| Summary of loans by class of loans |
Loans at September 30, 2012 and December 31, 2011 classified by type are
as follows:
| |
|
|
|
|
|
|
|
|
| |
|
September 30,
2012 |
|
|
December 31,
2011 |
|
|
Real estate loans:
|
|
|
|
|
|
|
|
|
|
Construction and land development
|
|
$ |
65,823 |
|
|
$ |
67,232 |
|
|
Secured by farmland
|
|
|
28,079 |
|
|
|
29,947 |
|
|
Secured by residential properties
|
|
|
106,301 |
|
|
|
110,238 |
|
|
Secured by nonfarm, nonresidential properties
|
|
|
205,190 |
|
|
|
203,287 |
|
|
Consumer installment
|
|
|
5,946 |
|
|
|
6,485 |
|
|
Credit cards and related plans
|
|
|
1,555 |
|
|
|
1,660 |
|
|
Commercial and all other loans:
|
|
|
|
|
|
|
|
|
|
Commercial and industrial
|
|
|
60,905 |
|
|
|
45,649 |
|
|
Loans to finance agricultural production
|
|
|
33,178 |
|
|
|
21,524 |
|
|
All other loans
|
|
|
10,044 |
|
|
|
10,587 |
|
| |
|
|
|
|
|
|
|
|
| |
|
|
517,021 |
|
|
|
496,609 |
|
|
Less deferred fees and costs, net
|
|
|
87 |
|
|
|
67 |
|
| |
|
|
|
|
|
|
|
|
| |
|
$ |
516,934 |
|
|
$ |
496,542 |
|
| |
|
|
|
|
|
|
|
|
|
Included in the above:
|
|
|
|
|
|
|
|
|
|
Nonaccrual loans
|
|
$ |
18,025 |
|
|
$ |
15,973 |
|
|
Restructured loans
1
|
|
|
11,144 |
|
|
|
9,596 |
|
|