| Composition of Total Loans Outstanding |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(Dollars in thousands)
|
September 30, 2017
|
|
December 31, 2016
|
|
Residential mortgage
|
$
|
88,249
|
|
|
$
|
87,581
|
|
|
Commercial mortgage
|
|
461,012
|
|
|
|
465,486
|
|
|
Commercial:
|
|
|
|
|
|
|
|
|
Commercial term
|
|
120,786
|
|
|
|
123,175
|
|
|
Commercial construction
|
|
84,428
|
|
|
|
72,755
|
|
|
Consumer:
|
|
|
|
|
|
|
|
|
Home equity
|
|
59,433
|
|
|
|
62,560
|
|
|
Other
|
|
5,845
|
|
|
|
5,972
|
|
|
Total loans
|
$
|
819,753
|
|
|
$
|
817,529
|
|
|
Less allowance for credit losses
|
|
(5,594)
|
|
|
|
(5,373)
|
|
|
Net loans
|
$
|
814,159
|
|
|
$
|
812,156
|
|
|
| Information on Non-Accrual Loans |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Three Months Ended September 30, 2017
|
Nine Months Ended September 30, 2017
|
|
(Dollars in thousands)
|
September 30, 2017
|
December 31, 2016
|
Interest income that would have been recorded under original terms
|
Interest income recorded during the period
|
Net impact on interest income
|
Interest income that would have been recorded under original terms
|
Interest income recorded during the period
|
Net impact on interest income
|
|
Non-accrual loans:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Residential mortgage
|
$
|
2,070
|
$
|
1,770
|
$
|
23
|
$
|
-
|
$
|
23
|
$
|
65
|
$
|
-
|
$
|
65
|
|
Commercial mortgage
|
|
2,311
|
|
4,593
|
|
33
|
|
-
|
|
33
|
|
110
|
|
-
|
|
110
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term
|
|
1,506
|
|
198
|
|
27
|
|
-
|
|
27
|
|
93
|
|
-
|
|
93
|
|
Commercial construction
|
|
447
|
|
1,242
|
|
46
|
|
-
|
|
46
|
|
137
|
|
-
|
|
137
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Home equity
|
|
468
|
|
442
|
|
5
|
|
-
|
|
5
|
|
17
|
|
-
|
|
17
|
|
Other
|
|
308
|
|
256
|
|
9
|
|
-
|
|
9
|
|
21
|
|
-
|
|
21
|
|
Total non-accrual loans
|
$
|
7,110
|
$
|
8,501
|
$
|
143
|
$
|
-
|
$
|
143
|
$
|
443
|
$
|
-
|
$
|
443
|
|
Loans 90 days past due and accruing
|
|
-
|
|
-
|
|
-
|
|
-
|
|
-
|
|
-
|
|
-
|
|
-
|
|
Total non-performing loans
|
$
|
7,110
|
$
|
8,501
|
$
|
143
|
$
|
-
|
$
|
143
|
$
|
443
|
$
|
-
|
$
|
443
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Three Months Ended September 30, 2016
|
Nine Months Ended September 30, 2016
|
|
(Dollars in thousands)
|
|
|
September 30, 2016
|
Interest income that would have been recorded under original terms
|
Interest income recorded during the period
|
Net impact on interest income
|
Interest income that would have been recorded under original terms
|
Interest income recorded during the period
|
Net impact on interest income
|
|
Non-accrual loans:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Residential mortgage
|
|
|
$
|
1,759
|
$
|
15
|
$
|
-
|
$
|
15
|
$
|
51
|
$
|
-
|
$
|
51
|
|
Commercial mortgage
|
|
|
|
3,061
|
|
74
|
|
-
|
|
74
|
|
139
|
|
-
|
|
139
|
|
Commercial:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial term
|
|
|
|
202
|
|
3
|
|
-
|
|
3
|
|
9
|
|
-
|
|
9
|
|
Commercial construction
|
|
|
|
1,217
|
|
46
|
|
-
|
|
46
|
|
134
|
|
-
|
|
134
|
|
Consumer:
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Home equity
|
|
|
|
492
|
|
7
|
|
-
|
|
7
|
|
23
|
|
-
|
|
23
|
|
Other
|
|
|
|
221
|
|
5
|
|
-
|
|
5
|
|
14
|
|
-
|
|
14
|
|
Total non-accrual loans
|
|
|
$
|
6,952
|
$
|
150
|
$
|
-
|
$
|
150
|
$
|
370
|
$
|
-
|
$
|
370
|
|
Loans 90 days past due and accruing
|
|
|
|
-
|
|
-
|
|
-
|
|
-
|
|
2
|
|
2
|
|
-
|
|
Total non-performing loans
|
|
|
$
|
6,952
|
$
|
150
|
$
|
-
|
$
|
150
|
$
|
372
|
$
|
2
|
$
|
370
|
|