Repossessed Assets
Repossessed assets include the following. | | | | | | | | | | December 31, | | 2015 | | 2014 | | (Dollars in millions) | One-to-four family properties | $ | 12 |
| | $ | 18 |
| Commercial properties | 5 |
| | 1 |
| Total repossessed assets | $ | 17 |
| | $ | 19 |
|
The following schedule provides the activity for repossessed assets. | | | | | | | | | | | | | | For the Years Ended December 31, | | 2015 | | 2014 | | 2013 | | (Dollars in millions) | Beginning balance | $ | 19 |
| | $ | 37 |
| | $ | 121 |
| Additions/transfers in | 42 |
| | 40 |
| | 78 |
| Disposals | (27 | ) | | (46 | ) | | (116 | ) | Write-down and other changes | (10 | ) | | (10 | ) | | (11 | ) | Transfers out | (7 | ) | | (2 | ) | | (35 | ) | Ending balance | $ | 17 |
| | $ | 19 |
| | $ | 37 |
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