|
LOANS RECEIVABLE AND CREDIT QUALITY (Details) (USD $)
In Thousands, unless otherwise specified
|
3 Months Ended |
9 Months Ended |
|
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Sep. 30, 2012
|
Sep. 30, 2011
|
Dec. 31, 2011
|
| Troubled Debt Restructuring On Receivables [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivables Modification Accrual Status Number Of Contracts |
18 |
|
|
18 |
|
|
17 |
|
| Financing Receivable Modification Recorded Investment In Accrual Status |
$ 43,106 |
|
|
$ 43,106 |
|
|
$ 40,688 |
|
| Financing Receivables Modification Non Accrual Status Number Of Contracts |
4 |
|
|
4 |
|
|
5 |
|
| Financing Receivable Modification Recorded Investment In Non Accrual Status |
8,135 |
|
|
8,135 |
|
|
8,065 |
|
| Trouble debt Restructuring Allowance For Loan And Lease Losses Write Offs |
|
|
|
154 |
|
|
|
|
| Allocated Reserves Recognized For Trouble Debt Restructuring Receivables That Defaulted |
551 |
|
|
551 |
|
|
1,851 |
|
| Allocated allowance balance on troubled deebt restructured loan eliminated due to improvement in condition of loan |
|
|
|
1,064 |
|
|
|
|
| Delinquent Serviced Loans Subject To First Loss Position [Abstract] |
|
|
|
|
|
|
|
|
| Number Of Financing Receivables That Are Less Than90 Days Past Due But More Than30 Days Past Due That Have Been Sold And Remain Subject To Recourse Provision |
|
|
|
|
|
|
1 |
|
| Financing Receivable Recorded Investment 30 To 89 Days Past Due |
|
|
|
|
|
|
1,342 |
|
| Number of financing receivables that are 90 days or more past due that have been sold and remain subject to a recourse provision. |
3 |
|
|
3 |
|
|
1 |
|
| Financing Receivable Sold To FNMA Recorded Investment Equal To Greater Than 90 Days Past Due |
2,040 |
|
|
2,040 |
|
|
757 |
|
|
One-to four Family Residential and Cooperative Unit [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
71,205 |
|
|
71,205 |
|
|
70,717 |
|
| Financing Receivable, Not Individually Assigned Credit Rating |
17,620 |
[1] |
|
17,620 |
[1] |
|
29,995 |
[1] |
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment, 30 to 59 Days Past Due |
417 |
|
|
417 |
|
|
1,221 |
|
| Financing Receivable, Recorded Investment, 60 to 89 Days Past Due |
0 |
|
|
0 |
|
|
0 |
|
| Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing |
0 |
|
|
0 |
|
|
0 |
|
| Non-accrual |
1,150 |
[2] |
|
1,150 |
[2] |
|
2,205 |
[2] |
| Financing Receivable, Recorded Investment, Past Due, Total |
1,567 |
|
|
1,567 |
|
|
3,426 |
|
| Financing Receivable, Recorded Investment, Current |
87,258 |
|
|
87,258 |
|
|
97,286 |
|
| Real Estate Loans Net Of Deferred Income |
88,825 |
|
|
88,825 |
|
|
100,712 |
|
| Troubled Debt Restructuring On Receivables [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Modifications, Number of Contracts |
3 |
|
|
3 |
|
|
2 |
|
| Financing Receivable, Modifications, Recorded Investment |
951 |
|
|
951 |
|
|
625 |
|
| Financing Receivable Modifications Number Of Contracts In Period |
1 |
|
1 |
1 |
|
|
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment In Period |
330 |
|
212 |
330 |
|
|
|
|
| Financing Receivable Modifications Post Modification Recorded Investment In Period |
330 |
|
212 |
330 |
|
|
|
|
|
Multifamily Residential and Residential Mixed Use [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
2,494,639 |
|
|
2,494,639 |
|
|
2,602,919 |
|
| Financing Receivable, Not Individually Assigned Credit Rating |
