Consolidated Statements of Net Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Interest and dividend income    
Loans receivable, including fees $ 16,594 $ 17,213
Securities:    
Taxable 1,715 2,246
Exempt from federal income tax 1,157 1,153
Federal bank stocks 77 65
Deposits with banks 55 85
Total interest and dividend income 19,598 20,762
Interest expense    
Deposits 2,873 4,045
Short-term borrowed funds 50 0
Long-term borrowed funds 754 931
Total interest expense 3,677 4,976
Net interest income 15,921 15,786
Provision for loan losses 580 2,154
Net interest income after provision for loan losses 15,341 13,632
Noninterest income    
Fees and service charges 1,673 1,608
Commissions on financial services 198 466
Title premiums 77 67
Other-than-temporary impairment losses on equity securities 0 (103)
Net gain on sales of loans 9 0
Net gain on sales of available for sale securities 340 1,360
Earnings on bank-owned life insurance 387 307
Other 1,176 1,188
Total noninterest income 3,860 4,893
Noninterest expense    
Compensation and employee benefits 7,552 7,174
Premises and equipment 2,157 2,011
Intangible asset amortization 270 345
Professional fees 715 672
Federal deposit insurance 441 387
Other 3,345 3,348
Total noninterest expense 14,480 13,937
Income before provision for income taxes 4,721 4,588
Provision for income taxes 913 934
Net income 3,808 3,654
Preferred stock dividends 420 493
Net income available to common stockholders $ 3,388 $ 3,161
Earnings per common share    
Basic (in dollars per share) $ 1.92 $ 1.80
Diluted (in dollars per share) $ 1.91 $ 1.80