|
|
(726 |
) |
|
|
(575 |
) |
|
|
147 |
|
|
|
(1,154 |
) |
|
Benefit attributable to the FDIC indemnification asset
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(Recovery of) provision for loan losses charged to operations
|
|
|
(726 |
) |
|
|
(575 |
) |
|
|
147 |
|
|
|
(1,154 |
) |
|
Recovery of loan losses recorded through the FDIC indemnification
asset
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
Charge-offs
|
|
|
(272 |
) |
|
|
(207 |
) |
|
|
(293 |
) |
|
|
(772 |
) |
|
Recoveries
|
|
|
295 |
|
|
|
89 |
|
|
|
76 |
|
|
|
460 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net recoveries (charge-offs)
|
|
|
23 |
|
|
|
(118 |
) |
|
|
(217 |
) |
|
|
(312 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
12,986 |
|
|
$ |
5,944 |
|
|
$ |
703 |
|
|
$ |
19,633 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Three Months Ended September 30,
2015 |
|
| (Amounts in
thousands) |
|
Commercial |
|
|
Consumer Real
Estate |
|
|
Consumer and
Other |
|
|
Total
Allowance |
|
|
Allowance, excluding PCI
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
12,995 |
|
|
$ |
6,468 |
|
|
$ |
681 |
|
|
$ |
20,144 |
|
|
Provision for loan losses charged to operations
|
|
|
6 |
|
|
|
20 |
|
|
|
374 |
|
|
|
400 |
|
|
Charge-offs
|
|
|
(150 |
) |
|
|
(130 |
) |
|
|
(409 |
) |
|
|
(689 |
) |
|
Recoveries
|
|
|
102 |
|
|
|
86 |
|
|
|
64 |
|
|
|
252 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net charge-offs
|
|
|
(48 |
) |
|
|
(44 |
) |
|
|
(345 |
) |
|
|
(437 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
12,953 |
|
|
$ |
6,444 |
|
|
$ |
710 |
|
|
$ |
20,107 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
PCI allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
— |
|
|
$ |
114 |
|
|
$ |
— |
|
|
$ |
114 |
|
|
Recovery of loan losses
|
|
|
— |
|
|
|
(94 |
) |
|
|
— |
|
|
|
(94 |
) |
|
Benefit attributable to the FDIC indemnification asset
|
|
|
— |
|
|
|
75 |
|
|
|
— |
|
|
|
75 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recovery of loan losses charged to operations
|
|
|
— |
|
|
|
(19 |
) |
|
|
— |
|
|
|
(19 |
) |
|
Recovery of loan losses recorded through the FDIC indemnification
asset
|
|
|
— |
|
|
|
(75 |
) |
|
|
— |
|
|
|
(75 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
— |
|
|
$ |
20 |
|
|
$ |
— |
|
|
$ |
20 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
12,995 |
|
|
$ |
6,582 |
|
|
$ |
681 |
|
|
$ |
20,258 |
|
|
Provision for (recovery of) loan losses
|
|
|
6 |
|
|
|
(74 |
) |
|
|
374 |
|
|
|
306 |
|
|
Benefit attributable to the FDIC indemnification asset
|
|
|
— |
|
|
|
75 |
|
|
|
— |
|
|
|
75 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Provision for loan losses charged to operations
|
|
|
6 |
|
|
|
1 |
|
|
|
374 |
|
|
|
381 |
|
|
Recovery of loan losses recorded through the FDIC indemnification
asset
|
|
|
— |
|
|
|
(75 |
) |
|
|
— |
|
|
|
(75 |
) |
|
Charge-offs
|
|
|
(150 |
) |
|
|
(130 |
) |
|
|
(409 |
) |
|
|
(689 |
) |
|
Recoveries
|
|
|
102 |
|
|
|
86 |
|
|
|
64 |
|
|
|
252 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net charge-offs
|
|
|
(48 |
) |
|
|
(44 |
) |
|
|
(345 |
) |
|
|
(437 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
12,953 |
|
|
$ |
6,464 |
|
|
$ |
710 |
|
|
$ |
20,127 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Nine Months Ended September 30,
2016 |
|
| (Amounts in
thousands) |
|
Commercial |
|
|
Consumer Real
Estate |
|
|
Consumer and
Other |
|
|
Total
Allowance |
|
|
Allowance, excluding PCI
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
13,133 |
|
|
$ |
6,356 |
|
|
$ |
690 |
|
|
$ |
20,179 |
|
|