0 |
[1] |
|
0 |
[1] |
|
0 |
[1] |
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment, 30 to 59 Days Past Due |
2,494 |
|
|
2,494 |
|
|
2,589 |
|
| Financing Receivable, Recorded Investment, 60 to 89 Days Past Due |
4 |
|
|
4 |
|
|
0 |
|
| Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing |
0 |
|
|
0 |
|
|
946 |
|
| Non-accrual |
1,008 |
[2] |
|
1,008 |
[2] |
|
7,069 |
[2] |
| Financing Receivable, Recorded Investment, Past Due, Total |
3,506 |
|
|
3,506 |
|
|
10,604 |
|
| Financing Receivable, Recorded Investment, Current |
2,491,133 |
|
|
2,491,133 |
|
|
2,592,315 |
|
| Real Estate Loans Net Of Deferred Income |
2,494,639 |
|
|
2,494,639 |
|
|
2,602,919 |
|
| Troubled Debt Restructuring On Receivables [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Modifications, Number of Contracts |
5 |
|
|
5 |
|
|
5 |
|
| Financing Receivable, Modifications, Recorded Investment |
1,968 |
|
|
1,968 |
|
|
2,013 |
|
| Financing Receivable Modifications Number Of Contracts In Period |
0 |
|
1 |
1 |
|
2 |
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment In Period |
0 |
|
361 |
459 |
|
573 |
|
|
| Financing Receivable Modifications Post Modification Recorded Investment In Period |
0 |
|
361 |
459 |
|
573 |
|
|
|
Mixed Use Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
343,946 |
|
|
343,946 |
|
|
338,270 |
|
| Financing Receivable, Not Individually Assigned Credit Rating |
0 |
[1] |
|
0 |
[1] |
|
0 |
[1] |
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment, 30 to 59 Days Past Due |
1,172 |
|
|
1,172 |
|
|
4,976 |
|
| Financing Receivable, Recorded Investment, 60 to 89 Days Past Due |
0 |
|
|
0 |
|
|
0 |
|
| Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing |
0 |
|
|
0 |
|
|
0 |
|
| Non-accrual |
721 |
[2] |
|
721 |
[2] |
|
5,591 |
[2] |
| Financing Receivable, Recorded Investment, Past Due, Total |
1,893 |
|
|
1,893 |
|
|
10,567 |
|
| Financing Receivable, Recorded Investment, Current |
342,053 |
|
|
342,053 |
|
|
327,703 |
|
| Real Estate Loans Net Of Deferred Income |
343,946 |
|
|
343,946 |
|
|
338,270 |
|
| Troubled Debt Restructuring On Receivables [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Modifications, Number of Contracts |
1 |
|
|
1 |
|
|
3 |
|
| Financing Receivable, Modifications, Recorded Investment |
735 |
|
|
735 |
|
|
1,657 |
|
|
Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
395,563 |
|
|
395,563 |
|
|
413,316 |
|
| Financing Receivable, Not Individually Assigned Credit Rating |
0 |
[1] |
|
0 |
[1] |
|
0 |
[1] |
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment, 30 to 59 Days Past Due |
0 |
|
|
0 |
|
|
478 |
|
| Financing Receivable, Recorded Investment, 60 to 89 Days Past Due |
0 |
|
|
0 |
|
|
0 |
|
| Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing |
0 |
|
|
0 |
|
|
2,874 |
|
| Non-accrual |
7,805 |
[2] |
|
7,805 |
[2] |
|
11,083 |
[2] |
| Financing Receivable, Recorded Investment, Past Due, Total |
7,805 |
|
|
7,805 |
|
|
14,435 |
|
| Financing Receivable, Recorded Investment, Current |
387,758 |
|
|
387,758 |
|
|
398,881 |
|
| Real Estate Loans Net Of Deferred Income |
395,563 |
|
|
395,563 |
|
|
413,316 |
|
| Troubled Debt Restructuring On Receivables [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Modifications, Number of Contracts |
13 |
|
|
13 |
|
|
12 |
|
| Financing Receivable, Modifications, Recorded Investment |
47,587 |
|
