Foreclosed Real Estate (Tables)
 12 Months Ended
Dec. 31, 2013
Text Block [Abstract]  
Analysis of the Allowance for Losses on Foreclosed Real Estate

An analysis of the allowance for losses on foreclosed real estate is as follows:

 

                                      
     Years Ended December 31,  
     2013     2012     2011  
     (In thousands)  

Balance at beginning of year

    $ 515      $ 638      $ 413   

Provision for losses

      413        418        241   

Charge-offs

      (53 )      (541 )      (16 ) 
  

 

 

    

 

 

    

 

 

  

Balance at end of year

    $ 875      $ 515      $ 638   
  

 

 

    

 

 

    

 

 

  
Expenses Applicable to Foreclosed Real Estate

Expenses applicable to foreclosed real estate include the following:

 

                                      
     Years Ended December 31,  
     2013     2012     2011  
     (In thousands)  

Net gain on sales

    $ (68 )    $ (33 )    $ (230 ) 

Provision for losses

      413        418        241   

Operating expenses, net of rental income

      134        214        317   
  

 

 

    

 

 

    

 

 

  

Total foreclosed real estate expenses

    $ 479      $ 599      $ 328