|
Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified
|
Mar. 31, 2014
|
Dec. 31, 2013
|
| ASSETS |
|
|
| Cash and due from banks |
$ 8,313 |
$ 10,058 |
| Interest bearing deposits with banks |
1,007 |
467 |
| Federal funds sold |
9,568 |
611 |
| Total cash and cash equivalents |
18,888 |
11,136 |
| Interest-bearing time deposits |
4,425 |
4,425 |
| Securities available for sale, at fair value |
108,593 |
108,762 |
| Securities-held to maturity |
8 |
9 |
| Loans, net |
287,224 |
288,506 |
| Loans held for sale |
511 |
1,611 |
| Federal Home Loan Bank stock, at cost |
2,820 |
2,820 |
| Foreclosed real estate |
249 |
466 |
| Premises and equipment |
10,396 |
10,347 |
| Accrued interest receivable |
1,598 |
1,716 |
| Cash value of life insurance |
6,370 |
6,332 |
| Goodwill |
5,386 |
5,386 |
| Other assets |
2,419 |
2,868 |
| Total Assets |
448,887 |
444,384 |
| Deposits: |
|
|
| Noninterest-bearing |
59,684 |
56,436 |
| Interest-bearing |
323,404 |
317,394 |
| Total deposits |
383,088 |
373,830 |
| Retail repurchase agreements |
8,832 |
9,310 |
| Advances from Federal Home Loan Bank |
0 |
5,500 |
| Accrued interest payable |
167 |
192 |
| Accrued expenses and other liabilities |
2,157 |
2,213 |
| Total liabilities |
394,244 |
391,045 |
| EQUITY |
|
|
| Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued |
0 |
0 |
| Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,164,416 shares; outstanding 2,784,088 shares |
32 |
32 |
| Additional paid-in capital |
24,313 |
24,313 |
| Retained earnings-substantially restricted |
37,659 |
36,947 |
| Accumulated other comprehensive loss |
(131) |
(720) |
| Less treasury stock, at cost - 380,328 shares |
(7,345) |
(7,345) |
| Total First Capital, Inc. stockholders' equity |
54,528 |
53,227 |
| Noncontrolling interest in subsidiary |
115 |
112 |
| Total equity |
54,643 |
53,339 |
| Total Liabilities and Equity |
$ 448,887 |
$ 444,384 |