|
47,587 |
|
|
44,458 |
|
| Financing Receivable Modifications Number Of Contracts In Period |
0 |
|
5 |
2 |
|
5 |
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment In Period |
0 |
|
20,523 |
4,430 |
|
20,543 |
|
|
| Financing Receivable Modifications Post Modification Recorded Investment In Period |
0 |
|
20,523 |
4,430 |
|
20,543 |
|
|
|
Construction Loan Receivable [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
528 |
|
|
528 |
|
|
3,199 |
|
| Financing Receivable, Not Individually Assigned Credit Rating |
0 |
[1] |
|
0 |
[1] |
|
0 |
[1] |
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment, 30 to 59 Days Past Due |
0 |
|
|
0 |
|
|
0 |
|
| Financing Receivable, Recorded Investment, 60 to 89 Days Past Due |
0 |
|
|
0 |
|
|
0 |
|
| Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing |
0 |
|
|
0 |
|
|
0 |
|
| Non-accrual |
0 |
[2] |
|
0 |
[2] |
|
0 |
[2] |
| Financing Receivable, Recorded Investment, Past Due, Total |
0 |
|
|
0 |
|
|
0 |
|
| Financing Receivable, Recorded Investment, Current |
528 |
|
|
528 |
|
|
3,199 |
|
| Real Estate Loans Net Of Deferred Income |
528 |
|
|
528 |
|
|
3,199 |
|
|
Consumer Loan [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
2,492 |
|
|
2,492 |
|
|
2,449 |
|
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment, 30 to 59 Days Past Due |
4 |
|
|
4 |
|
|
12 |
|
| Financing Receivable, Recorded Investment, 60 to 89 Days Past Due |
0 |
|
|
0 |
|
|
5 |
|
| Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing |
0 |
|
|
0 |
|
|
0 |
|
| Non-accrual |
6 |
[2] |
|
6 |
[2] |
|
4 |
[2] |
| Financing Receivable, Recorded Investment, Past Due, Total |
10 |
|
|
10 |
|
|
21 |
|
| Financing Receivable, Recorded Investment, Current |
2,482 |
|
|
2,482 |
|
|
2,428 |
|
| Loans and Leases Receivable, Other, Net of Deferred Income |
2,492 |
|
|
2,492 |
|
|
2,449 |
|
|
Total Real Estate Loans [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
3,305,881 |
|
|
3,305,881 |
|
|
3,428,421 |
|
| Financing Receivable, Not Individually Assigned Credit Rating |
17,620 |
[1] |
|
17,620 |
[1] |
|
29,995 |
[1] |
| Financing Receivable, Recorded Investment, Aging [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment, 30 to 59 Days Past Due |
4,083 |
|
|
4,083 |
|
|
9,264 |
|
| Financing Receivable, Recorded Investment, 60 to 89 Days Past Due |
4 |
|
|
4 |
|
|
0 |
|
| Financing Receivable, Recorded Investment, 90 Days Past Due and Still Accruing |
0 |
|
|
0 |
|
|
3,820 |
|
| Non-accrual |
10,684 |
[2] |
|
10,684 |
[2] |
|
25,948 |
[2] |
| Financing Receivable, Recorded Investment, Past Due, Total |
14,771 |
|
|
14,771 |
|
|
39,032 |
|
| Financing Receivable, Recorded Investment, Current |
3,308,730 |
|
|
3,308,730 |
|
|
3,419,384 |
|
| Real Estate Loans Net Of Deferred Income |
3,323,501 |
|
|
3,323,501 |
|
|
3,458,416 |
|
| Number Of Loans 90 Days or More Past Due And Still Accruing Pending Refinancing |
|
|
|
|
|
|
5 |
|
| Loans 90 Days or More Past Due And Still Accruing Pending Refinancing |
|
|
|
|
|
|
3,820 |
|
| Troubled Debt Restructuring On Receivables [Abstract] |
|
|
|
|
|
|
|
|
| Financing Receivable, Modifications, Number of Contracts |
22 |
|
|
22 |
|
|
22 |
|
| Financing Receivable, Modifications, Recorded Investment |
51,241 |
|
|
51,241 |
|
|
48,753 |
|
| Financing Receivable Modifications Number Of Contracts In Period |
1 |
|
7 |
4 |
|
7 |
|
|
