|
ALLOWANCE FOR LOAN LOSSES AND RESERVE FOR FIRST LOSS POSITION ON MULTIFAMILY LOANS SOLD TO FNMA (Details) (USD $)
In Thousands, unless otherwise specified
|
3 Months Ended |
9 Months Ended |
|
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Dec. 31, 2011
|
| Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |
|
|
|
|
|
|
|
|
|
| Financing Receivable Substandard Non-impaired loans period end balance |
$ 867 |
|
|
|
$ 867 |
|
|
|
|
| Increase (Decrease) in the balance of Substandard non-impaired loans |
|
|
|
|
12,905 |
|
|
|
|
| Financing Receivable Special Mention Allowance For Loan Losses period end balance |
100 |
|
|
|
100 |
|
|
|
800 |
| Financing Receivable Special Mention Balance Increase (Decrease) |
|
|
|
|
(15,211) |
|
|
|
|
| Reserve For First Loss Position [Abstract] |
|
|
|
|
|
|
|
|
|
| Residential Mortgage Loans Serviced Outstanding Principal |
279,830 |
|
318,113 |
|
279,830 |
|
318,113 |
|
|
| First Loss Position Loans Serviced For Fnma |
16,356 |
|
16,356 |
|
16,356 |
|
16,356 |
|
|
| Balance at beginning of period |
1,684 |
|
2,993 |
|
2,993 |
|
2,993 |
|
|
| Transfer of specific reserve for serviced loans re-acquired by the bank |
0 |
|
0 |
|
0 |
|
0 |
|
|
| Provision for losses on problem loans |
(140) |
[1] |
0 |
[1] |
(1,107) |
[1] |
0 |
[1] |
|
| Charge-offs and other net reductions in balance |
0 |
|
0 |
|
(342) |
|
0 |
|
|
| Balance at end of period |
1,544 |
|
2,993 |
|
1,544 |
|
2,993 |
|
|
|
One To Four Family Residential And Cooperative Unit Allowance [Member]
|
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses, Beginning Balance |
258 |
|
399 |
|
480 |
|
409 |
|
|
| Provision for Loan, Lease, and Other Losses |
557 |
|
(12) |
|
959 |
|
61 |
|
|
| Financing Receivable, Allowance for Credit Losses, Write-downs |
(134) |
|
(5) |
|
(774) |
|
(88) |
|
|
| Financing Receivable, Allowance for Credit Losses, Recovery |
1 |
|
0 |
|
17 |
|
0 |
|
|
| Financing Receivable Allowance For Credit Losses Transfers |
0 |
|
0 |
|
0 |
|
0 |
|
|
| Financing Receivable, Allowance for Credit Losses, Ending Balance |
682 |
|
382 |
|
682 |
|
382 |
|
|
| Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Evaluated for Impairment |
621 |
|
|
|
621 |
|
|
|
2,547 |
| Financing Receivable, Collectively Evaluated for Impairment |
88,204 |
|
|
|
88,204 |
|
|
|
98,165 |
| Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |
8 |
|
|
|
8 |
|
|
|
130 |
| Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |
674 |
|
|
|
674 |
|
|
|
350 |
| Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance |
409 |
|
|
|
409 |
|
|
|
1,136 |
| Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance |
212 |
|
|
|
212 |
|
|
|
1,411 |
| Impaired Financing Receivable, with No Related Allowance, Recorded Investment |
409 |
|
|
|
409 |
|
|
|
1,136 |
| Impaired Financing Receivable, with Related Allowance, Recorded Investment |
212 |
|
|
|
212 |
|
|
|
1,411 |
| Impaired Financing Receivables With Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
8 |
|
|
|
8 |
|
|
|
130 |
| Impaired Financing Receivables With No Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment |
629 |
|
1,121 |
|
814 |
|
1,475 |
|
|
| Impaired Financing Receivable, with Related Allowance, Average Recorded Investment |
212 |
|
706 |
|
511 |
|
353 |
|
|
| Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method |
15 |
|
7 |
|
48 |
|
24 |
|
|
| Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method |
5 |
|
0 |
|
14 |
|
0 |
|
|
|
Multifamily Residential And Residential Mixed Use Allowance [Member]
|
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses, Beginning Balance |
14,551 |
|
14,396 |
|
14,313 |
|
14,226 |
|
|
| Provision for Loan, Lease, and Other Losses |
(761) |
|
230 |
|
1,477 |
|
610 |
|
|