(Recovery of) provision for loan losses charged to operations
|
|
|
(200 |
) |
|
|
436 |
|
|
|
560 |
|
|
|
796 |
|
|
Charge-offs
|
|
|
(747 |
) |
|
|
(1,135 |
) |
|
|
(809 |
) |
|
|
(2,691 |
) |
|
Recoveries
|
|
|
800 |
|
|
|
275 |
|
|
|
262 |
|
|
|
1,337 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net recoveries (charge-offs)
|
|
|
53 |
|
|
|
(860 |
) |
|
|
(547 |
) |
|
|
(1,354 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
12,986 |
|
|
$ |
5,932 |
|
|
$ |
703 |
|
|
$ |
19,621 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
PCI allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
— |
|
|
$ |
54 |
|
|
$ |
— |
|
|
$ |
54 |
|
|
Recovery of loan losses
|
|
|
— |
|
|
|
(42 |
) |
|
|
— |
|
|
|
(42 |
) |
|
Benefit attributable to the FDIC indemnification asset
|
|
|
— |
|
|
|
1 |
|
|
|
— |
|
|
|
1 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recovery of loan losses charged to operations
|
|
|
— |
|
|
|
(41 |
) |
|
|
— |
|
|
|
(41 |
) |
|
Recovery of loan losses recorded through the FDIC indemnification
asset
|
|
|
— |
|
|
|
(1 |
) |
|
|
— |
|
|
|
(1 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
— |
|
|
$ |
12 |
|
|
$ |
— |
|
|
$ |
12 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
13,133 |
|
|
$ |
6,410 |
|
|
$ |
690 |
|
|
$ |
20,233 |
|
|
(Recovery of) provision for loan losses
|
|
|
(200 |
) |
|
|
394 |
|
|
|
560 |
|
|
|
754 |
|
|
Benefit attributable to the FDIC indemnification asset
|
|
|
— |
|
|
|
1 |
|
|
|
— |
|
|
|
1 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(Recovery of) provision for loan losses charged to operations
|
|
|
(200 |
) |
|
|
395 |
|
|
|
560 |
|
|
|
755 |
|
|
Recovery of loan losses recorded through the FDIC indemnification
asset
|
|
|
— |
|
|
|
(1 |
) |
|
|
— |
|
|
|
(1 |
) |
|
Charge-offs
|
|
|
(747 |
) |
|
|
(1,135 |
) |
|
|
(809 |
) |
|
|
(2,691 |
) |
|
Recoveries
|
|
|
800 |
|
|
|
275 |
|
|
|
262 |
|
|
|
1,337 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net recoveries (charge-offs)
|
|
|
53 |
|
|
|
(860 |
) |
|
|
(547 |
) |
|
|
(1,354 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
12,986 |
|
|
$ |
5,944 |
|
|
$ |
703 |
|
|
$ |
19,633 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Nine Months Ended September 30,
2015 |
|
| (Amounts in
thousands) |
|
Commercial |
|
|
Consumer Real
Estate |
|
|
Consumer and
Other |
|
|
Total
Allowance |
|
|
Allowance, excluding PCI
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
13,010 |
|
|
$ |
6,489 |
|
|
$ |
670 |
|
|
$ |
20,169 |
|
|
Provision for loan losses charged to operations
|
|
|
754 |
|
|
|
136 |
|
|
|
876 |
|
|
|
1,766 |
|
|
Charge-offs
|
|
|
(1,111 |
) |
|
|
(622 |
) |
|
|
(1,207 |
) |
|
|
(2,940 |
) |
|
Recoveries
|
|
|
300 |
|
|
|
441 |
|
|
|
371 |
|
|
|
1,112 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net charge-offs
|
|
|
(811 |
) |
|
|
(181 |
) |
|
|
(836 |
) |
|
|
(1,828 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
12,953 |
|
|
$ |
6,444 |
|
|
$ |
710 |
|
|
$ |
20,107 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
PCI allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
37 |
|
|
$ |
21 |
|
|
$ |
— |
|
|
$ |
58 |
|
|
Recovery of loan losses
|
|
|
(37 |
) |
|
|
(1 |
) |
|
|
— |
|
|
|
(38 |
) |
|
Benefit attributable to the FDIC indemnification asset
|
|
|
30 |
|
|
|
(1 |
) |
|
|
— |
|
|
|
29 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Recovery of loan losses charged to operations
|
|
|
(7 |
) |
|
|
(2 |
) |
|
|
— |
|
|
|
(9 |
) |
|
(Recovery of) provision for loan losses recorded through the FDIC
indemnification asset
|
|
|
(30 |
) |
|
|
1 |
|
|
