Accumulated Other Comprehensive Income Changes in each component of accumulated other comprehensive income (loss) ("AOCI") were as follows (dollars in millions): | | | | | | | | | | | | | | | | | | | | | | Unrealized Gain on Available-for-Sale Investment Securities, Net of Tax | | (Loss) Gain on Cash Flow Hedges, Net of Tax | | Foreign Currency Translation Adjustments, Net of Tax(1) | | Pension Plan Loss, Net of Tax | | AOCI | For the Three Months Ended March 31, 2015 | | | | | | | | | | Balance at December 31, 2014 | $ | 23 |
| | $ | (7 | ) | | $ | — |
| | $ | (154 | ) | | $ | (138 | ) | Net change | — |
| | (23 | ) | | — |
| | — |
| | (23 | ) | Balance at March 31, 2015 | $ | 23 |
| | $ | (30 | ) | | $ | — |
| | $ | (154 | ) | | $ | (161 | ) | | | | | | | | | | | For the Three Months Ended March 31, 2014 | | | | | | | | | | Balance at December 31, 2013 | $ | 19 |
| | $ | 13 |
| | $ | 1 |
| | $ | (101 | ) | | $ | (68 | ) | Net change | 2 |
| | (4 | ) | | — |
| | — |
| | (2 | ) | Balance at March 31, 2014 | $ | 21 |
| | $ | 9 |
| | $ | 1 |
| | $ | (101 | ) | | $ | (70 | ) | | | | | | | | | | |
| | (1) | Includes unrealized gains/losses on hedge of net investment in foreign subsidiary, net of tax expense/benefit and net gains/losses on foreign currency translation adjustments. |
The table below presents each component of other comprehensive income (loss) ("OCI") before reclassifications and amounts reclassified from AOCI for each component of OCI before- and after-tax (dollars in millions): | | | | | | | | | | | | | | Before Tax | | Tax (Expense) Benefit | | Net of Tax | For the Three Months Ended March 31, 2015 | | | | | | Available-for-Sale Investment Securities: | | | | | | Net unrealized holding gain arising during the period | $ | 8 |
| | $ | (3 | ) | | $ | 5 |
| Amounts reclassified from AOCI | (8 | ) | | 3 |
| | (5 | ) | Net change | $ | — |
| | $ | — |
| | $ | — |
| Cash Flow Hedges: | | | | | | Net unrealized loss arising during the period | $ | (47 | ) | | $ | 17 |
| | $ | (30 | ) | Amounts reclassified from AOCI | 12 |
| | (5 | ) | | 7 |
| Net change | $ | (35 | ) | | $ | 12 |
| | $ | (23 | ) | | | | | | | For the Three Months Ended March 31, 2014 | | Available-for-Sale Investment Securities: | | | | | | Net unrealized holding gain arising during the period | $ | 7 |
| | $ | (3 | ) | | $ | 4 |
| Amounts reclassified from AOCI | (4 | ) | | 2 |
| | (2 | ) | Net change | $ | 3 |
| | $ | (1 | ) | | $ | 2 |
| Cash Flow Hedges: | | | | | | Net unrealized loss arising during the period | $ | (13 | ) | | $ | 5 |
| | $ | (8 | ) | Amounts reclassified from AOCI | 7 |
| | (3 | ) | | 4 |
| Net change | $ | (6 | ) | | $ | 2 |
| | $ | (4 | ) | | | | | | |
|