| Financing Receivable, Allowance for Credit Losses, Write-downs |
(243) |
|
(40) |
|
(2,381) |
|
(552) |
|
|
| Financing Receivable, Allowance for Credit Losses, Recovery |
687 |
|
1 |
|
773 |
|
143 |
|
|
| Financing Receivable Allowance For Credit Losses Transfers |
0 |
|
(39) |
|
52 |
|
121 |
|
|
| Financing Receivable, Allowance for Credit Losses, Ending Balance |
14,234 |
|
14,548 |
|
14,234 |
|
14,548 |
|
|
| Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Evaluated for Impairment |
3,319 |
|
|
|
3,319 |
|
|
|
10,028 |
| Financing Receivable, Collectively Evaluated for Impairment |
2,491,320 |
|
|
|
2,491,320 |
|
|
|
2,592,891 |
| Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |
0 |
|
|
|
0 |
|
|
|
45 |
| Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |
14,234 |
|
|
|
14,234 |
|
|
|
14,268 |
| Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance |
3,319 |
|
|
|
3,319 |
|
|
|
9,338 |
| Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance |
0 |
|
|
|
0 |
|
|
|
690 |
| Impaired Financing Receivable, with No Related Allowance, Recorded Investment |
3,319 |
|
|
|
3,319 |
|
|
|
9,338 |
| Impaired Financing Receivable, with Related Allowance, Recorded Investment |
0 |
|
|
|
0 |
|
|
|
690 |
| Impaired Financing Receivables With Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
45 |
| Impaired Financing Receivables With No Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment |
4,787 |
|
10,904 |
|
6,178 |
|
11,912 |
|
|
| Impaired Financing Receivable, with Related Allowance, Average Recorded Investment |
0 |
|
6,549 |
|
525 |
|
3,275 |
|
|
| Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method |
49 |
|
181 |
|
305 |
|
427 |
|
|
| Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method |
0 |
|
82 |
|
0 |
|
82 |
|
|
|
Mixed Use Commercial Real Estate Allowance [Member]
|
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses, Beginning Balance |
2,181 |
|
1,108 |
|
1,528 |
|
1,331 |
|
|
| Provision for Loan, Lease, and Other Losses |
143 |
|
432 |
|
1,442 |
|
476 |
|
|
| Financing Receivable, Allowance for Credit Losses, Write-downs |
(8) |
|
(79) |
|
(670) |
|
(362) |
|
|
| Financing Receivable, Allowance for Credit Losses, Recovery |
0 |
|
14 |
|
11 |
|
36 |
|
|
| Financing Receivable Allowance For Credit Losses Transfers |
0 |
|
(5) |
|
5 |
|
(11) |
|
|
| Financing Receivable, Allowance for Credit Losses, Ending Balance |
2,316 |
|
1,470 |
|
2,316 |
|
1,470 |
|
|
| Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Evaluated for Impairment |
1,456 |
|
|
|
1,456 |
|
|
|
6,739 |
| Financing Receivable, Collectively Evaluated for Impairment |
342,490 |
|
|
|
342,490 |
|
|
|
331,531 |
| Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |
0 |
|
|
|
0 |
|
|
|
73 |
| Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |
2,316 |
|
|
|
2,316 |
|
|
|
1,455 |
| Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance |
1,456 |
|
|
|
1,456 |
|
|
|
5,780 |
| Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance |
0 |
|
|
|
0 |
|
|
|
959 |
| Impaired Financing Receivable, with No Related Allowance, Recorded Investment |
1,456 |
|
|
|
1,456 |
|
|
|
5,780 |
| Impaired Financing Receivable, with Related Allowance, Recorded Investment |
0 |
|
|
|
0 |
|
|
|
959 |
| Impaired Financing Receivables With Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
73 |
| Impaired Financing Receivables With No Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment |
1,459 |
|
3,131 |
|
2,670 |
|
3,431 |
|
|
| Impaired Financing Receivable, with Related Allowance, Average Recorded Investment |
0 |
|
4,253 |
|
240 |
|
2,126 |
|
|
| Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method |
12 |
|
67 |
|
56 |
|
152 |
|
|
| Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method |
0 |
|