|
— |
|
|
|
(29 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
— |
|
|
$ |
20 |
|
|
$ |
— |
|
|
$ |
20 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total allowance
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Beginning balance
|
|
$ |
13,047 |
|
|
$ |
6,510 |
|
|
$ |
670 |
|
|
$ |
20,227 |
|
|
Provision for loan losses
|
|
|
717 |
|
|
|
135 |
|
|
|
876 |
|
|
|
1,728 |
|
|
Benefit attributable to the FDIC indemnification asset
|
|
|
30 |
|
|
|
(1 |
) |
|
|
— |
|
|
|
29 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Provision for loan losses charged to operations
|
|
|
747 |
|
|
|
134 |
|
|
|
876 |
|
|
|
1,757 |
|
|
(Recovery of) provision for loan losses recorded through the FDIC
indemnification asset
|
|
|
(30 |
) |
|
|
1 |
|
|
|
— |
|
|
|
(29 |
) |
|
Charge-offs
|
|
|
(1,111 |
) |
|
|
(622 |
) |
|
|
(1,207 |
) |
|
|
(2,940 |
) |
|
Recoveries
|
|
|
300 |
|
|
|
441 |
|
|
|
371 |
|
|
|
1,112 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net charge-offs
|
|
|
(811 |
) |
|
|
(181 |
) |
|
|
(836 |
) |
|
|
(1,828 |
) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ending balance
|
|
$ |
12,953 |
|
|
$ |
6,464 |
|
|
$ |
710 |
|
|
$ |
20,127 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Allowance for Loan Losses and Recorded Investment in Loans, Evaluated for Impairment Excluding PCI Loans, by Loan Class |
The following tables present the allowance for loan losses and
recorded investment in loans evaluated for impairment, excluding
PCI loans, by loan class, as of the dates indicated:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
September 30, 2016 |
|
| (Amounts in
thousands) |
|
Loans Individually
Evaluated for
Impairment |
|
|
Allowance for Loans
Individually
Evaluated |
|
|
Loans Collectively
Evaluated for
Impairment |
|
|
Allowance for Loans
Collectively
Evaluated |
|
|
Commercial loans
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Construction, development, and other land
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
53,181 |
|
|
$ |
813 |
|
|
Commercial and industrial
|
|
|
— |
|
|
|
— |
|
|
|
91,274 |
|
|
|
473 |
|
|
Multi-family residential
|
|
|
292 |
|
|
|
— |
|
|
|
127,176 |
|
|
|
1,259 |
|
|
Single family non-owner occupied
|
|
|
1,131 |
|
|
|
107 |
|
|
|
141,624 |
|
|
|
2,553 |
|
|
Non-farm, non-residential
|
|
|
9,809 |
|
|
|
1,843 |
|
|
|
589,975 |
|
|
|
5,706 |
|
|
Agricultural
|
|
|
— |
|
|
|
— |
|
|
|
5,812 |
|
|
|
41 |
|
|
Farmland
|
|
|
— |
|
|
|
— |
|
|
|
32,386 |
|
|
|
191 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total commercial loans
|
|
|
11,232 |
|
|
|
1,950 |
|
|
|
1,041,428 |
|
|
|
11,036 |
|
|
Consumer real estate loans
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Home equity lines
|
|
|
— |
|
|
|
— |
|
|
|
124,589 |
|
|
|
967 |
|
|
Single family owner occupied
|
|
|
5,220 |
|
|
|
853 |
|
|
|
498,561 |
|
|
|
3,766 |
|
|
Owner occupied construction
|
|
|
342 |
|
|
|
— |
|
|
|
43,744 |
|
|
|
346 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total consumer real estate loans
|
|
|
5,562 |
|
|
|
853 |
|
|
|
666,894 |
|
|
|
5,079 |
|
|
Consumer and other loans
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Consumer loans
|
|
|
— |
|
|
|
— |
|
|
|
76,443 |
|
|
|
703 |
|
|
Other
|
|
|
— |
|
|
|
— |
|
|
|
3,029 |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total consumer and other loans
|
|
|
— |
|
|
|
— |
|
|
|
79,472 |
|
|
|
703 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans, excluding PCI loans
|
|
$ |
16,794 |
|
|
$ |
2,803 |
|
|
$ |
1,787,794 |
|
|
$ |
16,818 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
