| Deposits |
Deposits The composition of deposits at December 31, 2016 and 2015 is as follows: | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2016 | | December 31, 2015 | | | Balance | | Average Balance | | Average Rate | | Balance | | Average Balance | | Average Rate | | | (Dollars in Thousands) | Non-interest-bearing transaction accounts | | $ | 252,638 |
| | $ | 246,182 |
| | — | % | | $ | 231,199 |
| | $ | 211,945 |
| | — | % | Interest-bearing transaction accounts | | 183,992 |
| | 169,571 |
| | 0.27 |
| | 165,921 |
| | 125,558 |
| | 0.24 |
| Money market accounts | | 627,090 |
| | 642,784 |
| | 0.48 |
| | 612,642 |
| | 602,842 |
| | 0.55 |
| Certificates of deposit | | 58,454 |
| | 65,608 |
| | 0.90 |
| | 79,986 |
| | 106,177 |
| | 0.78 |
| Wholesale deposits | | 416,681 |
| | 467,826 |
| | 1.62 |
| | 487,483 |
| | 450,460 |
| | 1.43 |
| Total deposits | | $ | 1,538,855 |
| | $ | 1,591,971 |
| | 0.74 |
| | $ | 1,577,231 |
| | $ | 1,496,982 |
| | 0.73 |
|
A summary of annual maturities of certificates of deposit outstanding and wholesale deposits at December 31, 2016 is as follows: | | | | | | (In Thousands) | | | Maturities during the year ended December 31, | | | 2017 | | $ | 145,615 |
| 2018 | | 123,135 |
| 2019 | | 68,089 |
| 2020 | | 85,173 |
| 2021 | | 21,476 |
| Thereafter | | 31,647 |
| | | $ | 475,135 |
|
Deposits include approximately $8.9 million and $11.5 million of certificates of deposit and wholesale deposits which are denominated in amounts of $250,000 or more at December 31, 2016 and 2015, respectively. |