| Financing Receivable Modifications Pre Modification Recorded Investment In Period |
330 |
|
21,096 |
5,219 |
|
21,096 |
|
|
| Financing Receivable Modifications Post Modification Recorded Investment In Period |
330 |
|
21,096 |
5,219 |
|
21,096 |
|
|
|
Special Mention [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
|
|
|
|
|
|
30,616 |
|
|
Special Mention [Member] | One-to four Family Residential and Cooperative Unit [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
461 |
|
|
461 |
|
|
1,133 |
|
|
Special Mention [Member] | Multifamily Residential and Residential Mixed Use [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
9,821 |
|
|
9,821 |
|
|
7,101 |
|
|
Special Mention [Member] | Mixed Use Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
5,494 |
|
|
5,494 |
|
|
10,562 |
|
|
Special Mention [Member] | Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
0 |
|
|
0 |
|
|
9,244 |
|
|
Special Mention [Member] | Construction Loan Receivable [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
0 |
|
|
0 |
|
|
2,576 |
|
|
Special Mention [Member] | Total Real Estate Loans [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
15,776 |
|
|
15,776 |
|
|
|
|
|
Substandard [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
|
|
|
|
|
|
58,265 |
|
|
Substandard [Member] | One-to four Family Residential and Cooperative Unit [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
9,086 |
|
|
9,086 |
|
|
2,635 |
|
|
Substandard [Member] | Multifamily Residential and Residential Mixed Use [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
2,208 |
|
|
2,208 |
|
|
8,245 |
|
|
Substandard [Member] | Mixed Use Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
4,964 |
|
|
4,964 |
|
|
7,152 |
|
|
Substandard [Member] | Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
30,158 |
|
|
30,158 |
|
|
39,610 |
|
|
Substandard [Member] | Construction Loan Receivable [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
528 |
|
|
528 |
|
|
623 |
|
|
Substandard [Member] | Consumer Loan [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
6 |
|
|
6 |
|
|
4 |
|
|
Substandard [Member] | Total Real Estate Loans [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
46,944 |
|
|
46,944 |
|
|
|
|
|
Pass [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
|
|
|
|
|
|
3,339,540 |
|
|
Pass [Member] | One-to four Family Residential and Cooperative Unit [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
61,658 |
|
|
61,658 |
|
|
66,949 |
|
|
Pass [Member] | Multifamily Residential and Residential Mixed Use [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
2,482,610 |
|
|
2,482,610 |
|
|
2,587,573 |
|
|
Pass [Member] | Mixed Use Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
333,488 |
|
|
333,488 |
|
|
320,556 |
|
|
Pass [Member] | Commercial Real Estate [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
365,405 |
|
|
365,405 |
|
|
364,462 |
|
|
Pass [Member] | Construction Loan Receivable [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
0 |
|
|
0 |
|
|
0 |
|
|
Pass [Member] | Consumer Loan [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
2,486 |
|
|
2,486 |
|
|
2,445 |
|
|
Pass [Member] | Total Real Estate Loans [Member]
|
|
|
|
|
|
|
|
|
| Financing Receivable, Recorded Investment [Line Items] |
|
|
|
|
|
|
|
|
| Financing Receivable, Individually Assigned Credit Rating |
$ 3,243,161 |
|
|
$ 3,243,161 |
|
|
|
|
|
|
|