December 31, 2015 |
|
| (Amounts in
thousands) |
|
Loans Individually
Evaluated for
Impairment |
|
|
Allowance for Loans
Individually
Evaluated |
|
|
Loans Collectively
Evaluated for
Impairment |
|
|
Allowance for Loans
Collectively
Evaluated |
|
|
Commercial loans
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Construction, development, and other land
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
53,437 |
|
|
$ |
1,119 |
|
|
Commercial and industrial
|
|
|
— |
|
|
|
— |
|
|
|
89,885 |
|
|
|
504 |
|
|
Multi-family residential
|
|
|
— |
|
|
|
— |
|
|
|
95,486 |
|
|
|
1,535 |
|
|
Single family non-owner occupied
|
|
|
1,401 |
|
|
|
124 |
|
|
|
147,209 |
|
|
|
3,245 |
|
|
Non-farm, non-residential
|
|
|
14,094 |
|
|
|
1,568 |
|
|
|
478,839 |
|
|
|
4,825 |
|
|
Agricultural
|
|
|
— |
|
|
|
— |
|
|
|
2,945 |
|
|
|
22 |
|
|
Farmland
|
|
|
— |
|
|
|
— |
|
|
|
28,183 |
|
|
|
190 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total commercial loans
|
|
|
15,495 |
|
|
|
1,692 |
|
|
|
895,984 |
|
|
|
11,440 |
|
|
Consumer real estate loans
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Home equity lines
|
|
|
— |
|
|
|
— |
|
|
|
126,691 |
|
|
|
1,091 |
|
|
Single family owner occupied
|
|
|
6,874 |
|
|
|
672 |
|
|
|
495,761 |
|
|
|
4,297 |
|
|
Owner occupied construction
|
|
|
349 |
|
|
|
7 |
|
|
|
43,323 |
|
|
|
290 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total consumer real estate loans
|
|
|
7,223 |
|
|
|
679 |
|
|
|
665,775 |
|
|
|
5,678 |
|
|
Consumer and other loans
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Consumer loans
|
|
|
— |
|
|
|
— |
|
|
|
72,084 |
|
|
|
690 |
|
|
Other
|
|
|
— |
|
|
|
— |
|
|
|
7,338 |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total consumer and other loans
|
|
|
— |
|
|
|
— |
|
|
|
79,422 |
|
|
|
690 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total loans, excluding PCI loans
|
|
$ |
22,718 |
|
|
$ |
2,371 |
|
|
$ |
1,641,181 |
|
|
$ |
17,808 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Purchased Credit Impaired |
|
| Allowance for Loan Losses on PCI Loans and Recorded Investment in Loans |
The following table presents the allowance for loan losses on PCI
loans and recorded investment in PCI loans, by loan pool, as of the
dates indicated:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
September 30, 2016 |
|
|
December 31, 2015 |
|
| (Amounts in
thousands) |
|
Recorded
Investment |
|
|
Allowance for Loan
Pools With
Impairment |
|
|
Recorded
Investment |
|
|
Allowance for Loan
Pools With
Impairment |
|
|
Commercial loans
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Waccamaw commercial
|
|
$ |
1,208 |
|
|
$ |
— |
|
|
$ |
3,788 |
|
|
$ |
— |
|
|
Peoples commercial
|
|
|
4,694 |
|
|
|
— |
|
|
|
5,525 |
|
|
|
— |
|
|
Other
|
|
|
1,121 |
|
|
|
— |
|
|
|
1,254 |
|
|
|
— |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total commercial loans
|
|
|
7,023 |
|
|
|
— |
|
|
|
10,567 |
|
|
|
— |
|
|
Consumer real estate loans
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Waccamaw serviced home equity lines
|
|
|
22,256 |
|
|
|
— |
|
|
|
29,241 |
|
|
|
— |
|
|
Waccamaw residential
|
|
|
1,413 |
|
|
|
— |
|
|
|
1,678 |
|
|
|
1 |
|
|
Peoples residential
|
|
|
1,104 |
|
|
|
12 |
|
|
|
1,156 |
|
|
|
53 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total consumer real estate loans
|
|
|
24,773 |
|
|
|
12 |
|
|
|
32,075 |
|
|
|
54 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total PCI loans
|
|
$ |
31,796 |
|
|
$ |
12 |
|
|
$ |
42,642 |
|
|
$ |
54 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|