8 |
|
0 |
|
8 |
|
|
|
Total Real Estate Loans [Member]
|
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses, Beginning Balance |
20,220 |
|
19,489 |
|
20,228 |
|
19,132 |
|
|
| Provision for Loan, Lease, and Other Losses |
123 |
|
2,213 |
|
3,848 |
|
5,293 |
|
|
| Financing Receivable, Allowance for Credit Losses, Write-downs |
(398) |
|
(170) |
|
(4,328) |
|
(3,369) |
|
|
| Financing Receivable, Allowance for Credit Losses, Recovery |
723 |
|
27 |
|
838 |
|
325 |
|
|
| Financing Receivable Allowance For Credit Losses Transfers |
0 |
|
(48) |
|
82 |
|
130 |
|
|
| Financing Receivable, Allowance for Credit Losses, Ending Balance |
20,668 |
|
21,511 |
|
20,668 |
|
21,511 |
|
|
| Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Evaluated for Impairment |
52,983 |
|
|
|
52,983 |
|
|
|
70,384 |
| Financing Receivable, Collectively Evaluated for Impairment |
3,270,518 |
|
|
|
3,270,518 |
|
|
|
3,388,032 |
| Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |
551 |
|
|
|
551 |
|
|
|
2,175 |
| Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |
20,117 |
|
|
|
20,117 |
|
|
|
18,053 |
| Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance |
37,513 |
|
|
|
37,513 |
|
|
|
28,066 |
| Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance |
15,470 |
|
|
|
15,470 |
|
|
|
42,318 |
| Impaired Financing Receivable, with No Related Allowance, Recorded Investment |
37,513 |
|
|
|
37,513 |
|
|
|
28,066 |
| Impaired Financing Receivable, with Related Allowance, Recorded Investment |
15,470 |
|
|
|
15,470 |
|
|
|
42,318 |
| Impaired Financing Receivables With Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
551 |
|
|
|
551 |
|
|
|
2,175 |
| Impaired Financing Receivables With No Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment |
40,471 |
|
37,329 |
|
38,310 |
|
37,055 |
|
|
| Impaired Financing Receivable, with Related Allowance, Average Recorded Investment |
15,496 |
|
25,083 |
|
22,566 |
|
15,465 |
|
|
| Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method |
480 |
|
396 |
|
1,727 |
|
1,102 |
|
|
| Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method |
194 |
|
141 |
|
581 |
|
400 |
|
|
|
Consumer Loan [Member]
|
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses, Beginning Balance |
23 |
|
29 |
|
26 |
|
34 |
|
|
| Provision for Loan, Lease, and Other Losses |
3 |
|
4 |
|
10 |
|
12 |
|
|
| Financing Receivable, Allowance for Credit Losses, Write-downs |
0 |
|
(5) |
|
(10) |
|
(18) |
|
|
| Financing Receivable, Allowance for Credit Losses, Recovery |
0 |
|
0 |
|
0 |
|
0 |
|
|
| Financing Receivable Allowance For Credit Losses Transfers |
0 |
|
0 |
|
0 |
|
0 |
|
|
| Financing Receivable, Allowance for Credit Losses, Ending Balance |
26 |
|
28 |
|
26 |
|
28 |
|
|
| Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Evaluated for Impairment |
0 |
|
|
|
0 |
|
|
|
0 |
| Financing Receivable, Collectively Evaluated for Impairment |
2,492 |
|
|
|
2,492 |
|
|
|
2,449 |
| Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |
0 |
|
|
|
0 |
|
|
|
0 |
| Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |
26 |
|
|
|
26 |
|
|
|
26 |
|
Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses, Beginning Balance |
3,230 |
|
3,407 |
|
3,783 |
|
2,821 |
|
|
| Provision for Loan, Lease, and Other Losses |
157 |
|
1,562 |
|
64 |
|
3,596 |
|
|
| Financing Receivable, Allowance for Credit Losses, Write-downs |
(14) |
|
(46) |
|
(500) |
|
(1,642) |
|
|
| Financing Receivable, Allowance for Credit Losses, Recovery |
36 |
|
12 |
|
37 |
|
146 |
|
|
| Financing Receivable Allowance For Credit Losses Transfers |
0 |
|
(9) |
|
25 |
|
5 |
|
|
| Financing Receivable, Allowance for Credit Losses, Ending Balance |
3,409 |
|
4,926 |
|
3,409 |
|
4,926 |
|
|
| Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Evaluated for Impairment |
47,587 |
|
|
|
47,587 |
|
|
|
51,070 |
| Financing Receivable, Collectively Evaluated for Impairment |
347,976 |
|
|
|
347,976 |
|
|
|
362,246 |
| Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |
543 |
|
|
|
543 |
|
|
|
1,927 |
| Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |
2,866 |
|
|
|
2,866 |
|
|
|
1,856 |
| Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance |
32,329 |
|
|
|
32,329 |
|
|
|
11,812 |
| Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance |
15,258 |
|
|
|
15,258 |
|
|
|
39,258 |
| Impaired Financing Receivable, with No Related Allowance, Recorded Investment |
32,329 |
|
|
|
32,329 |
|
|
|
11,812 |
| Impaired Financing Receivable, with Related Allowance, Recorded Investment |
15,258 |
|
|
|
15,258 |
|
|
|
39,258 |
| Impaired Financing Receivables With Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
543 |
|
|
|
543 |
|
|
|
1,927 |
| Impaired Financing Receivables With No Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment |
35,596 |
|
17,290 |
|
28,648 |
|
16,100 |
|
|
| Impaired Financing Receivable, with Related Allowance, Average Recorded Investment |
15,284 |
|
13,573 |
|
21,290 |
|
9,711 |
|
|
| Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method |
404 |
|
141 |
|
1,318 |
|
286 |
|
|
| Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method |
189 |
|
51 |
|
567 |
|
310 |
|
|
|
Construction Loan Receivable [Member]
|
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses [Line Items] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Allowance for Credit Losses, Beginning Balance |
0 |
|
179 |
|
124 |
|
345 |
|
|
| Provision for Loan, Lease, and Other Losses |
27 |
|
1 |
|
(94) |
|
550 |
|
|
| Financing Receivable, Allowance for Credit Losses, Write-downs |
0 |
|
0 |
|
(3) |
|
(725) |
|
|
| Financing Receivable, Allowance for Credit Losses, Recovery |
0 |
|
0 |
|
0 |
|
0 |
|
|
| Financing Receivable Allowance For Credit Losses Transfers |
0 |
|
5 |
|
0 |
|
15 |
|
|
| Financing Receivable, Allowance for Credit Losses, Ending Balance |
27 |
|
185 |
|
27 |
|
185 |
|
|
| Financing Receivable, Allowance for Credit Loss, Additional Information [Abstract] |
|
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Evaluated for Impairment |
0 |
|
|
|
0 |
|
|
|
0 |
| Financing Receivable, Collectively Evaluated for Impairment |
528 |
|
|
|
528 |
|
|
|
3,199 |
| Financing Receivable, Allowance for Credit Losses, Individually Evaluated for Impairment |
0 |
|
|
|
0 |
|
|
|
0 |
| Financing Receivable, Allowance for Credit Losses, Collectively Evaluated for Impairment |
27 |
|
|
|
27 |
|
|
|
124 |
| Impaired Financing Receivable, with No Related Allowance, Unpaid Principal Balance |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with Related Allowance, Unpaid Principal Balance |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with No Related Allowance, Recorded Investment |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with Related Allowance, Recorded Investment |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivables With Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivables With No Allocated Reserves Within Allowance For Loan Losses Recognized For Impaired Receivables |
0 |
|
|
|
0 |
|
|
|
0 |
| Impaired Financing Receivable, with No Related Allowance, Average Recorded Investment |
0 |
|
4,883 |
|
0 |
|
4,137 |
|
|
| Impaired Financing Receivable, with Related Allowance, Average Recorded Investment |
0 |
|
0 |
|
0 |
|
0 |
|
|
| Impaired Financing Receivable, with No Related Allowance, Interest Income, Accrual Method |
0 |
|
0 |
|
0 |
|
213 |
|
|
| Impaired Financing Receivable, with Related Allowance, Interest Income, Accrual Method |
$ 0 |
|
$ 0 |
|
$ 0 |
|
$ 0 |
|
|
|
|
|